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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.










Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 2,144
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 934
705/42 Remote banking (e.g., home banking) 793
705/44 Requiring authorization or authentication 1,451
705/45 With paper check handling 509


Patents under this class:
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Patent Number Title Of Patent Date Issued
8438104 Using a transaction card account to make recurring loan payments May. 7, 2013
8438089 Method and apparatus for transaction verification May. 7, 2013
8438088 Providing packaging recommendation to shipping customers May. 7, 2013
8438070 Exchanging value between a service buyer and a service provider May. 7, 2013
8434682 Receipt images apparatus and method May. 7, 2013
8434677 Systems and methods for risk triggering values May. 7, 2013
RE44189 Selective escrow using electronic funds transfer Apr. 30, 2013
8433653 Centralized transaction record storage Apr. 30, 2013
8433652 Method and system for processing internet payments using the electronic funds transfer network Apr. 30, 2013
8433651 Mobile device including computer readable medium suitable for tax processing and currency conversion Apr. 30, 2013
8429086 System for location based transaction security Apr. 23, 2013
8429074 Private label promotion card system, program product, and associated computer-implemented methods Apr. 23, 2013
8429073 Method and apparatus for configuring and establishing a secure credential-based network link between a client and a service over a data-packet-network Apr. 23, 2013
8429072 System and method for processing microtransactions Apr. 23, 2013
8429071 Mobile device credit account Apr. 23, 2013
8429070 Real time adaptive control of transaction review rate score curve Apr. 23, 2013
8429068 Data aggregation for transaction banking partnerships Apr. 23, 2013
8429060 Hedging risk in an investment vehicle Apr. 23, 2013
8429049 Method and system for allocating computing resources Apr. 23, 2013
8429046 System and methods for servicing electronic transactions Apr. 23, 2013
8429038 Receipt visualization and receipt data applications Apr. 23, 2013
8429022 Method and apparatus for authorizing a payment via a remote device Apr. 23, 2013
8424752 System and method for presenting information about an object on a portable electronic device Apr. 23, 2013
8424750 Authorization system Apr. 23, 2013
8423464 Prepaid transaction card activation system and method Apr. 16, 2013
8423459 Prioritizing potential transaction counter-parties with social network content Apr. 16, 2013
8423458 Secure, closed-loop electronic transfer of money Apr. 16, 2013
8423457 Anonymous mobile payments Apr. 16, 2013
8423400 System and method for managing customized reward offers Apr. 16, 2013
8422652 Device and method for managing communication credits associated to use of services by a terminal Apr. 16, 2013
8417637 Approving the use of the source of funds Apr. 9, 2013
8417631 Smart card loading transactions using wireless telecommunications network Apr. 9, 2013
8417630 Systems and methods for deposit predictions based upon template matching Apr. 9, 2013
8417629 Systems and methods for remote deposit service Apr. 9, 2013
8417628 Electronic bill presentment and payment system and method Apr. 9, 2013
8417611 System and method for legal document authoring and electronic court filing Apr. 9, 2013
8417600 Systems and methods for graduated suspicious activity detection Apr. 9, 2013
8414397 Gaming terminal network with a message director Apr. 9, 2013
8412630 Social network payment settlement system Apr. 2, 2013
8412629 Non-cash transaction incentive and commission distribution system Apr. 2, 2013
8412627 Online funds transfer method Apr. 2, 2013
8412626 Systems and methods to secure transactions via mobile devices Apr. 2, 2013
8412625 System and methods for a multi-channel payment platform Apr. 2, 2013
8412624 Multiple financial account transaction processing Apr. 2, 2013
8412623 Method and system for a multi-purpose transactional platform Apr. 2, 2013
8412617 Methods and systems related to securities trading Apr. 2, 2013
8407148 Systems and methods to provide messages in real-time with transaction processing Mar. 26, 2013
8407145 Transaction ID system and process Mar. 26, 2013
8407144 Vehicular-based transactions, systems and methods Mar. 26, 2013
8407143 International negotiable instrument payment Mar. 26, 2013

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