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Class Information
Number: 705/41
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Having programming of a portable memory device (e.g., ic card, "electronic purse")
Description: Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., anATM card) prior to use, with details of the desired transaction.


Patents under this class:
1 2 3 4 5 6 7 8 9

Patent Number Title Of Patent Date Issued
5794230 Method and system for creating and searching directories on a server Aug. 11, 1998
5778067 Value transfer system Jul. 7, 1998
5774884 Service method using on-line systems of financial institutions Jun. 30, 1998
5774553 Foreign exchange transaction system Jun. 30, 1998
5748737 Multimedia electronic wallet with generic card May. 5, 1998
5745886 Trusted agents for open distribution of electronic money Apr. 28, 1998
5740364 System and method for controlling data transfer between multiple interconnected computer systems with a portable input device Apr. 14, 1998
5734571 Method for modifying data loaded into memory cells of an electronic postage meter machine Mar. 31, 1998
5724545 Memory card with capacity-independent 3-line addressing system Mar. 3, 1998
5696908 Telephone debit card dispenser and method Dec. 9, 1997
5668878 Secure cryptographic methods for electronic transfer of information Sep. 16, 1997
5666284 System and method for storing, retrieving and automatically printing postage on mail Sep. 9, 1997
5655089 Method for the consolidation summarization and transmission of a plurality of mailable materials Aug. 5, 1997
5649118 Smart card with multiple charge accounts and product item tables designating the account to debit Jul. 15, 1997
5596642 Network settlement performed on consolidated information Jan. 21, 1997
5590038 Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions Dec. 31, 1996
5578808 Data card that can be used for transactions involving separate card issuers Nov. 26, 1996
5559313 Categorization of purchased items for each transaction by a smart card Sep. 24, 1996
5557516 System and method for conducting cashless transactions Sep. 17, 1996
5541583 Arrangement for interrogating portable data communication devices Jul. 30, 1996
5461217 Secure money transfer techniques using smart cards Oct. 24, 1995
5351187 Automatic debiting parking meter system Sep. 27, 1994
5334824 Method and apparatus for validating credit information during home delivery of order Aug. 2, 1994
5287269 Apparatus and method for accessing events, areas and activities Feb. 15, 1994
5285382 System and method for processing credit and debit card validity and funds transactions from vending machines and similar terminals Feb. 8, 1994
5269521 Expected value payment method and system for reducing the expected per unit costs of paying and/or receiving a given amount of a commodity Dec. 14, 1993
5255182 Payment card point-of-sale service quality monitoring system, apparatus, and method Oct. 19, 1993
5225977 Card payment system for service dispensing devices Jul. 6, 1993
5144115 Transaction inquiring method and apparatus Sep. 1, 1992
5140517 IC card with keyboard for prestoring transaction data Aug. 18, 1992
5089959 Method and system for management of an electronic memory representing predetermined homogeneous units Feb. 18, 1992
5085435 Method of using a random number supplier for the purpose of reducing currency handling Feb. 4, 1992
5053956 Interactive system for retail transactions Oct. 1, 1991
5036461 Two-way authentication system between user's smart card and issuer-specific plug-in application modules in multi-issued transaction device Jul. 30, 1991
4977501 Fare collection system using microwaves Dec. 11, 1990
4965437 Ticket issuing apparatus Oct. 23, 1990
4960981 Method of and system for electronic funds transfer via facsimile machines Oct. 2, 1990
4959788 IC card with keyboard for prestoring transaction data Sep. 25, 1990
4947028 Automated order and payment system Aug. 7, 1990
4906828 Electronic money purse and fund transfer system Mar. 6, 1990
RE32985 Credit transaction processing system Jul. 11, 1989
4766293 Portable financial transaction card capable of authorizing a transaction in foreign currencies Aug. 23, 1988
4758954 Method of adjusting ticket fares Jul. 19, 1988
4755940 Transaction security system Jul. 5, 1988
4736094 Financial transaction processing system using an integrated circuit card device Apr. 5, 1988
4709137 IC card and financial transaction processing system using IC card Nov. 24, 1987
4683536 Product sales data processing system for on-line connection to host CPU Jul. 28, 1987
4641239 Automatic-transfer-transaction processing apparatus Feb. 3, 1987
4630201 On-line and off-line transaction security system using a code generated from a transaction parameter and a random number Dec. 16, 1986
4625276 Data logging and transfer system using portable and resident units Nov. 25, 1986

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