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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.

Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 2,144
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 934
705/42 Remote banking (e.g., home banking) 793
705/44 Requiring authorization or authentication 1,451
705/45 With paper check handling 509

Patents under this class:

Patent Number Title Of Patent Date Issued
8589292 Creating a market for unbiased private individual data Nov. 19, 2013
8589291 System and method utilizing device information Nov. 19, 2013
8589290 Systems and methods to identify carrier information for transmission of billing messages Nov. 19, 2013
8589289 System, method and program product for administering fund movements Nov. 19, 2013
8589288 System and method for electronic remittance of funds Nov. 19, 2013
8589287 Hybrid account Nov. 19, 2013
8589271 System and method for verification, authentication, and notification of transactions Nov. 19, 2013
8589270 Retail planning application and method for consumer products Nov. 19, 2013
8589269 System and method for funding companies Nov. 19, 2013
8589267 System and method for re-distributing and transferring mobile gift cards Nov. 19, 2013
8589262 Technique for computing relevancy between tax information Nov. 19, 2013
8589261 System for implementing a security issuer rights management process over a distributed communications network deployed in a financial marketplace Nov. 19, 2013
8589236 Mobile payment station system and method Nov. 19, 2013
8583554 Dependent payment device Nov. 12, 2013
8583550 Financial account related trigger feature for detecting changes in financial ratios Nov. 12, 2013
8583549 Systems, devices, and methods for managing a payment transaction Nov. 12, 2013
8583548 System and method for making payments via a network Nov. 12, 2013
8583547 Precious metal financial instrument Nov. 12, 2013
8583546 Electronic cash letter processing Nov. 12, 2013
8583534 System and method for multi-market risk control in a distributed electronic trading environment Nov. 12, 2013
8583515 Transfer account systems, computer program products, and associated computer-implemented methods Nov. 12, 2013
8583499 System for secured transactions over a wireless network Nov. 12, 2013
8583498 System and method for biometrics-based fraud prevention Nov. 12, 2013
8583497 System for eliminating coins from cash transactions Nov. 12, 2013
8583477 Methods and apparatus to determine effects of promotional activity on sales Nov. 12, 2013
8579192 Banking system controlled responsive to data read from data bearing records Nov. 12, 2013
8577799 Community gift system, information processing method, and information processing program Nov. 5, 2013
8577798 Consular kiosks and methods Nov. 5, 2013
8577797 Electronic cash letter processing Nov. 5, 2013
8577796 Financial charge rebate Nov. 5, 2013
8577795 System and method for revenue and authorization management Nov. 5, 2013
8577794 System and method for collecting information to facilitate enrollment in an electronic funds transfer program Nov. 5, 2013
8577769 Multi-variable transaction system and method Nov. 5, 2013
8577763 Method of converting cash into virtual cash and loading it to mobile phone cash account Nov. 5, 2013
8577735 Interactive gifting system and method with physical and electronic delivery Nov. 5, 2013
8577344 Application of the invoke facility service to restrict invocation of compound wireless mobile communication services Nov. 5, 2013
8574065 Controlling player-to-player commerce in video game environment Nov. 5, 2013
8573488 Centralized issuer hub for transaction card customization Nov. 5, 2013
8573478 Image exchange without full MICR qualification Nov. 5, 2013
8571986 Dependent payment device Oct. 29, 2013
8571985 Reconciling a merchant of record in a mobile wallet feature Oct. 29, 2013
8571984 Systems and methods for providing enhanced account management services for multiple banks Oct. 29, 2013
8571983 Gift card combination Oct. 29, 2013
8571982 Capacity customization for fraud filtering Oct. 29, 2013
8571981 Method and system for establishing electronic financial transactions between entities Oct. 29, 2013
8571980 System, method and computer program product for transferring money Oct. 29, 2013
8571979 Arrangements and methods for automatically dispersing and tracking funds Oct. 29, 2013
8571978 Method and system for providing assurance and financing services Oct. 29, 2013
8571977 Method and system for providing seller bank receivable discounting aggregation services Oct. 29, 2013
8571976 Methods, software programs, and systems for managing one or more liabilities Oct. 29, 2013

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