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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.
Sub-classes under this class:
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 6742125 |
Distributed protocol for secure communication of commercial transactions and decentralized network employing the protocol |
May. 25, 2004 |
| 6721716 |
Payment certification string and related electronic payment system and method |
Apr. 13, 2004 |
| 6721743 |
Value points exchanging managing method among first and second business entities where value points available to on-line customer obtaining goods or services |
Apr. 13, 2004 |
| 6711551 |
Information provider, terminal and system and recording medium for the terminal |
Mar. 23, 2004 |
| 6702672 |
Wireless interactive gaming system |
Mar. 9, 2004 |
| 6704714 |
Virtual private lock box |
Mar. 9, 2004 |
| 6701303 |
E-commerce system and method of operation enabling a user to conduct transactions with multiple retailers without certification and/or trusted electronic paths |
Mar. 2, 2004 |
| 6691093 |
Multi-level marketing computer network server |
Feb. 10, 2004 |
| 6678401 |
Automated currency processing system |
Jan. 13, 2004 |
| 6678664 |
Cashless transactions without credit cards, debit cards or checks |
Jan. 13, 2004 |
| 6671677 |
System and method for reducing mortgage interest rate and mortgage guaranty insurance premiums associated with a mortgage loan |
Dec. 30, 2003 |
| 6662166 |
Tokenless biometric electronic debit and credit transactions |
Dec. 9, 2003 |
| 6654709 |
Automatic remote monitoring system for setting a near-end value |
Nov. 25, 2003 |
| 6647376 |
System and method for point-of-sale check authorization |
Nov. 11, 2003 |
| 6636833 |
Credit card system and method |
Oct. 21, 2003 |
| 6631358 |
Promoting savings by facilitating incremental commitments made with credit card and other consumer-initiated transactions |
Oct. 7, 2003 |
| 6625582 |
Method and system for converting a designated portion of future social security and other retirement payments to current benefits |
Sep. 23, 2003 |
| 6616035 |
Method and device for identification and authentication |
Sep. 9, 2003 |
| 6618708 |
Processing system for charge request data |
Sep. 9, 2003 |
| 6615109 |
System and method for generating an action of an automatic apparatus |
Sep. 2, 2003 |
| 6615187 |
Method of securitizing and trading real estate brokerage options |
Sep. 2, 2003 |
| 6615190 |
Sponsor funded stored value card |
Sep. 2, 2003 |
| 6615191 |
Software licensing and distribution systems and methods employing biometric sample authentication |
Sep. 2, 2003 |
| 6615193 |
Monitoring system and method |
Sep. 2, 2003 |
| 6609654 |
Method for allowing a user to customize use of a payment card that generates a different payment card number for multiple transactions |
Aug. 26, 2003 |
| 6611817 |
Automated technique for code generation of datastream mappings |
Aug. 26, 2003 |
| 6611819 |
Electronic money apparatus, method, card and computer readable record medium having electronic money processing program recorded thereon |
Aug. 26, 2003 |
| 6609113 |
Method and system for processing internet payments using the electronic funds transfer network |
Aug. 19, 2003 |
| 6606606 |
Systems and methods for performing integrated financial transaction |
Aug. 12, 2003 |
| 6598030 |
Method and apparatus for pattern generation |
Jul. 22, 2003 |
| 6594644 |
Electronic gift certificate system |
Jul. 15, 2003 |
| 6587841 |
Computer implemented automated credit application analysis and decision routing system |
Jul. 1, 2003 |
| 6587867 |
Internet-based subscriber profile management of a communications system |
Jul. 1, 2003 |
| 6585598 |
Method for cashless gaming |
Jul. 1, 2003 |
| 6584453 |
Reversible move/merge operation for a general ledger |
Jun. 24, 2003 |
| 6581042 |
Tokenless biometric electronic check transactions |
Jun. 17, 2003 |
| 6578016 |
Tax advantaged transaction structure (TATS) and method |
Jun. 10, 2003 |
| 6571149 |
Shipment transaction system and method |
May. 27, 2003 |
| 6567791 |
Method and apparatus for a verifiable on line rejection of an application for credit |
May. 20, 2003 |
| 6553346 |
Conditional purchase offer (CPO) management system for packages |
Apr. 22, 2003 |
| 6553358 |
Decision-theoretic approach to harnessing text classification for guiding automated action |
Apr. 22, 2003 |
| 6550011 |
Media content protection utilizing public key cryptography |
Apr. 15, 2003 |
| 6546373 |
System and method for recovering refundable taxes |
Apr. 8, 2003 |
| 6542875 |
Charitable and public funding using tax credits and passive losses |
Apr. 1, 2003 |
| 6539363 |
Write input credit transaction apparatus and method with paperless merchant credit card processing |
Mar. 25, 2003 |
| 6526389 |
Telecommunications system for generating a three-level customer behavior profile and for detecting deviation from the profile to identify fraud |
Feb. 25, 2003 |
| 6526390 |
Independent billing settlement for call origination by wireless subscribers roaming to foreign wireless networks |
Feb. 25, 2003 |
| 6516996 |
Electronic payment system |
Feb. 11, 2003 |
| 6505178 |
Automatic teller machine with secure variable storage for internet applications |
Jan. 7, 2003 |
| 6502121 |
System and method for processing a recurrent operation |
Dec. 31, 2002 |
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