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Class Information
Number: 705/41
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Having programming of a portable memory device (e.g., ic card, "electronic purse")
Description: Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., anATM card) prior to use, with details of the desired transaction.


Patents under this class:
1 2 3 4 5 6 7 8 9

Patent Number Title Of Patent Date Issued
7318048 Method of and system for authorizing purchases made over a computer network Jan. 8, 2008
7318049 System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling Jan. 8, 2008
7315843 Electronic identifier payment systems and methods Jan. 1, 2008
7313546 System and method for currency selectable stored value instrument Dec. 25, 2007
7293717 Method for recovering information stored in a smart card Nov. 13, 2007
7287690 Value holding system, value holding method, value holding program, and transaction system Oct. 30, 2007
7277865 Information portal in a contract manufacturing framework Oct. 2, 2007
7273183 Wireless tag Sep. 25, 2007
7263507 Customer activated multi-value (CAM) card Aug. 28, 2007
7258271 Updating of a smart card value counter Aug. 21, 2007
7257708 Steganographic authentication Aug. 14, 2007
7251633 Method or system for executing deferred transactions Jul. 31, 2007
7249093 Method of and system for making purchases over a computer network Jul. 24, 2007
7249099 Method and apparatus for conducting electronic commerce transactions using electronic tokens Jul. 24, 2007
7249108 Validation protocol and system Jul. 24, 2007
7246098 Consumable authentication protocol and system Jul. 17, 2007
7243076 Computer network system for shopping and method therefor Jul. 10, 2007
7240036 Method and system for facilitation of wireless e-commerce transactions Jul. 3, 2007
7222164 Device and method to load commands in an integrated circuit card May. 22, 2007
7216803 Biometric delegation and authentication of financial transactions May. 15, 2007
7219082 Financial management system May. 15, 2007
7216105 Offline code based reloading system May. 8, 2007
7213003 Bill payment system and method utilizing bank routing numbers May. 1, 2007
7209903 Method and system for facilitation of wireless e-commerce transactions Apr. 24, 2007
7206847 Smart card with back up Apr. 17, 2007
7203657 General packet-based payment and transaction method and system Apr. 10, 2007
7200571 Computerized auction system for use with multiple purchasing media Apr. 3, 2007
7200577 Method and apparatus for secure online transactions Apr. 3, 2007
7200756 Base cryptographic service provider (CSP) methods and apparatuses Apr. 3, 2007
7197448 Method of electronic settlement with a mobile terminal Mar. 27, 2007
7194423 Method and apparatus for determining a progressive discount for a customer based on the frequency of the customer's transactions Mar. 20, 2007
7191152 Automated financial transaction system Mar. 13, 2007
7191156 Digital watermarking systems Mar. 13, 2007
7184989 Staged transactions systems and methods Feb. 27, 2007
7181429 Apparatus and method for storing electronic money Feb. 20, 2007
7181602 Method for exchanging at least one secret initial value between a processing station and a chip card Feb. 20, 2007
7177838 Method and apparatus for conducting electronic commerce transactions using electronic tokens Feb. 13, 2007
7174317 Debit purchasing of stored value card for use by and/or delivery to others Feb. 6, 2007
7174316 Debit purchasing of stored value card for use by and/or delivery to others Feb. 6, 2007
7174315 Debit purchasing of stored value card for use by and/or deliveries to others Feb. 6, 2007
7174314 Debit purchasing of stored value card for use by and/or delivery to others Feb. 6, 2007
7168616 Bank card with lottery feature Jan. 30, 2007
7171388 Debit purchasing of stored value card for use by and/or delivery to others Jan. 30, 2007
7165049 Sponsor funded stored value card Jan. 16, 2007
7165052 Payment service method and system Jan. 16, 2007
7158955 Electronic identifier payment systems and methods Jan. 2, 2007
7155411 Integrating payment accounts and an electronic wallet Dec. 26, 2006
7146342 Payment system and method for use in an electronic commerce system Dec. 5, 2006
7146159 Over-the-air card provisioning system and method Dec. 5, 2006
7133843 Easy check-out with enhanced security Nov. 7, 2006

1 2 3 4 5 6 7 8 9


 
 
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