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Class Information
Number: 705/40
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Bill distribution or payment
Description: Subject matter drawn to a computerized arrangement for generating notices of payment due, or transferring funds in response thereto.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

Patent Number Title Of Patent Date Issued
5992888 Advertising device and method for use at point of sale Nov. 30, 1999
5991748 Methods and apparatus for regenerating a prepaid transaction account Nov. 23, 1999
5991749 Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities Nov. 23, 1999
5991746 Billing system utilizing a modified file transfer protocol for collecting non-file MIB tables for billing in an ATM network Nov. 23, 1999
5987132 System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture Nov. 16, 1999
5983208 System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture Nov. 9, 1999
5983206 Computer system and computer-implemented process for implementing a mortgage partnership Nov. 9, 1999
5983200 Intelligent agent for executing delegated tasks Nov. 9, 1999
5978780 Integrated bill consolidation, payment aggregation, and settlement system Nov. 2, 1999
5974401 Digital print order and delivery method and system Oct. 26, 1999
5974146 Real time bank-centric universal payment system Oct. 26, 1999
5963924 System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce Oct. 5, 1999
5963926 Computer implemented method, system and apparatus for processing various transactions using a plurality of transaction cards Oct. 5, 1999
5963925 Electronic statement presentment system Oct. 5, 1999
5956391 Billing in the internet Sep. 21, 1999
5956700 System and method for paying bills and other obligations including selective payor and payee controls Sep. 21, 1999
5950174 Affiliation-based arrangement for billing Sep. 7, 1999
5946669 Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange Aug. 31, 1999
5940813 Process facility management matrix and system and method for performing batch, processing in an on-line environment Aug. 17, 1999
5933815 Computerized method and system for providing guaranteed lifetime income with liquidity Aug. 3, 1999
5933817 Tiered interest rate revolving credit system and method Aug. 3, 1999
5930759 Method and system for processing health care electronic data transactions Jul. 27, 1999
5930777 Method of charging for pay-per-access information over a network Jul. 27, 1999
5930363 Card charging systems Jul. 27, 1999
5926548 Method and apparatus for implementing hierarchical electronic cash Jul. 20, 1999
5924084 Method for tracing payment data in an anonymous payment system Jul. 13, 1999
5920847 Electronic bill pay system Jul. 6, 1999
5917912 System and methods for secure transaction management and electronic rights protection Jun. 29, 1999
5915023 Automatic portable account controller for remotely arranging for transfer of value to a recipient Jun. 22, 1999
5909492 Network sales system Jun. 1, 1999
5903878 Method and apparatus for electronic commerce May. 11, 1999
5893080 Disbursement system and method Apr. 6, 1999
5889863 System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture Mar. 30, 1999
5884290 Method of transferring funds employing a three-node real-time electronic interlock Mar. 16, 1999
5884325 System for synchronizing shared data between computers Mar. 16, 1999
5884283 System, method and program product for managing and controlling the disposition of financial resources Mar. 16, 1999
5884288 Method and system for electronic bill payment Mar. 16, 1999
5875437 System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing Feb. 23, 1999
5873072 System and method for electronically providing customer services including payment of bills, financial analysis and loans Feb. 16, 1999
5870456 Automated interactive bill payment system using debit cards Feb. 9, 1999
5864830 Data processing method of configuring and monitoring a satellite spending card linked to a host credit card Jan. 26, 1999
5852812 Billing system for a network Dec. 22, 1998
5848400 Electronic check exchange, clearing and settlement system Dec. 8, 1998
5845267 System and method for billing for transactions conducted over the internet from within an intranet Dec. 1, 1998
5842185 Method and system for electronically tracking financial transactions Nov. 24, 1998
5839119 Method of electronic payments that prevents double-spending Nov. 17, 1998
5832447 Automated system and method for providing real-time verification of health insurance eligibility Nov. 3, 1998
5832460 Method and system for bill presentation and payment reconciliation Nov. 3, 1998
5826245 Providing verification information for a transaction Oct. 20, 1998
5819228 Health care payment system utilizing an intensity adjustment factor applied to provider episodes of care Oct. 6, 1998

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