Resources Contact Us Home
Browse by: INVENTOR PATENT HOLDER PATENT NUMBER DATE
 
 
Browse by Category: Main > Business
Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.


Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 743
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 413
705/42 Remote banking (e.g., home banking) 311
705/44 Requiring authorization or authentication 558
705/45 With paper check handling 224


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Next

Patent Number Title Of Patent Date Issued
6493683 Open commodites exchange Dec. 10, 2002
6490567 System and method for distributed content electronic commerce Dec. 3, 2002
6490568 Automated system and method for monitoring financial transactions Dec. 3, 2002
6488203 Method and system for performing money transfer transactions Dec. 3, 2002
6484153 System and method for managing third-party input to a conditional purchase offer (CPO) Nov. 19, 2002
6477578 System and method for conducting secure internet transactions Nov. 5, 2002
6456984 Method and system for providing temporary credit authorizations Sep. 24, 2002
6438599 Method and apparatus for establishing communication between a transaction initiator and a transaction processing system Aug. 20, 2002
6434534 Method and system for processing customized reward offers Aug. 13, 2002
6430543 Controlled acceptance mail fraud detection system Aug. 6, 2002
6418418 Transaction information processing system Jul. 9, 2002
6418420 Distributed budgeting and accounting system with secure token device access Jul. 9, 2002
6415271 Electronic cash eliminating payment risk Jul. 2, 2002
6402027 Electronic money processing method and system thereof and a recording medium recording a program thereof Jun. 11, 2002
6405182 System for dispensing prepaid debit cards through point-of-sale terminals Jun. 11, 2002
6400270 Wallet protection system Jun. 4, 2002
6397196 Hybrid installment loan/savings account May. 28, 2002
6397198 Tokenless biometric electronic transactions using an audio signature to identify the transaction processor May. 28, 2002
6366893 System, a method and an apparatus for performing an electric payment transaction in a telecommunication network Apr. 2, 2002
6363356 Referrer-based system for try/buy electronic software distribution Mar. 26, 2002
6363362 Technique for integrating electronic accounting systems with an electronic payment system Mar. 26, 2002
6356878 Conditional purchase offer buyer agency system Mar. 12, 2002
6353889 Portable device and method for accessing data key actuated devices Mar. 5, 2002
6345239 Remote demonstration of business capabilities in an e-commerce environment Feb. 5, 2002
6341273 Electronic coin stick with potential for future added value Jan. 22, 2002
6341353 Smart electronic receipt system Jan. 22, 2002
6339765 Method and apparatus for defining private currencies Jan. 15, 2002
6339766 Electronic payment system employing limited-use account number Jan. 15, 2002
6336104 Method and apparatus for providing and processing installment plans at a terminal Jan. 1, 2002
6332133 Personal electronic settlement system, its terminal, and management apparatus Dec. 18, 2001
6330548 Method and apparatus for providing and processing installment plans at a terminal Dec. 11, 2001
6327577 Electronic bill payment system with account-number scheming Dec. 4, 2001
6324523 Integrated client relationship management processor Nov. 27, 2001
6324524 Method and apparatus for an account level offer of credit and real time balance transfer Nov. 27, 2001
6321213 Electronic money processing method having a transaction fee collecting function and an electronic money storage apparatus for the same Nov. 20, 2001
6315196 Method and system for debt deferment Nov. 13, 2001
6311167 Portable 2-way wireless financial messaging unit Oct. 30, 2001
6311170 Method and apparatus for making payments and delivering payment information Oct. 30, 2001
6304859 System and method for premium optimization and loan monitoring Oct. 16, 2001
6298335 Method of controlling payment of debts Oct. 2, 2001
6292789 Method and system for bill presentment and payment Sep. 18, 2001
6289322 Electronic bill processing Sep. 11, 2001
6282523 Method and apparatus for processing checks to reserve funds Aug. 28, 2001
6269345 Transfer system and method for transferring amounts in different local currencies between a plurality of local banking organization Jul. 31, 2001
6269348 Tokenless biometric electronic debit and credit transactions Jul. 31, 2001
6266653 Apparatus and method for managing and possessing electronic money, management and possession medium and recording medium for recording electronic money management and possession program read b Jul. 24, 2001
6246996 Computerized system for facilitating transactions between parties on the internet using e-mail Jun. 12, 2001
6246999 Financial services account manager system Jun. 12, 2001
6240415 Corporate and entertainment management interactive system using a computer network May. 29, 2001
6236973 Apparatus and method for providing collateral construction loan insurance coverage May. 22, 2001

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Next


 
 
  Recently Added Patents
Rotary cutting tool assembly and cutting insert and tool shank therefor
Information signal processing device and processing method, codebook generating device and generating method, and program for executing the methods
Luggage foot
Trough support ribs and method of use
Cao cycles of internal combustion engine with increased expansion ratio, constant-volume combustion, variable compression ratio, and cold start mechanism
Systems and methods for context relevant information management and display
Method and system for representing manufacturing and lithography information for IC routing
  Randomly Featured Patents
Electron beam excitation ion source
Back-side coating formulations for heat-sensitive recording materials and heat-sensitive recording materials having a back layer coated therewith
Watch face
Child safety seat
Image display apparatus
Electrically insulating crosslinked thin-film-forming organic resin composition and method for forming thin film therefrom
Leg extension exercise machine
Screw in high voltage housing terminal for ignition coil
Pouch
Rotary compressor and process of compressing compressible fluids