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End-to-end encryption system and method of operation

Image Number 11 for United States Patent #4423287.

An efficient end-to-end encryption system including key management procedures for providing secure, financial data communication between a system user at one of a plurality of transaction terminals of one of a plurality of acquirer institutions and one of a plurality of issuer institutions, with selected elements of the data being encrypted, decrypted, and processed using a one time session key which is similarly encrypted with master keys and efficiently sent along with the specific segments of the request and response messages.

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