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Municipal bond apparatus product and method

Image Number 5 for United States Patent #6871189.

A data processing system for creating and administering a bond issue by a bond manager for a municipal taxing authority of a community. The apparatus includes a database configured to store for retrieval selected information regarding creation and administration of the bond issue, an element for storing and processing data representing information needed to determine bond utilization in the community governed by the municipal taxing authority, and an element for storing and processing data representing information about a specific real estate purchaser, the real estate to be purchased, the use to which the real estate will be put, and projected purchaser income and income growth to predict whether participation in a primary bond issue would be financially beneficial to the purchaser.

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