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Class Information
Number: 705/41
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Having programming of a portable memory device (e.g., ic card, "electronic purse")
Description: Subject matter having a user operated arrangement for programming an object having a value carrying memory (e.g., anATM card) prior to use, with details of the desired transaction.


Patents under this class:
1 2 3 4 5 6 7

Patent Number Title Of Patent Date Issued
7401051 Automated teller machine system and method relay center Jul. 15, 2008
7398250 Method and system for restricting the usage of payment accounts Jul. 8, 2008
7392222 System and method for providing promotional pricing Jun. 24, 2008
7392221 Methods and systems for identifying early terminating loan customers Jun. 24, 2008
7392224 System and method of operating a debit card reward program Jun. 24, 2008
7386511 Methods and systems for processing financial instrument deposits Jun. 10, 2008
7379914 Data output control apparatus May. 27, 2008
7379915 Electronic purse loan system May. 27, 2008
7376621 Method and apparatus for conducting electronic commerce transactions using electronic tokens May. 20, 2008
7376711 Smart card enabled mobile personal computing environment system May. 20, 2008
7373326 System and method for developing and using a request for transaction framework May. 13, 2008
7373518 Operation of a security module in a card reader May. 13, 2008
7366687 Donation processing system Apr. 29, 2008
7366699 Electronic money system, electronic money terminal device, and information card Apr. 29, 2008
7360692 Creation of customized transactional cards Apr. 22, 2008
7363273 Debit purchasing of stored value card for use by and/or delivery to others Apr. 22, 2008
7363252 Mobile telephone Apr. 22, 2008
7359880 System and method for consumer control over card-based transactions Apr. 15, 2008
7357309 EMV transactions in mobile terminals Apr. 15, 2008
7356645 Portable terminal with an IC card mounted thereon Apr. 8, 2008
7356508 System that transfers asset ownership using a probabilistic model Apr. 8, 2008
7356515 Method and system for transferring an electronic sum of money from a credit memory Apr. 8, 2008
7349885 Wallet consolidator and related methods of processing a transaction using a wallet consolidator Mar. 25, 2008
7346587 Intelligent method of order completion in an e-commerce environment based on availability of stored billing information Mar. 18, 2008
7346586 Validation protocol and system Mar. 18, 2008
7346579 Electronic purse application system and method thereof Mar. 18, 2008
7346578 Electronic cashing card settlement system Mar. 18, 2008
7337145 E-money managing method and system, e-money managing/holding medium, computer-readable recording medium in which e-money managing program is recorded, e-value managing/holding medium, and e-va Feb. 26, 2008
7328840 Electronic money system and transaction method using the same Feb. 12, 2008
7328191 Methods and systems for processing unrestricted stored-value instruments Feb. 5, 2008
7327999 Apparatus and method for managing SMS messages in HHP Feb. 5, 2008
7328189 Method and apparatus for conducting electronic commerce transactions using electronic tokens Feb. 5, 2008
7319983 Account status system and method for managing a closing of a user account Jan. 15, 2008
7318049 System and method for an automated benefit recognition, acquisition, value exchange, and transaction settlement system using multivariable linear and nonlinear modeling Jan. 8, 2008
7318048 Method of and system for authorizing purchases made over a computer network Jan. 8, 2008
7316350 Multi-purse card system and methods Jan. 8, 2008
7315843 Electronic identifier payment systems and methods Jan. 1, 2008
7313546 System and method for currency selectable stored value instrument Dec. 25, 2007
7293717 Method for recovering information stored in a smart card Nov. 13, 2007
7287690 Value holding system, value holding method, value holding program, and transaction system Oct. 30, 2007
7277865 Information portal in a contract manufacturing framework Oct. 2, 2007
7273183 Wireless tag Sep. 25, 2007
7263507 Customer activated multi-value (CAM) card Aug. 28, 2007
7258271 Updating of a smart card value counter Aug. 21, 2007
7257708 Steganographic authentication Aug. 14, 2007
7251633 Method or system for executing deferred transactions Jul. 31, 2007
7249093 Method of and system for making purchases over a computer network Jul. 24, 2007
7249099 Method and apparatus for conducting electronic commerce transactions using electronic tokens Jul. 24, 2007
7249108 Validation protocol and system Jul. 24, 2007
7246098 Consumable authentication protocol and system Jul. 17, 2007

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