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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.










Sub-classes under this class:

Class Number Class Name Patents
705/40 Bill distribution or payment 2,144
705/41 Having programming of a portable memory device (e.g., ic card, "electronic purse") 934
705/42 Remote banking (e.g., home banking) 793
705/44 Requiring authorization or authentication 1,451
705/45 With paper check handling 509


Patents under this class:

Patent Number Title Of Patent Date Issued
8713445 Systems and methods for generating customized user interfaces Apr. 29, 2014
8712911 System and method for investing public deposits Apr. 29, 2014
8712910 Equipment to facilitate money transfers into bank accounts Apr. 29, 2014
8712909 Systems and methods for managing fleet services Apr. 29, 2014
8712908 Home appreciation participation notes Apr. 29, 2014
8712907 Multi-dimensional credibility scoring Apr. 29, 2014
8712901 Method or system for investing and/or trading Apr. 29, 2014
8712892 Verification of a portable consumer device in an offline environment Apr. 29, 2014
8712887 Electronic multiparty accounts receivable and accounts payable system Apr. 29, 2014
8712885 Method for assisting in the checking of transaction records, transaction device, server, mobile terminal, and corresponding computer programs Apr. 29, 2014
8712877 Philanthropy management apparatus, system, and methods of use and doing business Apr. 29, 2014
8712875 System and method for associating financial transaction data with user's project data Apr. 29, 2014
8712874 System and method for associating financial transaction data with a user's project data using a portable electronic device Apr. 29, 2014
8706633 Remittance system with improved service for unbanked individuals Apr. 22, 2014
8706632 Method and apparatus for processing credit card transactions Apr. 22, 2014
8706631 Credit and transaction systems Apr. 22, 2014
8706630 System and method for securely authorizing and distributing stored-value card data Apr. 22, 2014
8706626 Systems and methods for provisionally transferring an electronic currency Apr. 22, 2014
8706625 System and method for providing borrowing schemes Apr. 22, 2014
8706621 Secure checkout and challenge systems and methods Apr. 22, 2014
8706620 Restricted use currency Apr. 22, 2014
8706619 Employing spillover tables for data updates Apr. 22, 2014
8706618 Release of funds based on criteria Apr. 22, 2014
8706609 System and method for creating trade-related annotations in an electronic trading environment Apr. 22, 2014
8706579 Interactive account management system and method Apr. 22, 2014
8706577 Payment system Apr. 22, 2014
8706556 Methods for risk management in payment-enabled mobile device Apr. 22, 2014
8706524 Health plan management method and apparatus Apr. 22, 2014
8701982 Gift card conversion and digital wallet Apr. 22, 2014
8694432 Dual-activation financial products Apr. 8, 2014
8694427 Time-efficient and deterministic adaptive score calibration techniques for maintaining a predefined score distribution Apr. 8, 2014
8694426 Method and system for processing transfer requests Apr. 8, 2014
8694425 Method and system for processing internet payments using the electronic funds transfer network Apr. 8, 2014
8694424 System and method for managing foreign payments using separate messaging and settlement mechanisms Apr. 8, 2014
8694423 Systems and methods for brokering data in a transactional gateway Apr. 8, 2014
8694422 Method and system for user signup by a network service provider Apr. 8, 2014
8694421 Method for structuring a supplemental interest mortgage Apr. 8, 2014
8694403 Using commercial share of wallet to rate investments Apr. 8, 2014
8694393 System and method for reconciling one or more financial transactions Apr. 8, 2014
8688581 Product level payment network acquired transaction authorization Apr. 1, 2014
8688580 Expediting electronic funds transfers Apr. 1, 2014
8688573 Method and system for identifying a merchant payee associated with a cash transaction Apr. 1, 2014
8688572 Financial account related trigger feature for risk mitigation Apr. 1, 2014
8688571 Mobile platform for event registration Apr. 1, 2014
8688570 System and method for performing person-to-person funds transfers via wireless communications Apr. 1, 2014
8688569 System and method for post closing and custody services Apr. 1, 2014
8688481 System and method for providing group dividends Apr. 1, 2014
8686829 Lock code recovery system Apr. 1, 2014
8684261 Methods, apparatus, computer program products and articles for use in providing human understandable indication of account balance Apr. 1, 2014
8682793 Mobile alert transaction system and method Mar. 25, 2014











 
 
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