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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.

Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 2,144
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 934
705/42 Remote banking (e.g., home banking) 793
705/44 Requiring authorization or authentication 1,451
705/45 With paper check handling 509

Patents under this class:

Patent Number Title Of Patent Date Issued
8571975 System and method for sending money via E-mail over the internet Oct. 29, 2013
8571962 Systems and methods for automatically reinvesting certificate of deposits with an increase of the investment Oct. 29, 2013
8571960 System and method for allocation to obtain zero activity in one or more selected aggregated deposit accounts Oct. 29, 2013
8571939 Two phase payment link and authorization for mobile devices Oct. 29, 2013
8570158 Programming a universal remote control via a point-of-sale system Oct. 29, 2013
8566255 System and method for electronic transaction verification Oct. 22, 2013
8566242 Network-based consumer transactions with credit accounts Oct. 22, 2013
8566238 Method for a payment transaction associated with two corresponding declarations of intent Oct. 22, 2013
8566237 Internet payment system and method Oct. 22, 2013
8566236 Systems and methods to determine the name of a business location visited by a user of a wireless device and process payments Oct. 22, 2013
8566235 System and method for providing dispute resolution for electronic payment transactions Oct. 22, 2013
8566234 Managed service for detection of anomalous transactions Oct. 22, 2013
8566233 Device, system, and method for location-based payment authorization Oct. 22, 2013
8566232 Method and apparatus for organising financial data Oct. 22, 2013
8566231 Method and system for providing buyer bank payable discounting aggregation services Oct. 22, 2013
8566227 Location based credit Oct. 22, 2013
8566209 System and method for risk management Oct. 22, 2013
8566206 Pension fund systems Oct. 22, 2013
8566201 Systems and methods for money fund banking with flexible interest allocation Oct. 22, 2013
8566200 Systems and methods for money fund banking with flexible interest allocation Oct. 22, 2013
8566199 Method and apparatus for providing and processing installment plans at a terminal Oct. 22, 2013
8566187 Interactive account management system and method Oct. 22, 2013
8566167 System and method for using data points collected from a customer to provide customer specific offerings Oct. 22, 2013
8561887 Banking system controlled responsive to data read from data bearing records Oct. 22, 2013
8560450 Interactive bill payment center Oct. 15, 2013
8560447 Intelligent account selection for electronic bill payment Oct. 15, 2013
8560446 Product level payment network acquired transaction authorization Oct. 15, 2013
8560445 Methods and systems for managing transaction card accounts Oct. 15, 2013
8560443 Distribution of market data Oct. 15, 2013
8560442 Systems and methods for providing enhanced account management services for multiple banks Oct. 15, 2013
8560441 Managing variable to fixed payments in an international ACH Oct. 15, 2013
8560440 System and method for providing a credit card with multiple credit lines Oct. 15, 2013
8560439 Transaction processing with core and distributor processor implementations Oct. 15, 2013
8560419 System and method for developing technology assets Oct. 15, 2013
8560417 Payment entity for account payables processing using multiple payment methods Oct. 15, 2013
8560412 Method and apparatus for financial investment advice available to host of users over a public network Oct. 15, 2013
8560409 Flexible and adaptive accrual method and apparatus for calculating and facilitating compliance with taxes and other obligations Oct. 15, 2013
8556170 Techniques for authorization of usage of a payment device Oct. 15, 2013
8554690 Techniques for using media keys Oct. 8, 2013
8554679 Payment system for transactions benefitting charities Oct. 8, 2013
8554678 Transaction processing using a global unique identifier Oct. 8, 2013
8554672 Method and system for performing a cash transaction with a self-service financial transaction terminal Oct. 8, 2013
8554671 System and associated method and service for providing a platform that allows for the exchange of cash between members in a mobile environment Oct. 8, 2013
8554670 Systems and methods for crediting missed location-based electronic check-ins in a social network Oct. 8, 2013
8554669 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale Oct. 8, 2013
8554668 Financial transaction card with installment loan feature Oct. 8, 2013
8554666 Total structural risk model Oct. 8, 2013
8554655 Integration of gift card services for mobile devices and social networking services Oct. 8, 2013
8554648 Information model for property records management Oct. 8, 2013
8554647 Location-based categorization prompting of transactions Oct. 8, 2013

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