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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.
Sub-classes under this class:
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7555460 |
Payment system and method using tokens |
Jun. 30, 2009 |
| 7555458 |
Method of billing a purchase made over a computer network |
Jun. 30, 2009 |
| 7552870 |
Trading network resources |
Jun. 30, 2009 |
| 7552867 |
M-commerce virtual cash system, method, and apparatus |
Jun. 30, 2009 |
| 7552866 |
System and method for transferring a financial transaction account according to predetermined criteria |
Jun. 30, 2009 |
| 7552094 |
Optical payment transceiver and system using the same |
Jun. 23, 2009 |
| 7552090 |
Method for billing for services delivered over a computer network |
Jun. 23, 2009 |
| 7552089 |
Method and apparatus for automatically applying/linking transactions in a financial management system |
Jun. 23, 2009 |
| 7552088 |
Personally customizable credit card accounts |
Jun. 23, 2009 |
| 7552087 |
Electronic transaction receipt system and method |
Jun. 23, 2009 |
| 7552059 |
Material ordering and reporting expediter (MORE) |
Jun. 23, 2009 |
| 7548888 |
Digital computer system and methods for implementing a financial transaction |
Jun. 16, 2009 |
| 7546945 |
System and method for managing transactions |
Jun. 16, 2009 |
| 7546304 |
Configuring keys for use in processing business data |
Jun. 9, 2009 |
| 7546266 |
Method, system, and storage medium for pre-screening customers for credit card approval at a point of sale |
Jun. 9, 2009 |
| 7546261 |
Extraction of bank routing number from information entered by a user |
Jun. 9, 2009 |
| 7543736 |
Alternative payment devices using electronic check processing as a payment mechanism |
Jun. 9, 2009 |
| 7542942 |
System and method for securing sensitive information during completion of a transaction |
Jun. 2, 2009 |
| 7542935 |
Method and system for integrating savings and credits with different interest rates |
Jun. 2, 2009 |
| 7542923 |
System and method for generating a unique identifier that can be used to integrate an offline experience with an online experience |
Jun. 2, 2009 |
| 7540408 |
Apparatus and method for facilitating money or value transfer |
Jun. 2, 2009 |
| 7539641 |
Method and system for computer-implemented trading of new issue debt securities |
May. 26, 2009 |
| 7539634 |
Account reconciliation system and method |
May. 26, 2009 |
| 7536354 |
Methods for electronic multiparty accounts receivable and accounts payable systems |
May. 19, 2009 |
| 7536350 |
Systems and methods for providing enhanced account management services for multiple banks |
May. 19, 2009 |
| 7536349 |
Method and apparatus for processing a charge applied to a financial account |
May. 19, 2009 |
| 7536347 |
Method of reducing payments risk, liquidity risk, and systematic risk associated with payments-based transactions |
May. 19, 2009 |
| 7536326 |
System for reducing payments risk, liquidity risk and systemic risk associated with payments-based transactions wherein a filter process module in each payment bank host application is integra |
May. 19, 2009 |
| 7533828 |
Electronic credit card--ECC |
May. 19, 2009 |
| 7533806 |
Reading of image data bearing record for comparison with stored user image in authorizing automated banking machine access |
May. 19, 2009 |
| 7533803 |
Consumer directed checking account coverage system |
May. 19, 2009 |
| 7533047 |
Method and system for securing card payment transactions using a mobile communication device |
May. 12, 2009 |
| 7529710 |
Monitoring transactions by non-account holder |
May. 5, 2009 |
| 7529709 |
Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student |
May. 5, 2009 |
| 7529706 |
Systems and methods for performing international money exchanges |
May. 5, 2009 |
| 7526487 |
Business transaction processing systems and methods |
Apr. 28, 2009 |
| 7526447 |
Method and apparatus for facilitating monetary and reward transactions and accounting in a gaming environment |
Apr. 28, 2009 |
| 7523859 |
System and method for securing transactions in a contact center environment |
Apr. 28, 2009 |
| 7523068 |
Centralized payment processing system |
Apr. 21, 2009 |
| 7523067 |
Electronic settlement system, settlement apparatus, and terminal |
Apr. 21, 2009 |
| 7523054 |
Method for mitigating risk associated with the settling of foreign exchange (FX) payment-based transactions |
Apr. 21, 2009 |
| 7520430 |
Multiservice merchant gateway |
Apr. 21, 2009 |
| 7520421 |
System and method to create electronic deposit records and to track the status of a deposit |
Apr. 21, 2009 |
| 7519557 |
Method and system for verifying use of a financial instrument |
Apr. 14, 2009 |
| 7519554 |
Processing binary options in future exchange clearing |
Apr. 14, 2009 |
| 7519552 |
Method of enhancing value of pension system assets |
Apr. 14, 2009 |
| 7516100 |
Method and system for transferring money in business-to-business internet transactions |
Apr. 7, 2009 |
| 7516091 |
System and method for electronic settlement using keyboard having multiple card identification and charging functions |
Apr. 7, 2009 |
| 7513418 |
Systems and methods for performing a simplified risk assessment |
Apr. 7, 2009 |
| 7512585 |
Support for multiple mechanisms for accessing data stores |
Mar. 31, 2009 |
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