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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.
Sub-classes under this class:
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7086586 |
System and method for a card payment program providing mutual benefits to card issuers and cardholders based on financial performance |
Aug. 8, 2006 |
| 7089201 |
Method and apparatus for providing retirement income benefits |
Aug. 8, 2006 |
| 7089208 |
System and method for electronically exchanging value among distributed users |
Aug. 8, 2006 |
| 7089209 |
Method for revaluing a phone card |
Aug. 8, 2006 |
| 7083084 |
System and method for managing stored-value card data |
Aug. 1, 2006 |
| 7082412 |
Electronic factoring |
Jul. 25, 2006 |
| 7080037 |
Portable electronic authorization system and method |
Jul. 18, 2006 |
| 7076458 |
Method and system for remote delivery of retail banking services |
Jul. 11, 2006 |
| 7076463 |
System and method for providing decentralized E-commerce |
Jul. 11, 2006 |
| 7076464 |
Apparatus, and associated method, for distributing revenue generated pursuant to distribution of content |
Jul. 11, 2006 |
| 7076465 |
Methods for processing a group of accounts corresponding to different products |
Jul. 11, 2006 |
| 7072864 |
Customer activated multi-value (CAM) card |
Jul. 4, 2006 |
| 7072943 |
System and method for granting deposit-contingent E-mailing rights |
Jul. 4, 2006 |
| 7066383 |
System for marketing leisure activity services through prepaid tickets |
Jun. 27, 2006 |
| 7069234 |
Initiating an agreement in an e-commerce environment |
Jun. 27, 2006 |
| 7069244 |
Method and system for merchant processing of purchase card transactions with expanded card type acceptance |
Jun. 27, 2006 |
| 7069252 |
Electronic transaction server, client for seller, client for buyer and electronic transaction method |
Jun. 27, 2006 |
| 7062463 |
System and method for enhancing financial institution revenues through acceleration of debit processing |
Jun. 13, 2006 |
| 7058611 |
Method and system for conducting secure electronic commerce transactions with authorization request data loop-back |
Jun. 6, 2006 |
| 7054842 |
Stored value cards and methods for their issuance |
May. 30, 2006 |
| 7051001 |
System and method for merchant function assumption of internet checking and savings account transactions |
May. 23, 2006 |
| 7047202 |
Method and apparatus for optimizing networking potential using a secured system for an online community |
May. 16, 2006 |
| 7043451 |
Method and system for merchant processing of purchase card transactions with expanded card type acceptance |
May. 9, 2006 |
| 7039603 |
Settlement systems and methods wherein a buyer takes possession at a retailer of a product purchased using a communication network |
May. 2, 2006 |
| 7035819 |
Method and system for facilitating automated interaction of marketable retail orders and professional trading interest at passively determined prices |
Apr. 25, 2006 |
| 7035821 |
Methods and apparatus for processing cash advance requests |
Apr. 25, 2006 |
| 7035822 |
Self-service terminal |
Apr. 25, 2006 |
| 7035823 |
Telecommunications system for generating a three-level customer behavior profile and for detecting deviation from the profile to identify fraud |
Apr. 25, 2006 |
| 7031939 |
Systems and methods for implementing person-to-person money exchange |
Apr. 18, 2006 |
| 7032109 |
Method and system for ensuring the security of service supplies broadcast on a computer network of the internet type |
Apr. 18, 2006 |
| 7021528 |
System and method for tracking checks |
Apr. 4, 2006 |
| 7024385 |
Automatic electronic funds transfer system and method |
Apr. 4, 2006 |
| 7024386 |
Credit handling in an anonymous trading system |
Apr. 4, 2006 |
| 7024389 |
System and method for using a payroll deduction card as a payment instrument |
Apr. 4, 2006 |
| 7024395 |
Method and system for secure credit card transactions |
Apr. 4, 2006 |
| 7020633 |
Method and system for merchant processing of purchase card transactions with expanded card type acceptance |
Mar. 28, 2006 |
| 7020638 |
System and method for flexible micropayment of low value electronic assets |
Mar. 28, 2006 |
| 7010512 |
Transfer instrument |
Mar. 7, 2006 |
| 7004398 |
Stored-value card with edible product |
Feb. 28, 2006 |
| 7006993 |
Method and apparatus for surrogate control of network-based electronic transactions |
Feb. 28, 2006 |
| 7003306 |
Short message system, especially prepaid message system |
Feb. 21, 2006 |
| 7003492 |
Apparatus and method for indicating the status of transaction function devices in an automated banking machine |
Feb. 21, 2006 |
| 7003493 |
Direct payment with token |
Feb. 21, 2006 |
| 7003494 |
Preprocessor system and method for rejection of duplicate invoices |
Feb. 21, 2006 |
| 7003495 |
Portable electronic authorization system and method |
Feb. 21, 2006 |
| 6999943 |
Routing methods and systems for increasing payment transaction volume and profitability |
Feb. 14, 2006 |
| 6999944 |
Method and apparatus for authorizing and billing communications services using a bank card financial network |
Feb. 14, 2006 |
| 6996535 |
Electronic commerce support method and apparatus |
Feb. 7, 2006 |
| 6996542 |
System and method for paying bills and other obligations including selective payor and payee controls |
Feb. 7, 2006 |
| 6993506 |
Method and device utilizing polymorphic data in e-commerce |
Jan. 31, 2006 |
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