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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.


Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 743
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 413
705/42 Remote banking (e.g., home banking) 311
705/44 Requiring authorization or authentication 558
705/45 With paper check handling 224


Patents under this class:

Patent Number Title Of Patent Date Issued
7597249 Automated banking machine system with multiple browsers Oct. 6, 2009
7596529 Buttons for person to person payments Sep. 29, 2009
7594606 Transaction card system and approach Sep. 29, 2009
7593901 System and method for improving reliability of distributed electronic transactions Sep. 22, 2009
7593898 Method and system for payment transactions and shipment tracking over the internet Sep. 22, 2009
7593897 Wireless system for communicating cashless vending transaction data and vending machine audit data to remote locations Sep. 22, 2009
7593896 Credit card system and method Sep. 22, 2009
7593894 Method, software program, and system for structuring risk in a financial transaction Sep. 22, 2009
7593875 Financial system for isolated economic environment Sep. 22, 2009
7590575 Method and apparatus for converting, formatting, and displaying currency values Sep. 15, 2009
7587367 Method and system to provide feedback data within a distributed e-commerce system Sep. 8, 2009
7587363 System and method for optimized funding of electronic transactions Sep. 8, 2009
7587362 Data processing system for managing and processing foreign exchange transactions Sep. 8, 2009
7587361 Methods and apparatus for electronic reporting of mortgage delinquency Sep. 8, 2009
7587359 Method and system for harvesting feedback and comments regarding multiple items from users of a network-based transaction facility Sep. 8, 2009
7587348 System and method of detecting mortgage related fraud Sep. 8, 2009
7584147 System for identifying an individual and managing an account Sep. 1, 2009
7584126 System and method for managing dedicated use of a credit account Sep. 1, 2009
7584109 Long term disability overpayment recovery service with provision of medical services and medical products Sep. 1, 2009
7581674 Financial transaction system and method Sep. 1, 2009
7580891 Method and system for assisting in the identification of merchants at which payment accounts have been compromised Aug. 25, 2009
7580890 System and method for supervising account management operations Aug. 25, 2009
7580887 Method and apparatus for facilitating purchase transactions across a network Aug. 25, 2009
7580886 Managing foreign payments in an international ACH Aug. 25, 2009
7580885 Electronic money settlement method using mobile communication terminal Aug. 25, 2009
7580856 Systems and methods for distributing targeted incentives to financial institution customers Aug. 25, 2009
7577609 Method and apparatus using digital credentials and other electronic certificates for electronic transactions Aug. 18, 2009
7577607 Method and interface for consolidating price levels on a trading screen Aug. 18, 2009
7577602 Method and interface for consolidating price levels on a trading screen Aug. 18, 2009
7575177 Dual use payment device Aug. 18, 2009
7574405 Apparatus and method for verifying source of funds regarding financial transactions Aug. 11, 2009
7574403 Patronage incentive saving system and method for retail businesses Aug. 11, 2009
7574402 System and method for authorizing electronic payment transactions Aug. 11, 2009
7574389 Method and system for transferring money in business-to-business internet transactions Aug. 11, 2009
7571849 Method and system to create and distribute excess funds from consumer spending transactions Aug. 11, 2009
7571139 System and method for processing financial transactions Aug. 4, 2009
7571132 Forfaiting transactions Aug. 4, 2009
7571128 Multi-vehicle incentive program Aug. 4, 2009
7571106 Methods and apparatus for freshness and completeness of information Aug. 4, 2009
7568615 Electronic transfer of hard currency Aug. 4, 2009
7567938 Method for reimbursing administrators of payments Jul. 28, 2009
7567937 System and method for automatically effecting payment for a user of an electronic auction system Jul. 28, 2009
7567924 Automated banking machine apparatus and system Jul. 28, 2009
7567912 Method and system for automatically detecting that international shipment movement has satisfied a threshold condition Jul. 28, 2009
7567910 Method of validating entrance to event site Jul. 28, 2009
7565326 Dialect independent multi-dimensional integrator using a normalized language platform and secure controlled access Jul. 21, 2009
7562037 Mass customization billing engine Jul. 14, 2009
7559465 Systems and methods for automatically distributing gifts to recipients on behalf of customers Jul. 14, 2009
7559461 ATM systems and methods for cashing checks Jul. 14, 2009
7555462 Method and apparatus for incorporating scanned checks into financial applications Jun. 30, 2009



 
 
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