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Class Information
Number: 705/44
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Requiring authorization or authentication
Description: Subject matter in which an approval is required prior to effecting a funds transfer between accounts.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12

Patent Number Title Of Patent Date Issued
7395246 Delegating digital credentials Jul. 1, 2008
7389914 Method of capturing and communicating correlated data of check transaction at card reading automated banking machine Jun. 24, 2008
7386510 System and method for detecting fraudulent calls Jun. 10, 2008
7386511 Methods and systems for processing financial instrument deposits Jun. 10, 2008
7377427 Method, apparatus and POS system for processing credit card transactions associated with POS sales May. 27, 2008
7379916 System and method for private secure financial transactions May. 27, 2008
7374100 Mobile terminal having smart card coupled with RFID tag and method for performing RFID function in such mobile terminal May. 20, 2008
7363274 Automatic teller machine Apr. 22, 2008
7360692 Creation of customized transactional cards Apr. 22, 2008
7356515 Method and system for transferring an electronic sum of money from a credit memory Apr. 8, 2008
7346578 Electronic cashing card settlement system Mar. 18, 2008
7344064 System and method for processing electronically deposited checks Mar. 18, 2008
7341178 Processing apparatus, system and method for processing checks in communication with a host computer and a host computer for controlling the check processing apparatus Mar. 11, 2008
7343346 Computer-based method and system for aiding transactions Mar. 11, 2008
7337145 E-money managing method and system, e-money managing/holding medium, computer-readable recording medium in which e-money managing program is recorded, e-value managing/holding medium, and e-va Feb. 26, 2008
7337119 System and method for detecting purchasing card fraud Feb. 26, 2008
7331518 Transaction processing systems and methods Feb. 19, 2008
7334259 National identification card system and biometric identity verification method for negotiating transactions Feb. 19, 2008
7333955 System and method for securing communication service Feb. 19, 2008
7331527 Exception reduction and event reordering in an item tracking system Feb. 19, 2008
7331062 Method, computer software, and system for providing end to end security protection of an online transaction Feb. 12, 2008
7328188 Dynamic currency conversion for card payment systems Feb. 5, 2008
7328190 System and method for adding value to a stored-value account Feb. 5, 2008
7319986 Dynamic payment cards and related management systems and associated methods Jan. 15, 2008
7319987 Tokenless financial access system Jan. 15, 2008
7318050 Biometric certifying authorities Jan. 8, 2008
7314163 Check accepting and cash dispensing automated banking machine system and method Jan. 1, 2008
7311248 Method and system for automatically detecting fraudulent applications Dec. 25, 2007
7313544 System and method for restricting over-limit accounts Dec. 25, 2007
7310608 Authentication method, authentication system, payment system, user apparatus and recording medium containing program for conducting authentication Dec. 18, 2007
7293699 Currency cassette access based on facial recognition Nov. 13, 2007
7292998 System and method for adding value to a stored-value account Nov. 6, 2007
7292996 Method and apparatus for performing a credit based transaction between a user of a wireless communications device and a provider of a product or service Nov. 6, 2007
7289971 Personal information security and exchange tool Oct. 30, 2007
7287009 System and a method for carrying out personal and business transactions Oct. 23, 2007
7287270 User authentication method in network Oct. 23, 2007
7280981 Method and system for facilitating payment transactions using access devices Oct. 9, 2007
7277865 Information portal in a contract manufacturing framework Oct. 2, 2007
7266520 Digital computer system and methods for managing an auction market for preferred-return securities Sep. 4, 2007
7263507 Customer activated multi-value (CAM) card Aug. 28, 2007
7263506 Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites Aug. 28, 2007
7263347 Biometric authentication of a wireless device user Aug. 28, 2007
7258267 Wireless banking system and wireless banking method using mobile phones Aug. 21, 2007
7254548 System and method for the administration of financial accounts using profiles Aug. 7, 2007
7249097 Method for ordering goods, services, and content over an internetwork using a virtual payment account Jul. 24, 2007
7249098 Subscription-based payment Jul. 24, 2007
RE39736 Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities Jul. 17, 2007
7246097 Methods and apparatus for generating secure endorsed transactions Jul. 17, 2007
7240036 Method and system for facilitation of wireless e-commerce transactions Jul. 3, 2007
7236614 Device, system, and method for identifying living bodies and renewing registration data Jun. 26, 2007

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