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Class Information
Number: 705/45
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > With paper check handling
Description: Subject matter which processes a paper document authorizing the transaction check as part of the funds transfer operation.










Patents under this class:
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Patent Number Title Of Patent Date Issued
6758395 Self-service terminal Jul. 6, 2004
6748102 Document alteration indicating system and method Jun. 8, 2004
6731786 Document processing method and system May. 4, 2004
6728397 Check verification system Apr. 27, 2004
6704714 Virtual private lock box Mar. 9, 2004
6697512 Method of printing MICR encoded negotiable instruments such as checks/drafts from facsimile transmitted checks Feb. 24, 2004
6676310 Check writing system and method Jan. 13, 2004
6661910 Network for transporting and processing images in real time Dec. 9, 2003
6659353 Method of checking authenticity of sheet with built-in electronic circuit chip Dec. 9, 2003
6647136 Automated check processing system and method Nov. 11, 2003
6647376 System and method for point-of-sale check authorization Nov. 11, 2003
6609113 Method and system for processing internet payments using the electronic funds transfer network Aug. 19, 2003
6581043 Routing number variable and indexes Jun. 17, 2003
6477263 Method of controlling a printed object Nov. 5, 2002
6464134 System and method for verifying the authenticity of a check and authorizing payment thereof Oct. 15, 2002
6456984 Method and system for providing temporary credit authorizations Sep. 24, 2002
6449684 Data carrying device and systems for use therewith Sep. 10, 2002
6438433 Financial document processing system and method of operating a financial document processing system Aug. 20, 2002
6411938 Client-server online payroll processing Jun. 25, 2002
6393405 Beneficial settlement method and storage media May. 21, 2002
6367691 Automated transaction machine with mechanism for separating notes Apr. 9, 2002
6338049 User-generated traveler's checks Jan. 8, 2002
6328207 Method and apparatus for automated cashing of checks Dec. 11, 2001
6317745 Trusted third party data structure for electronic funds transfer and bill presentment Nov. 13, 2001
6301567 Lockbox browser system Oct. 9, 2001
6301379 Electronic check presentment systems and methods employing volatile memory datastore access techniques Oct. 9, 2001
6292711 Document dispenser companion document data downloading Sep. 18, 2001
6282523 Method and apparatus for processing checks to reserve funds Aug. 28, 2001
6246925 Computerized manual mail distribution method and apparatus Jun. 12, 2001
6243620 Computerized manual mail distribution method and apparatus with feeder belt system Jun. 5, 2001
6189785 Demand deposit account data processing system Feb. 20, 2001
6181814 Check fraud detection techniques using encrypted payee information Jan. 30, 2001
6154730 Facility-based financing system Nov. 28, 2000
6124561 Parallel document buffer and method of buffering documents Sep. 26, 2000
6105011 Security system and method for business transactions with customers Aug. 15, 2000
6076076 Prepaid print card system and method Jun. 13, 2000
6073121 Check fraud prevention system Jun. 6, 2000
6041315 Automated payment system and method Mar. 21, 2000
6038553 Self service method of and system for cashing checks Mar. 14, 2000
6036344 Secure check processing system and method Mar. 14, 2000
6023688 Transaction apparatus and method that identifies an authorized user by appearance and voice Feb. 8, 2000
6019282 System and method for commingling items destined for multiple payors in a single electronic pocket and financial infrastructure employing the same Feb. 1, 2000
5987439 Automated banking system for making change on a card or user account Nov. 16, 1999
5987437 Method of improving assistance to an operator to balance an out-of-proof transaction and an apparatus therefor Nov. 16, 1999
5966698 Automated payment system and method Oct. 12, 1999
5953702 Computerized comprehensive document audit Sep. 14, 1999
5940844 Method and apparatus for displaying electronic image of a check Aug. 17, 1999
5940813 Process facility management matrix and system and method for performing batch, processing in an on-line environment Aug. 17, 1999
5930778 System for expediting the clearing of financial instruments and coordinating the same with invoice processing at the point of receipt Jul. 27, 1999
5920847 Electronic bill pay system Jul. 6, 1999

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