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Class Information
Number: 705/45
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > With paper check handling
Description: Subject matter which processes a paper document authorizing the transaction check as part of the funds transfer operation.










Patents under this class:
1 2 3 4 5 6 7 8 9 10 11

Patent Number Title Of Patent Date Issued
8527404 Merchant-initiated adjustments Sep. 3, 2013
8515873 WIC check processing with vendor number overlay system and method Aug. 20, 2013
8510224 Database for check risk decisions populated with check activity data from banks of first deposit Aug. 13, 2013
8504455 Acquisition wave management Aug. 6, 2013
8504450 Mobile remittances/payments Aug. 6, 2013
8504448 Outgoing returns processing Aug. 6, 2013
8490863 Secure financial report and method of processing and displaying the same Jul. 23, 2013
8494927 Method for providing a web-based payroll and payroll related software as a service Jul. 23, 2013
8494963 Remote image capture with centralized processing and storage Jul. 23, 2013
8489483 Transfer instrument Jul. 16, 2013
8489478 Virtual terminal for payment processing Jul. 16, 2013
8484131 Methods and systems for processing a financial transaction Jul. 9, 2013
8469263 Check processing method, check processing program medium, and check processing apparatus Jun. 25, 2013
8473412 Remote capture of multiple deposit items Jun. 25, 2013
8473413 Methods and systems for managing government issued entitlements Jun. 25, 2013
8468074 Rejected checks envelope and process Jun. 18, 2013
8458066 Method and system to re-create lost cash letters Jun. 4, 2013
8458089 System, method and program product for administering fund movements using depository institution groups Jun. 4, 2013
8452702 System, method and program product for minimizing fund movements May. 28, 2013
8447094 Enhanced note processing May. 21, 2013
8437529 Apparatus and system for imaging currency bills and financial documents and method for using the same May. 7, 2013
8424755 Banking apparatus operated responsive to data bearing records Apr. 23, 2013
8429037 Accounts payable process Apr. 23, 2013
8429079 Overdraft protection and forgiveness Apr. 23, 2013
8429080 System and method for reordering checks Apr. 23, 2013
8423469 System and method for enhancing the efficiency of real estate transactions Apr. 16, 2013
8417639 Automatic check reordering Apr. 9, 2013
8417628 Electronic bill presentment and payment system and method Apr. 9, 2013
8417600 Systems and methods for graduated suspicious activity detection Apr. 9, 2013
8416924 Methods and systems for customer directed rounded purchase amount investments Apr. 9, 2013
8412632 Performing a check transaction using add-in modules Apr. 2, 2013
8401968 Mobile group payments Mar. 19, 2013
8387868 Method and apparatus for distribution of money transfers Mar. 5, 2013
8392306 Transfer instrument Mar. 5, 2013
8392332 Systems and methods for remote deposit of checks Mar. 5, 2013
8386383 Money fund banking system with multiple banks and/or rates Feb. 26, 2013
8380597 International banking system and method Feb. 19, 2013
8374964 Methods and systems for processing stranded payments and lockbox payments at the same designated payment location Feb. 12, 2013
8365987 Pre-allocated negotiable instrument and presentation instrument purchasing and activation systems and methods Feb. 5, 2013
8370232 System and method for back office processing of banking transactions using electronic files Feb. 5, 2013
8363920 Cheque recognition device and method Jan. 29, 2013
8355986 Methods and systems for managing government issued entitlements Jan. 15, 2013
8346607 Automatic adjustment of advertiser bids to equalize cost-per-conversion among publishers for an advertisement Jan. 1, 2013
RE43888 Bank deposit method Jan. 1, 2013
8341046 Payment entity device reconciliation for multiple payment methods Dec. 25, 2012
8332303 Method and apparatus for monitoring and evaluating trade activity Dec. 11, 2012
8326761 System and method for MICR-based duplicate detection and management Dec. 4, 2012
8326015 Methods for mobile image capture and processing of documents Dec. 4, 2012
8321349 Methods of operating a self-service check depositing terminal to provide an acknowledgement receipt Nov. 27, 2012
8315932 News induced automated electronic securities transactions Nov. 20, 2012

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