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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.


Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 743
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 413
705/42 Remote banking (e.g., home banking) 311
705/44 Requiring authorization or authentication 558
705/45 With paper check handling 224


Patents under this class:
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Patent Number Title Of Patent Date Issued
6907404 Automated investment chart pattern search system for technical analysis Jun. 14, 2005
6904136 Secure method of payment Jun. 7, 2005
6904418 Method and apparatus for executing cryptographically-enabled letters of credit Jun. 7, 2005
6904520 Method and system for ensuring the securing of computer servers of games Jun. 7, 2005
6901387 Electronic purchasing method and apparatus for performing the same May. 31, 2005
6898575 Systems and methods for charitable donating May. 24, 2005
6889895 Method and device for acquiring an electronic document May. 10, 2005
6886741 Electronic transaction system May. 3, 2005
6889208 Contents sale system May. 3, 2005
6882986 Method for automatic processing of invoices Apr. 19, 2005
6879964 Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund Apr. 12, 2005
6879965 Method, system and computer readable medium for web site account and e-commerce management from a central location Apr. 12, 2005
6876979 Electronic commerce bridge system Apr. 5, 2005
6873973 Cash dispensing automated banking machine and method Mar. 29, 2005
6873974 System and method for use of distributed electronic wallets Mar. 29, 2005
6874071 Database commit control mechanism that provides more efficient memory utilization through consideration of task priority Mar. 29, 2005
6868391 Tele/datacommunications payment method and apparatus Mar. 15, 2005
6865547 Customer activated multi-value (CAM) card Mar. 8, 2005
6857562 Electronic money system of token and value mixed type Feb. 22, 2005
6859793 Software license reporting and control system and method Feb. 22, 2005
6859910 Methods and systems for transactional tunneling Feb. 22, 2005
6854646 Transaction management system and method Feb. 15, 2005
6856974 Electronic bill presentment technique with enhanced biller control Feb. 15, 2005
6853984 Method and apparatus for credit card processing via facsimile Feb. 8, 2005
6850767 Transaction tray with communications means Feb. 1, 2005
6847947 Method and system for reduced cost debit processing Jan. 25, 2005
6842740 Method for providing automatic payment when making duplicates of copyrighted material Jan. 11, 2005
6839692 Method and apparatus to provide secure purchase transactions over a computer network Jan. 4, 2005
6836764 Tiered interest rate revolving credit system and method Dec. 28, 2004
6829597 Method, apparatus and computer program product for processing cashless payments Dec. 7, 2004
6826544 Automated loan repayment Nov. 30, 2004
6826545 Method for settling accounts among a plurality of participants Nov. 30, 2004
6826547 Printer service denial Nov. 30, 2004
6823319 System and method for automated process of deal structuring Nov. 23, 2004
6807410 Electronic payment process and system for implementing this process Oct. 19, 2004
6801919 Object oriented database interface encapsulation that allows for chronologically overlapping transactions in a multi-threaded environment Oct. 5, 2004
6796489 Processing electronic documents with embedded digital signatures Sep. 28, 2004
6799165 Apparatus and methods for inventory, sale, and delivery of digitally transferable goods Sep. 28, 2004
6783062 System for inhibiting fraud in relation to the use of negotiable instruments Aug. 31, 2004
6783065 Purchasing card transaction risk model Aug. 31, 2004
6785590 Robotic device management system and method, and information management apparatus Aug. 31, 2004
6785661 System and method a risk based purchase of goods Aug. 31, 2004
6769605 Money transfer system Aug. 3, 2004
6772131 Distributed, object oriented global trade finance system with imbedded imaging and work flow and reference data Aug. 3, 2004
6764001 Electronic money system and transaction method using the same Jul. 20, 2004
6760470 Extraction of bank routing number from information entered by a user Jul. 6, 2004
6760710 Process and products produced thereby, apparatus, and articles of manufacture, for computerized conversion of preferred-return instruments Jul. 6, 2004
6755342 Credit card validation for an interactive wireless network Jun. 29, 2004
6757664 Method and system for verification of checks at a point of sale Jun. 29, 2004
6754636 Purchasing systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network Jun. 22, 2004

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