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Class Information
Number: 705/44
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Requiring authorization or authentication
Description: Subject matter in which an approval is required prior to effecting a funds transfer between accounts.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12

Patent Number Title Of Patent Date Issued
5995626 Electronic shopping method, electronic shopping system and document authenticating method relating thereto Nov. 30, 1999
5991750 System and method for pre-authorization of individual account transactions Nov. 23, 1999
5991749 Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities Nov. 23, 1999
5991413 Process for the acceptance of a virtual prepaid card use request permitting the reuse of its serial number Nov. 23, 1999
5991411 Method and means for limiting adverse use of counterfeit credit cards, access badges, electronic accounts or the like Nov. 23, 1999
5991410 Wireless adaptor and wireless financial transaction system Nov. 23, 1999
5991381 Method and apparatus for providing telephone calling card validation over a computer network Nov. 23, 1999
5987132 System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture Nov. 16, 1999
5987440 Personal information security and exchange tool Nov. 16, 1999
5983208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture Nov. 9, 1999
5978485 Foreign exchange transaction system Nov. 2, 1999
5978780 Integrated bill consolidation, payment aggregation, and settlement system Nov. 2, 1999
5974146 Real time bank-centric universal payment system Oct. 26, 1999
5970150 System for producing verifiable kiosk receipts and records Oct. 19, 1999
5966698 Automated payment system and method Oct. 12, 1999
5963647 Method and system for transferring funds from an account to an individual Oct. 5, 1999
5956699 System for secured credit card transactions on the internet Sep. 21, 1999
5956697 Timer-based fee-charging system for internet Sep. 21, 1999
5940504 Licensing management system and method in which datagrams including an address of a licensee and indicative of use of a licensed product are sent from the licensee's site Aug. 17, 1999
5930363 Card charging systems Jul. 27, 1999
5926548 Method and apparatus for implementing hierarchical electronic cash Jul. 20, 1999
5920847 Electronic bill pay system Jul. 6, 1999
5915246 Self-service system Jun. 22, 1999
5915023 Automatic portable account controller for remotely arranging for transfer of value to a recipient Jun. 22, 1999
5909492 Network sales system Jun. 1, 1999
5903882 Reliance server for electronic transaction system May. 11, 1999
5899983 Method for using electronic information services with guarantee of the anonymity of users in relation to the operators of such services May. 4, 1999
5889863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture Mar. 30, 1999
5883810 Electronic online commerce card with transactionproxy number for online transactions Mar. 16, 1999
5884289 Debit card fraud detection and control system Mar. 16, 1999
5884290 Method of transferring funds employing a three-node real-time electronic interlock Mar. 16, 1999
5878138 System and method for detecting fraudulent expenditure of electronic assets Mar. 2, 1999
5868236 Pin vending dispenser Feb. 9, 1999
5870725 High volume financial image media creation and display system and method Feb. 9, 1999
5864829 Network charge method and system Jan. 26, 1999
5864830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card Jan. 26, 1999
5826245 Providing verification information for a transaction Oct. 20, 1998
5819226 Fraud detection using predictive modeling Oct. 6, 1998
5809480 Automated, secure inter authority settlement method and system for electronic toll collection Sep. 15, 1998
5802497 Method and apparatus for conducting computerized commerce Sep. 1, 1998
5796834 System and method for controlling the dispensing of an authenticating indicia Aug. 18, 1998
5781632 Method and apparatus for secured transmission of confidential data over an unsecured network Jul. 14, 1998
5774553 Foreign exchange transaction system Jun. 30, 1998
5761308 System for refunding payment for software Jun. 2, 1998
5754656 Electronic shopping method, electronic shopping system and document authenticating method relating thereto May. 19, 1998
5748908 Automated, classified expenditure data card recording system May. 5, 1998
5727156 Internet-based automatic publishing system Mar. 10, 1998
5715403 System for controlling the distribution and use of digital works having attached usage rights where the usage rights are defined by a usage rights grammar Feb. 3, 1998
5715448 Open database system wherein access by subscribers to a network is limited Feb. 3, 1998
5696909 Virtual POS terminal Dec. 9, 1997

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