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Class Information
Number: 705/39
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Including funds transfer or credit transaction
Description: Subject matter drawn to a computerized arrangement for transferring funds by debiting one account and crediting another by the same amount.
Sub-classes under this class:
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7403922 |
Method and apparatus for evaluating fraud risk in an electronic commerce transaction |
Jul. 22, 2008 |
| 7401051 |
Automated teller machine system and method relay center |
Jul. 15, 2008 |
| 7401050 |
Method to improve debt collection practices |
Jul. 15, 2008 |
| 7401049 |
System and method for a prepaid card issued by a foreign financial institution |
Jul. 15, 2008 |
| 7401039 |
Analytical tools for a community of investors having investment portfolios |
Jul. 15, 2008 |
| 7398919 |
Transaction card system and approach |
Jul. 15, 2008 |
| 7398918 |
Systems and method for risk triggering values |
Jul. 15, 2008 |
| 7398236 |
Method and medium for budgeting |
Jul. 8, 2008 |
| 7398246 |
Method and system for managing a mortgage rebate transaction card account |
Jul. 8, 2008 |
| 7398247 |
Secure tax meter and certified service provider center for collecting sales and/or use taxes on sales that are made via the internet and/or catalog |
Jul. 8, 2008 |
| 7398248 |
System and method for using cards for sponsored programs |
Jul. 8, 2008 |
| 7398250 |
Method and system for restricting the usage of payment accounts |
Jul. 8, 2008 |
| 7398249 |
ACH debit blocking method and system |
Jul. 8, 2008 |
| 7395958 |
Conducting monetary transactions with minimal coin transfer |
Jul. 8, 2008 |
| 7395239 |
System and method for automatically processing loan applications |
Jul. 1, 2008 |
| 7395243 |
Technique for presenting matched billers to a consumer |
Jul. 1, 2008 |
| 7392935 |
Method and apparatus for accepting check deposits via the internet using browser-based technology |
Jul. 1, 2008 |
| 7395240 |
Financial product and collaborative system and method for providing and monitoring a financial product |
Jul. 1, 2008 |
| 7395241 |
Consumer-directed financial transfers using automated clearinghouse networks |
Jul. 1, 2008 |
| 7395242 |
Method and system for restricting the usage of payment accounts |
Jul. 1, 2008 |
| 7392210 |
Workflow management system and method |
Jun. 24, 2008 |
| 7392222 |
System and method for providing promotional pricing |
Jun. 24, 2008 |
| 7392223 |
Electronic billing with updateable electronic bill summary |
Jun. 24, 2008 |
| 7389268 |
Trading tools for electronic trading |
Jun. 17, 2008 |
| 7389267 |
Electronic verification system and method |
Jun. 17, 2008 |
| 7389266 |
Systems and methods for managing credit account products with adjustable credit limits |
Jun. 17, 2008 |
| 7389259 |
On-line interactive system and method for transacting business |
Jun. 17, 2008 |
| 7386520 |
Cost-based method for dynamically pricing and prioritizing an e-mail |
Jun. 10, 2008 |
| 7386509 |
Apparatus and methods for correlating magnetic indicia data with database records |
Jun. 10, 2008 |
| 7386508 |
Method and apparatus for facilitating a transaction between a buyer and one seller |
Jun. 10, 2008 |
| 7386506 |
Fraud score calculating program, method of calculating fraud score, and fraud score calculating system for credit cards |
Jun. 10, 2008 |
| 7386502 |
Method, software program, and system for structuring risk in a financial transaction |
Jun. 10, 2008 |
| 7386499 |
Stock trading limit order coupled link (Lock) |
Jun. 10, 2008 |
| 7386494 |
Method and apparatus for receiving a subscription for a security |
Jun. 10, 2008 |
| 7383225 |
Module for the interconnectivity of independent software applications |
Jun. 3, 2008 |
| 7383224 |
Systems and methods for processing credit card transactions that exceed a credit limit |
Jun. 3, 2008 |
| 7383223 |
Method and apparatus for managing multiple accounts |
Jun. 3, 2008 |
| 7383213 |
Apparatus and method for maintaining a children's automated bank account |
Jun. 3, 2008 |
| 7383252 |
Advanced search algorithm with integrated business intelligence |
Jun. 3, 2008 |
| 7377427 |
Method, apparatus and POS system for processing credit card transactions associated with POS sales |
May. 27, 2008 |
| 7379901 |
Accessing a vendor web site using personal account information retrieved from a credit card company web site |
May. 27, 2008 |
| 7379913 |
Anonymous transaction system |
May. 27, 2008 |
| 7379916 |
System and method for private secure financial transactions |
May. 27, 2008 |
| 7379972 |
System and method for granting deposit-contingent e-mailing rights |
May. 27, 2008 |
| 7376628 |
Methods and systems for carrying out contingency-dependent payments via secure electronic bank drafts supported by online letters of credit and/or online performance bonds |
May. 20, 2008 |
| 7376618 |
Detecting and measuring risk with predictive models using content mining |
May. 20, 2008 |
| 7376613 |
Business method for comparison shopping with dynamic pricing over a network |
May. 20, 2008 |
| 7376592 |
System and method for using a unique identifier to integrate an offline experience with an online experience |
May. 20, 2008 |
| 7373322 |
Two-way wireless communication system for financial industry transactions |
May. 13, 2008 |
| 7373328 |
Method, software program, and system for managing debt |
May. 13, 2008 |
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