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Class Information
Number: 705/44
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Requiring authorization or authentication
Description: Subject matter in which an approval is required prior to effecting a funds transfer between accounts.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7536353 |
Secure transaction processing system and method |
May. 19, 2009 |
| 7536352 |
Tokenless biometric electronic financial transactions via a third party identicator |
May. 19, 2009 |
| 7533806 |
Reading of image data bearing record for comparison with stored user image in authorizing automated banking machine access |
May. 19, 2009 |
| 7533805 |
Data bearing record based capture and correlation of user image data at a card reading banking system machine |
May. 19, 2009 |
| 7533804 |
User configurable alerts for ATM transactions |
May. 19, 2009 |
| 7533047 |
Method and system for securing card payment transactions using a mobile communication device |
May. 12, 2009 |
| 7533060 |
System and method for optimal selection of payment authorizations in complex commerce systems |
May. 12, 2009 |
| 7523857 |
ATM with security sensing system for cash dispenser customer interface gate |
Apr. 28, 2009 |
| 7520430 |
Multiservice merchant gateway |
Apr. 21, 2009 |
| 7523067 |
Electronic settlement system, settlement apparatus, and terminal |
Apr. 21, 2009 |
| 7519554 |
Processing binary options in future exchange clearing |
Apr. 14, 2009 |
| 7519557 |
Method and system for verifying use of a financial instrument |
Apr. 14, 2009 |
| 7516091 |
System and method for electronic settlement using keyboard having multiple card identification and charging functions |
Apr. 7, 2009 |
| 7513418 |
Systems and methods for performing a simplified risk assessment |
Apr. 7, 2009 |
| 7512564 |
System for effecting the payment of paper and electronic financial instruments received at a payment facility |
Mar. 31, 2009 |
| 7512566 |
System and method for using a stored value account having subaccount feature |
Mar. 31, 2009 |
| 7509289 |
System and method for single event authorization control of transactions |
Mar. 24, 2009 |
| 7500602 |
System for increasing the security of credit and debit cards transactions |
Mar. 10, 2009 |
| 7499888 |
Transaction authentication system and method |
Mar. 3, 2009 |
| 7496537 |
User-generated traveler's checks |
Feb. 24, 2009 |
| 7493284 |
Using visual images transferred from wireless computing device display screens |
Feb. 17, 2009 |
| 7483858 |
Network-based system |
Jan. 27, 2009 |
| 7475240 |
System and method for add-on services, secondary authentication, authorization and/or secure communication for dialog based protocols and systems |
Jan. 6, 2009 |
| 7475040 |
Return item early notification and return |
Jan. 6, 2009 |
| 7472829 |
Payment card with internally generated virtual account numbers for its magnetic stripe encoder and user display |
Jan. 6, 2009 |
| 7469224 |
Real-time point-of-sale change-of-address processing |
Dec. 23, 2008 |
| 7461028 |
Method and system for authorizing use of a transaction card |
Dec. 2, 2008 |
| 7441699 |
Output terminal, data output system, and data output method |
Oct. 28, 2008 |
| 7444305 |
Methods of coordinating products and service demonstrations |
Oct. 28, 2008 |
| 7444676 |
Direct authentication and authorization system and method for trusted network of financial institutions |
Oct. 28, 2008 |
| 7440924 |
Method and system for processing financial instrument deposits physically remote from a financial institution |
Oct. 21, 2008 |
| 7440923 |
Method and apparatus for preauthorizing electronic fund transfers without actual written authentication |
Oct. 21, 2008 |
| 7431201 |
System and method for managing requests to document archives, routing requests and delivering requests to a variety of channels or delivery mechanisms |
Oct. 7, 2008 |
| 7433845 |
Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions |
Oct. 7, 2008 |
| 7430306 |
Methods and apparatus to verify identity using biomorphic information |
Sep. 30, 2008 |
| 7427017 |
Method and system for collecting bank account information from an individual and authenticating the individual prior to allowing the bank account to receive an electronic fund transfer |
Sep. 23, 2008 |
| 7427019 |
Biometric identification system, method and medium for point of sale environment |
Sep. 23, 2008 |
| 7427021 |
System for personal authorization control for card transactions |
Sep. 23, 2008 |
| 7428511 |
Electronic business transaction system |
Sep. 23, 2008 |
| 7424455 |
Method and systems for providing merchant services with right-time creation and updating of merchant accounts |
Sep. 9, 2008 |
| 7418397 |
Witness system |
Aug. 26, 2008 |
| 7418426 |
System and method providing rules driven subscription event processing |
Aug. 26, 2008 |
| 7415442 |
Integrated technology money transfer system |
Aug. 19, 2008 |
| 7412420 |
Systems and methods for enrolling a token in an online authentication program |
Aug. 12, 2008 |
| 7409553 |
Public key certificate generation method, validation method and apparatus thereof |
Aug. 5, 2008 |
| 7401730 |
Self-service deposit method and apparatus |
Jul. 22, 2008 |
| 7401731 |
Method and system for implementing a card product with multiple customized relationships |
Jul. 22, 2008 |
| 7398918 |
Systems and method for risk triggering values |
Jul. 15, 2008 |
| 7401051 |
Automated teller machine system and method relay center |
Jul. 15, 2008 |
| 7398249 |
ACH debit blocking method and system |
Jul. 8, 2008 |
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