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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.
Sub-classes under this class:
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7502758 |
Creation and distribution of excess funds, deposits, and payments |
Mar. 10, 2009 |
| 7500602 |
System for increasing the security of credit and debit cards transactions |
Mar. 10, 2009 |
| 7500600 |
Enhanced pre-allocated check negotiability systems and methods |
Mar. 10, 2009 |
| 7500007 |
Method and apparatus for identifying media content presented on a media playing device |
Mar. 3, 2009 |
| 7499886 |
Conducting commerce between individuals with integrated shipping |
Mar. 3, 2009 |
| 7499875 |
Method and apparatus for facilitating online payment transactions in a network-based transaction facility using multiple payment instruments |
Mar. 3, 2009 |
| 7496536 |
Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student |
Feb. 24, 2009 |
| 7493287 |
Distributed content architecture |
Feb. 17, 2009 |
| 7493284 |
Using visual images transferred from wireless computing device display screens |
Feb. 17, 2009 |
| 7493283 |
Performing an e-commerce transaction from credit card account information retrieved from a credit card company web site |
Feb. 17, 2009 |
| 7493282 |
System and method for automated account management |
Feb. 17, 2009 |
| 7490064 |
Construction payment management system and method with budget reconciliation features |
Feb. 10, 2009 |
| 7490062 |
Method of payment by means of an electronic communication device |
Feb. 10, 2009 |
| 7490059 |
Methods and systems for consolidating financial reporting information |
Feb. 10, 2009 |
| 7487912 |
Electronic receipting |
Feb. 10, 2009 |
| 7487127 |
Merchant cash payment systems and methods |
Feb. 3, 2009 |
| 7487126 |
Computer network method for conducting payment over a network by debiting and crediting utilities accounts |
Feb. 3, 2009 |
| 7483858 |
Network-based system |
Jan. 27, 2009 |
| 7483857 |
Online e-commerce transactions incorporating effects of uncertainty and risk factors |
Jan. 27, 2009 |
| 7483856 |
System and method for effecting payment for an electronic auction commerce transaction |
Jan. 27, 2009 |
| 7480634 |
Method and system for saving and investing through use of a money management card and pooled investment accounts |
Jan. 20, 2009 |
| 7480630 |
Method for allocating financial values across multiple accounts using precise values |
Jan. 20, 2009 |
| 7478239 |
Electronic ticket vending system |
Jan. 13, 2009 |
| 7478065 |
Payment transaction method and payment transaction system |
Jan. 13, 2009 |
| 7475038 |
System and methods for disclosing transaction information to customers |
Jan. 6, 2009 |
| 7472090 |
Method and system for providing a higher credit limit to a customer |
Dec. 30, 2008 |
| 7472073 |
Non-cash transaction incentive and commission distribution system |
Dec. 30, 2008 |
| 7464057 |
Method and system for multi-currency escrow service for web-based transactions |
Dec. 9, 2008 |
| 7464056 |
Method for managing customer financial accounts |
Dec. 9, 2008 |
| 7461776 |
Method and apparatus for money transfer |
Dec. 9, 2008 |
| 7461010 |
Computer network method for conducting payment over a network by debiting and crediting telecommunication accounts |
Dec. 2, 2008 |
| 7460863 |
Method and apparatus using geographical position to provide authenticated, secure, radio frequency communication between a gaming host and a remote gaming device |
Dec. 2, 2008 |
| 7457778 |
Method and architecture for facilitating payment to e-commerce merchants via a payment service |
Nov. 25, 2008 |
| 7454381 |
Method and apparatus for providing and processing installment plans at a terminal |
Nov. 18, 2008 |
| 7451117 |
System and method for digital payment of document processing services |
Nov. 11, 2008 |
| 7451114 |
Conducting commerce between individuals |
Nov. 11, 2008 |
| 7451103 |
System and method for centralized automated reconciliation of custody accounts |
Nov. 11, 2008 |
| 7448537 |
Bank card with sweepstakes feature |
Nov. 11, 2008 |
| 7447661 |
Electronic bearer bond online transaction system |
Nov. 4, 2008 |
| 7447660 |
System and method for capacity testing of electronic funds transfer systems |
Nov. 4, 2008 |
| 7447657 |
Method and systems for handling method level processing in connection with account pricing |
Nov. 4, 2008 |
| 7445147 |
Stored value card validation |
Nov. 4, 2008 |
| 7444304 |
Credit card transaction tracking systems and methods |
Oct. 28, 2008 |
| 7441015 |
Method of undoing an operation remotely executed on a server station |
Oct. 21, 2008 |
| 7440922 |
System, method, and business method for settling micropayment transactions to a pre-paid instrument |
Oct. 21, 2008 |
| 7440914 |
Method and apparatus for fully insuring large bank deposits |
Oct. 21, 2008 |
| 7437327 |
Method and system for buyer centric dispute resolution in electronic payment system |
Oct. 14, 2008 |
| 7431207 |
System and method for two-step payment transaction authorizations |
Oct. 7, 2008 |
| 7430537 |
System and method for verifying a financial instrument |
Sep. 30, 2008 |
| 7430521 |
System and method for managing customized reward offers |
Sep. 30, 2008 |
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