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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.










Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 2,144
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 934
705/42 Remote banking (e.g., home banking) 793
705/44 Requiring authorization or authentication 1,451
705/45 With paper check handling 509


Patents under this class:

Patent Number Title Of Patent Date Issued
8682792 Secure payment and billing method using mobile phone number or account Mar. 25, 2014
8682790 Method for using different billing cycles for point of sale transactions Mar. 25, 2014
8682788 Electronic lockbox implementation and management Mar. 25, 2014
8682787 Trade-in program with advance payment Mar. 25, 2014
8682786 Method and system for payment based on correlation between product specific information and terminal numbers Mar. 25, 2014
8682785 Bank card authorization with balance indicator Mar. 25, 2014
8682784 Method and system to process credit card payment transactions initiated by a merchant Mar. 25, 2014
8682760 Methods and devices for savings participation Mar. 25, 2014
8682684 Method, apparatus and computer program product for monitoring compliance in reporting unclaimed property Mar. 25, 2014
8682290 Systems and methods for automatic generation, registration and mobile phone billing of a pod using third party web page content Mar. 25, 2014
8676916 Method and apparatus for connection to virtual private networks for secure transactions Mar. 18, 2014
8676709 Merchant category codes in a proxy card transaction Mar. 18, 2014
8676708 Methods and apparatus for facilitating a financial transaction Mar. 18, 2014
8676702 Method and apparatus for generating a bill in a packet network Mar. 18, 2014
8676701 Credit card usage management system, credit card usage management method, program, and information storage medium Mar. 18, 2014
8676700 Methods and systems for handling currency Mar. 18, 2014
8676686 Program for alternative funding of employee and retiree benefits Mar. 18, 2014
8676685 Method and apparatus for facilitating monetary and reward transactions and accounting in a gaming environment Mar. 18, 2014
8676680 Automatically determining a current value for a home Mar. 18, 2014
8676674 Peer-to-peer and group financial management systems and methods Mar. 18, 2014
8676673 Aqua index Mar. 18, 2014
8676672 Systems and methods for electronic delivery of stored value Mar. 18, 2014
8676661 Commodity backed payment system for social networks Mar. 18, 2014
8676652 Sending a counter-offer to use an alternate payment option Mar. 18, 2014
8672220 Money transfer system and method Mar. 18, 2014
8672216 Flat card production systems and methods Mar. 18, 2014
8671461 System, apparatus, and media for granting access to and utilizing content Mar. 11, 2014
8671054 Dynamic management and netting of transactions using executable rules Mar. 11, 2014
8671053 Direct currency conversion Mar. 11, 2014
8671052 Method and system for pricing forward commitments for mortgage loans and for buying committed loans Mar. 11, 2014
8671041 Managing consistent interfaces for credit portfolio business objects across heterogeneous systems Mar. 11, 2014
8667102 Module-based device interaction system Mar. 4, 2014
8667064 Personalizing a web page outside of a social networking system with content from the social networking system Mar. 4, 2014
8666897 System and method for providing a financial transaction instrument with user-definable authorization criteria Mar. 4, 2014
8666895 Single action mobile transaction device Mar. 4, 2014
8666894 Systems and methods for remotely authenticating credit card transactions Mar. 4, 2014
8666889 Methods and apparatus for funding transactions using debit cards issued by one institution and funds from accounts at other institutions Mar. 4, 2014
8666888 Same-day settlement of financial transactions Mar. 4, 2014
8666887 Financial account management Mar. 4, 2014
8666885 Customized consumer loan product search system and method Mar. 4, 2014
8666879 Method and system for pricing forward commitments for mortgage loans and for buying committed loans Mar. 4, 2014
8666865 Payment entity account set up for multiple payment methods Mar. 4, 2014
8666863 Processing monitor system and method Mar. 4, 2014
8666859 Electronic financial management and analysis system and related methods Mar. 4, 2014
8666799 System and method for generating a community contribution index Mar. 4, 2014
8666371 Information providing system and information providing method Mar. 4, 2014
8662389 Payment methods with a payment service and tabs selected by a first party and opened by a second party at any geographic location of the first party's mobile device Mar. 4, 2014
8660950 System and method for bill pay with credit card funding Feb. 25, 2014
8660949 Method and system for working capital management Feb. 25, 2014
8660946 Apparatuses, methods and systems for a trackable virtual currencies platform Feb. 25, 2014











 
 
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