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Class Information
Number: 705/41
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Having programming of a portable memory device (e.g., ic card, "electronic purse")
Description: Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., anATM card) prior to use, with details of the desired transaction.


Patents under this class:
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Patent Number Title Of Patent Date Issued
6422462 Apparatus and methods for improved credit cards and credit card transactions Jul. 23, 2002
6370517 Electronic money card, electronic money receiving/paying machine, and electronic money card editing device Apr. 9, 2002
6368177 Method for using a toy to conduct sales over a network Apr. 9, 2002
6366893 System, a method and an apparatus for performing an electric payment transaction in a telecommunication network Apr. 2, 2002
6366929 Service control and management system Apr. 2, 2002
6359699 IC card processing system and processing method Mar. 19, 2002
6356881 Pay per wash laundry system Mar. 12, 2002
6353889 Portable device and method for accessing data key actuated devices Mar. 5, 2002
6351739 Internet billing method Feb. 26, 2002
6345263 Electronic purse application system and method thereof Feb. 5, 2002
6343279 System integrating credit card transactions into a financial management system Jan. 29, 2002
6340116 Proximity card with incorporated pin code protection Jan. 22, 2002
6341273 Electronic coin stick with potential for future added value Jan. 22, 2002
6339765 Method and apparatus for defining private currencies Jan. 15, 2002
6338048 Electronic transaction system Jan. 8, 2002
6324556 Personal finance organizer Nov. 27, 2001
6321894 Method and device for handling means for payment and means for payment Nov. 27, 2001
6321213 Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same Nov. 20, 2001
6315196 Method and system for debt deferment Nov. 13, 2001
6311167 Portable 2-way wireless financial messaging unit Oct. 30, 2001
6298336 Card activation at point of distribution Oct. 2, 2001
6295522 Stored-value card value acquisition method and apparatus Sep. 25, 2001
6289324 System for performing financial transactions using a smart card Sep. 11, 2001
6282522 Internet payment system using smart card Aug. 28, 2001
6266653 Apparatus and method for managing and possessing electronic money, management and possession medium and recording medium for recording electronic money management and possession program read b Jul. 24, 2001
6263316 Automated process for retailing to a vehicle occupant Jul. 17, 2001
6256614 Internet system for producing electronic reward cards Jul. 3, 2001
6223169 Electronic transaction processing system with escrow card Apr. 24, 2001
6220510 Multi-application IC card with delegation feature Apr. 24, 2001
6205436 Trusted agents for open electronic commerce where the transfer of electronic merchandise or electronic money is provisional until the transaction is finalized Mar. 20, 2001
6205435 Self-contained payment system with circulating digital vouchers Mar. 20, 2001
6199046 Method system and article of manufacture for performing real time currency conversion Mar. 6, 2001
6192349 Smart card mechanism and method for obtaining electronic tickets for goods services over an open communications link Feb. 20, 2001
6185542 Communication of transaction data via the internet Feb. 6, 2001
6168078 Card reader Jan. 2, 2001
6167387 Cashless card revalue system Dec. 26, 2000
6164529 Self service terminal Dec. 26, 2000
6142369 Electronic transaction terminal for conducting electronic financial transactions using a smart card Nov. 7, 2000
6145035 Card cradle system and method Nov. 7, 2000
6131810 Integrated full service consumer banking system and system and method for opening an account Oct. 17, 2000
6128604 Card holder Oct. 3, 2000
6112191 Method and system to create and distribute excess funds from consumer spending transactions Aug. 29, 2000
6105006 Transaction authentication for 1-way wireless financial messaging units Aug. 15, 2000
6105008 Internet loading system using smart card Aug. 15, 2000
6105011 Security system and method for business transactions with customers Aug. 15, 2000
6094643 System for detecting counterfeit financial card fraud Jul. 25, 2000
6094724 Secure memory having anti-wire tapping Jul. 25, 2000
6078902 System for transaction over communication network Jun. 20, 2000
6076075 Retail unit and a payment unit for serving a customer on a purchase and method for executing the same Jun. 13, 2000
6070141 System and method of assessing the quality of an identification transaction using an identificaion quality score May. 30, 2000

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