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Class Information
Number: 705/44
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Requiring authorization or authentication
Description: Subject matter in which an approval is required prior to effecting a funds transfer between accounts.


Patents under this class:
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Patent Number Title Of Patent Date Issued
7620603 Systems and methods using paperless check 21 items Nov. 17, 2009
7617124 Apparatus and method for secure downloading of files Nov. 10, 2009
7613639 Secure and recoverable database for on-line value-bearing item system Nov. 3, 2009
7613658 Methods and systems for redeeming a stored-value card Nov. 3, 2009
7613659 System and method for processing tokenless biometric electronic transmissions using an electronic rule module clearinghouse Nov. 3, 2009
7610216 Method and system for detecting fraud Oct. 27, 2009
7606763 Systems and methods for improving auction liquidity Oct. 20, 2009
7603472 Zero-minute virus and spam detection Oct. 13, 2009
7603316 Message delivery delegate system and method Oct. 13, 2009
7600676 Two factor authentications for financial transactions Oct. 13, 2009
7603315 Self-service terminal Oct. 13, 2009
7599888 Electronic confirmation to debit or credit an account Oct. 6, 2009
7596530 Method for internet payments for content Sep. 29, 2009
7594605 Credit card transaction servers, methods and computer program products employing wireless terminal location and registered purchasing locations Sep. 29, 2009
7593901 System and method for improving reliability of distributed electronic transactions Sep. 22, 2009
7594027 Data access using a machine-readable card Sep. 22, 2009
7593714 Communication services payment method and system Sep. 22, 2009
7587348 System and method of detecting mortgage related fraud Sep. 8, 2009
7587366 Secure information vault, exchange and processing system and method Sep. 8, 2009
7584109 Long term disability overpayment recovery service with provision of medical services and medical products Sep. 1, 2009
7584127 Methods and apparatus for updating credit bureau data Sep. 1, 2009
7584147 System for identifying an individual and managing an account Sep. 1, 2009
7580891 Method and system for assisting in the identification of merchants at which payment accounts have been compromised Aug. 25, 2009
7578438 System and method for user selection of fraud detection rules Aug. 25, 2009
7577615 Automated banking machine configuration system and method Aug. 18, 2009
7575157 Fraud protection Aug. 18, 2009
7577609 Method and apparatus using digital credentials and other electronic certificates for electronic transactions Aug. 18, 2009
7577612 Self service terminal Aug. 18, 2009
7577614 Cash dispensing and check accepting ATM and method Aug. 18, 2009
7574405 Apparatus and method for verifying source of funds regarding financial transactions Aug. 11, 2009
7568615 Electronic transfer of hard currency Aug. 4, 2009
7571142 Credit card system and method Aug. 4, 2009
7562814 System and method for identity-based fraud detection through graph anomaly detection Jul. 21, 2009
7565319 System and method for creating trade-related annotations in an electronic trading environment Jul. 21, 2009
7552866 System and method for transferring a financial transaction account according to predetermined criteria Jun. 30, 2009
7555458 Method of billing a purchase made over a computer network Jun. 30, 2009
7552072 Compensation of data item processing Jun. 23, 2009
7546945 System and method for managing transactions Jun. 16, 2009
7548886 System and method for early detection and prevention of identity theft Jun. 16, 2009
7549046 Method and system for vehicle authorization of a service technician Jun. 16, 2009
RE40753 Method and system for conducting business in a transnational E-commerce network Jun. 16, 2009
7546261 Extraction of bank routing number from information entered by a user Jun. 9, 2009
7542993 Systems and methods for notifying a consumer of changes made to a credit report Jun. 2, 2009
7539646 Financial payment systems and methods using paperless Check 21 items May. 26, 2009
7537153 Method and computer program product for electronically managing payment media May. 26, 2009
7533804 User configurable alerts for ATM transactions May. 19, 2009
7533805 Data bearing record based capture and correlation of user image data at a card reading banking system machine May. 19, 2009
7533806 Reading of image data bearing record for comparison with stored user image in authorizing automated banking machine access May. 19, 2009
7536352 Tokenless biometric electronic financial transactions via a third party identicator May. 19, 2009
7536353 Secure transaction processing system and method May. 19, 2009

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