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Class Information
Number: 705/40
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction > Bill distribution or payment
Description: Subject matter drawn to a computerized arrangement for generating notices of payment due, or transferring funds in response thereto.


Patents under this class:
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Patent Number Title Of Patent Date Issued
7613657 Reverse rating system for determining duration of a usage transaction Nov. 3, 2009
7613656 Coupon payment system Nov. 3, 2009
7613654 Use of electronic devices for money transfer Nov. 3, 2009
7610245 Consumer-based system and method for managing and paying electronic billing statements Oct. 27, 2009
7610229 System and method for interactively simulating a credit-worthiness score Oct. 27, 2009
7610233 System, method and article of manufacture for initiation of bidding in a virtual trade financial environment Oct. 27, 2009
7610244 System and method for effecting payment for an item offered for an electronic auction sale Oct. 27, 2009
7606765 Television credit card system Oct. 20, 2009
7606770 System and method for performing an on-line transaction using a single-use payment instrument Oct. 20, 2009
7606766 Computer system and computer-implemented method for selecting invoice settlement options Oct. 20, 2009
7606763 Systems and methods for improving auction liquidity Oct. 20, 2009
7606752 Host exchange in bill paying services Oct. 20, 2009
7606741 Information gathering system and method Oct. 20, 2009
7606738 E-mail based gift delivery Oct. 20, 2009
7606737 Method and apparatus for ordering goods, services and content over an internetwork Oct. 20, 2009
7606721 Patient credit balance account analysis, overpayment reporting and recovery tools Oct. 20, 2009
7606355 Method and apparatus for ordering goods, services and content over an internetwork Oct. 20, 2009
7603472 Zero-minute virus and spam detection Oct. 13, 2009
7603360 Location influenced search results Oct. 13, 2009
7603315 Self-service terminal Oct. 13, 2009
7603314 Automatic billing event submission reconciliation for on demand systems Oct. 13, 2009
7603313 Charging system and charging method Oct. 13, 2009
7603102 Banded billing system for data communication service Oct. 13, 2009
7603311 Process and device for conducting electronic transactions Oct. 13, 2009
7603103 Banded billing and associated invoice generation for communication service Oct. 13, 2009
7597249 Automated banking machine system with multiple browsers Oct. 6, 2009
7599479 Systems and methods for generating bills Oct. 6, 2009
7599887 Method and system for prepaid roaming minutes Oct. 6, 2009
7596519 System and method for facilitating open item clearance Sep. 29, 2009
7593898 Method and system for payment transactions and shipment tracking over the internet Sep. 22, 2009
7593899 Method and system for online payments Sep. 22, 2009
7590595 Apparatus and method of a distributed capital system Sep. 15, 2009
7590596 Charging system and method for handling services within this system and entities thereof Sep. 15, 2009
7590597 Electronic business transaction system Sep. 15, 2009
7588181 Method and apparatus for verifying the legitamacy of a financial instrument Sep. 15, 2009
7584886 Secure and portable payment system Sep. 8, 2009
7587363 System and method for optimized funding of electronic transactions Sep. 8, 2009
7587364 Systems and methods for bank determination and payment handling Sep. 8, 2009
7587365 Controlling expenditures by applying rules specified for categories of purchased items Sep. 8, 2009
7587359 Method and system for harvesting feedback and comments regarding multiple items from users of a network-based transaction facility Sep. 8, 2009
7584109 Long term disability overpayment recovery service with provision of medical services and medical products Sep. 1, 2009
7584126 System and method for managing dedicated use of a credit account Sep. 1, 2009
7584132 System for facilitating selection of investments Sep. 1, 2009
7584156 Method and apparatus for estimating the refresh strategy or other refresh-influenced parameters of a system over its life cycle Sep. 1, 2009
7580890 System and method for supervising account management operations Aug. 25, 2009
7580887 Method and apparatus for facilitating purchase transactions across a network Aug. 25, 2009
7580888 Facilitating simulated purchases of items by virtual representations of participants in computer-based simulations Aug. 25, 2009
7580856 Systems and methods for distributing targeted incentives to financial institution customers Aug. 25, 2009
7580873 Electronic financial assistant Aug. 25, 2009
7577597 System for financial planning Aug. 18, 2009

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