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Class Information
Number: 705/64
Name: Data processing: financial, business practice, management, or cost/price determination > Business processing using cryptography > Secure transaction (e.g., eft/pos)
Description: Subject matter wherein an exchange of financial data is protected by encryption.

Sub-classes under this class:

Class Number Class Name Patents
705/74 Anonymous user system 208
705/76 Electronic credential 488
705/70 Home banking 99
705/65 Including intelligent token (e.g., electronic purse) 612
705/71 Including key management 308
705/77 Including remote charge determination or related payment system 264
705/73 Terminal detail (e.g., initializing) 91
705/75 Transaction verification 893
705/72 Verifying pin 291

Patents under this class:

Patent Number Title Of Patent Date Issued
8712889 Alterable account number Apr. 29, 2014
8712453 Login security with short messaging Apr. 29, 2014
8706644 Mining phrases for association with a user Apr. 22, 2014
8706643 Generating and suggesting phrases Apr. 22, 2014
8706642 Apparatus, system, and method for securely authorizing changes to a transaction restriction Apr. 22, 2014
8706641 Method and system for providing risk information in connection with transaction processing Apr. 22, 2014
8706640 Systems and methods for enrolling consumers in goods and services Apr. 22, 2014
8706626 Systems and methods for provisionally transferring an electronic currency Apr. 22, 2014
8694437 Smartcard-based value transfer Apr. 8, 2014
8694436 Data transfer from a near field communication terminal to a remote server with prior authentication Apr. 8, 2014
8694435 System and method for linking point of sale devices within a virtual network Apr. 8, 2014
8689012 Diagnostics for secure elements in a mobile device Apr. 1, 2014
8688591 Anonymous separation of duties with credentials Apr. 1, 2014
8684264 Mobile communication device and data verification system comprising smart card having double chips Apr. 1, 2014
8682802 Mobile payments using payment tokens Mar. 25, 2014
8676998 Reverse network authentication for nonstandard threat profiles Mar. 18, 2014
8676916 Method and apparatus for connection to virtual private networks for secure transactions Mar. 18, 2014
8676576 Information processing system, information processing apparatus, information processing program and recording medium Mar. 18, 2014
8676161 Enforcing time-out periods in payment-enabled mobile device Mar. 18, 2014
8671061 System, method and apparatus for conducting a secure transaction over a call Mar. 11, 2014
8670846 System and method for conducting a competition Mar. 11, 2014
8667294 Apparatus and method for preventing falsification of client screen Mar. 4, 2014
8666906 Discrete verification of payment information Mar. 4, 2014
8666905 Anonymous online payment systems and methods Mar. 4, 2014
8666904 System and method for trusted embedded user interface for secure payments Mar. 4, 2014
8666903 System and method for leveraging procurement across companies and company groups Mar. 4, 2014
8666897 System and method for providing a financial transaction instrument with user-definable authorization criteria Mar. 4, 2014
8666895 Single action mobile transaction device Mar. 4, 2014
8666891 Mobile wireless financial instrument for automatically selecting a payment instrument Mar. 4, 2014
8662384 Text message payment Mar. 4, 2014
8660966 Payment system and method Feb. 25, 2014
8660965 System and method for mobile proximity ordering Feb. 25, 2014
8659427 Proximity-sensor supporting multiple application services Feb. 25, 2014
8656166 Storage and authentication of data transactions Feb. 18, 2014
8655789 Systems and methods for non-traditional payment using biometric data Feb. 18, 2014
8655788 Authentication of an end user Feb. 18, 2014
8655787 Automated detection of defined input values and transformation to tokens Feb. 18, 2014
8655786 Aggregate constraints for payment transactions Feb. 18, 2014
8655783 Check printing instructions in ACH transactions Feb. 18, 2014
8650129 Dynamically reacting policies and protections for securing mobile financial transaction data in transit Feb. 11, 2014
8650080 User-browser interaction-based fraud detection system Feb. 11, 2014
8646039 Automated peer authentication Feb. 4, 2014
8645280 Electronic credit card with fraud protection Feb. 4, 2014
8645275 Systems and methods for verifying identities Feb. 4, 2014
8640963 Transaction product with electrical circuit Feb. 4, 2014
8639629 System and method for accessing an online user account registry via a thin-client unique user code Jan. 28, 2014
8639594 Cash management of self-service transactional devices Jan. 28, 2014
8635165 Biometric authorization of an RF transaction Jan. 21, 2014
8635164 Telecommunications initiated internet link system Jan. 21, 2014
8631503 System and methods for key challenge validation Jan. 14, 2014

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