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Class Information
Number: 705/44
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Requiring authorization or authentication
Description: Subject matter in which an approval is required prior to effecting a funds transfer between accounts.


Patents under this class:
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Patent Number Title Of Patent Date Issued
6961540 Information processing system and camera system Nov. 1, 2005
6955294 Apparatus and method for preventing credit card fraud Oct. 18, 2005
6952683 System and method for hedging against foreign exchange risk associated with securities transactions Oct. 4, 2005
6952698 Storage area network methods and apparatus for automated file system extension Oct. 4, 2005
6941274 Automated transaction machine Sep. 6, 2005
6941282 Methods and systems for carrying out directory-authenticated electronic transactions including contingency-dependent payments via secure electronic bank drafts Sep. 6, 2005
6938013 Money-transfer techniques Aug. 30, 2005
6932268 Dual mode credit card based payment technique Aug. 23, 2005
6934849 Method and system for authorizing a commercial transaction Aug. 23, 2005
6934861 National identification card system and biometric identity verification method for negotiating transactions Aug. 23, 2005
6925451 Mail receipt terminal having deposit tracking capability Aug. 2, 2005
6920435 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor Jul. 19, 2005
6915281 Systems and methods using a digital pen for funds accounting devices and postage meters Jul. 5, 2005
6911133 Automated system for issuing and managing offence tickets Jun. 28, 2005
6904136 Secure method of payment Jun. 7, 2005
6901251 Portable communication apparatus having a man-machine interface and a method for its operation May. 31, 2005
6889205 Method and system for electronically presenting a statement, message, or file May. 3, 2005
6883706 Point-of-sale bill authentication Apr. 26, 2005
6886087 Semiconductor memory device Apr. 26, 2005
6879964 Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund Apr. 12, 2005
6879965 Method, system and computer readable medium for web site account and e-commerce management from a central location Apr. 12, 2005
6871287 System and method for verification of identity Mar. 22, 2005
6868402 Document transmit system and document transmitting method Mar. 15, 2005
6868391 Tele/datacommunications payment method and apparatus Mar. 15, 2005
6865547 Customer activated multi-value (CAM) card Mar. 8, 2005
6862496 Laundry system Mar. 1, 2005
6857566 Method and system for conducting transactions using a payment card with two technologies Feb. 22, 2005
6857565 Electronic traveler's checks Feb. 22, 2005
6856965 Method and apparatus for automatic check cashing Feb. 15, 2005
6853973 Configurable and stand-alone verification module Feb. 8, 2005
6853984 Method and apparatus for credit card processing via facsimile Feb. 8, 2005
6845367 Process and device for internet payments by means of security modules Jan. 18, 2005
6842740 Method for providing automatic payment when making duplicates of copyrighted material Jan. 11, 2005
6839692 Method and apparatus to provide secure purchase transactions over a computer network Jan. 4, 2005
6839677 Transactional data transfer in a network system Jan. 4, 2005
6830178 Combination bank/phone card and method Dec. 14, 2004
6826547 Printer service denial Nov. 30, 2004
6824049 Card transaction settlement method in point of sale systems Nov. 30, 2004
6823318 Secure purchases over a computer network Nov. 23, 2004
6817521 Credit card application automation system Nov. 16, 2004
6805289 Prepaid card payment system and method for electronic commerce Oct. 19, 2004
6807569 Trusted and anonymous system and method for sharing threat data to industry assets Oct. 19, 2004
6796489 Processing electronic documents with embedded digital signatures Sep. 28, 2004
6783062 System for inhibiting fraud in relation to the use of negotiable instruments Aug. 31, 2004
RE38572 System and method for enhanced fraud detection in automated electronic credit card processing Aug. 31, 2004
6775782 System and method for suspending and resuming digital certificates in a certificate-based user authentication application system Aug. 10, 2004
6772146 Website for financial information Aug. 3, 2004
6766161 Method and apparatus for securing communications Jul. 20, 2004
6763336 METHOD OF TRANSACTING AN ELECTRONIC MAIL, AN ELECTRONIC COMMERCE, AND AN ELECTRONIC BUSINESS TRANSACTION BY AN ELECTRONIC COMMERCE TERMINAL USING A WIRELESSLY NETWORKED PLURALITY OF PORTABLE D Jul. 13, 2004
6763094 Method and device for crediting a creditable machine Jul. 13, 2004

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