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Class Information
Number: 705/41
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Having programming of a portable memory device (e.g., ic card, "electronic purse")
Description: Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., anATM card) prior to use, with details of the desired transaction.


Patents under this class:
1 2 3 4 5 6 7 8 9

Patent Number Title Of Patent Date Issued
6076075 Retail unit and a payment unit for serving a customer on a purchase and method for executing the same Jun. 13, 2000
6070141 System and method of assessing the quality of an identification transaction using an identificaion quality score May. 30, 2000
6065675 Processing system and method for a heterogeneous electronic cash environment May. 23, 2000
6062472 System and method for increasing a value of an electronic payment card including performing a restore transaction in response to interruption of a value increase transaction May. 16, 2000
6064988 Data processing system including transaction authorization device May. 16, 2000
6058402 Method of modifying the functions performed by a command set of a smart card May. 2, 2000
6058382 Electronic money holding device utilizing an automatic payment method May. 2, 2000
6047067 Electronic-monetary system Apr. 4, 2000
6047269 Self-contained payment system with circulating digital vouchers Apr. 4, 2000
6041314 Multiple account portable wireless financial messaging unit Mar. 21, 2000
6038552 Method and apparatus to process combined credit and debit card transactions Mar. 14, 2000
6038549 Portable 1-way wireless financial messaging unit Mar. 14, 2000
6038551 System and method for configuring and managing resources on a multi-purpose integrated circuit card using a personal computer Mar. 14, 2000
6032135 Electronic purse card value system terminal programming system and method Feb. 29, 2000
6032136 Customer activated multi-value (CAM) card Feb. 29, 2000
6023508 Polymorphic data structures for secure operation of a virtual cash system Feb. 8, 2000
6021399 Space efficient method of verifying electronic payments Feb. 1, 2000
6018717 Method and apparatus for acquiring access using a fast smart card transaction Jan. 25, 2000
6014648 Electronic card valet Jan. 11, 2000
6012049 System for performing financial transactions using a smartcard Jan. 4, 2000
6012035 System and method for supporting delivery of health care Jan. 4, 2000
6003014 Method and apparatus for acquiring access using a smart card Dec. 14, 1999
5999624 Remote financial transaction system Dec. 7, 1999
5995948 Correspondence and chargeback workstation Nov. 30, 1999
5993047 Apparatus and method for requesting and dispensing negotiable instruments Nov. 30, 1999
5991748 Methods and apparatus for regenerating a prepaid transaction account Nov. 23, 1999
5991747 Electronic purse loan system Nov. 23, 1999
5991412 Method for protectedly debiting an electronic payment means Nov. 23, 1999
5987438 Electronic wallet system Nov. 16, 1999
5983207 Electronic cash eliminating payment risk Nov. 9, 1999
5978485 Foreign exchange transaction system Nov. 2, 1999
5974145 Method for cancelling a transaction of an electronic payment means, as well as payment means for application of the method Oct. 26, 1999
5970150 System for producing verifiable kiosk receipts and records Oct. 19, 1999
5963648 Electronic-monetary system Oct. 5, 1999
5963926 Computer implemented method, system and apparatus for processing various transactions using a plurality of transaction cards Oct. 5, 1999
5953423 Electronic-monetary system Sep. 14, 1999
5936221 Smart card system and method for transferring value Aug. 10, 1999
5920629 Electronic-monetary system Jul. 6, 1999
5887273 Method and system for interactive contributions solicitation and donation Mar. 23, 1999
5884289 Debit card fraud detection and control system Mar. 16, 1999
5884271 Device, system and methods of conducting paperless transactions Mar. 16, 1999
5878138 System and method for detecting fraudulent expenditure of electronic assets Mar. 2, 1999
5872844 System and method for detecting fraudulent expenditure of transferable electronic assets Feb. 16, 1999
5864830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card Jan. 26, 1999
5864829 Network charge method and system Jan. 26, 1999
5857079 Smart card for automatic financial records Jan. 5, 1999
5839119 Method of electronic payments that prevents double-spending Nov. 17, 1998
5815657 System, method and article of manufacture for network electronic authorization utilizing an authorization instrument Sep. 29, 1998
5809480 Automated, secure inter authority settlement method and system for electronic toll collection Sep. 15, 1998
5799087 Electronic-monetary system Aug. 25, 1998

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