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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.

Patents under this class:

Patent Number Title Of Patent Date Issued
8463702 Global compliance processing system for a money transfer system Jun. 11, 2013
8463699 Method and system of determining and applying insurance profit scores Jun. 11, 2013
8463698 Systems and methods to select a credit migration path for a consumer Jun. 11, 2013
8463697 Method and system for providing a loan using equity in a new home Jun. 11, 2013
8463692 Method and system to facilitate on-line trading Jun. 11, 2013
8463686 System for real time continuous data processing for investment portfolios Jun. 11, 2013
8463685 Masuda stick chart generation and display apparatus Jun. 11, 2013
8463682 Finance and configuration method and apparatus Jun. 11, 2013
8463681 Method and system for distribution of unactivated bank account cards Jun. 11, 2013
8463676 Interpreting refund discrepancies Jun. 11, 2013
8463652 Method and system to facilitate on-line trading Jun. 11, 2013
8459562 System and method for processing transactions using a multi-account transactions device Jun. 11, 2013
8458095 Location-based rules for a financial account Jun. 4, 2013
8458093 Systems and methods of transferring credit card charge to line of credit Jun. 4, 2013
8458087 Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines Jun. 4, 2013
8458086 Allocating partial payment of a transaction amount using an allocation rule Jun. 4, 2013
8458085 Investor social networking website Jun. 4, 2013
8458084 Investor social networking website Jun. 4, 2013
8458083 Total structural risk model Jun. 4, 2013
8458082 Automated loan risk assessment system and method Jun. 4, 2013
8458074 Data analytics models for loan treatment Jun. 4, 2013
8458073 Enterprise risk assessment manager system Jun. 4, 2013
8458072 System and method for providing a common data and analytic framework for valuating financial instruments and portfolios Jun. 4, 2013
8458068 Monitoring in an automated clearing house processing environment Jun. 4, 2013
8458063 System and method for profiling consumers and creating a recommended or custom card Jun. 4, 2013
8453068 Visualization tools for reviewing credibility and stateful hierarchical access to credibility May. 28, 2013
8452708 Universal payment processing May. 28, 2013
8452701 Methods, devices and bank computers for consumers using communicators to wire funds to sellers and vending machines May. 28, 2013
8452700 Systems and methods for implementing an interest-bearing instrument May. 28, 2013
8452699 Systems and methods for making structured reference credit decisions May. 28, 2013
8452698 System and method for managing credit risk for investment portfolios May. 28, 2013
8452697 Loan lock options May. 28, 2013
8452689 Systems and methods of check detection May. 28, 2013
8452673 System for processing data acquired from vehicle diagnostic interface for vehicle inventory monitoring May. 28, 2013
8452662 System, program product, and associated methods to autodraw for micro-credit attached to prepaid card May. 28, 2013
8452267 System and method for granting access to a system May. 28, 2013
8447690 Business and social media system May. 21, 2013
8447689 Calculating credit worthiness using transactional data May. 21, 2013
8447688 Risk-based reference pool capital reducing systems and methods May. 21, 2013
8447687 Method and system for centralized identity and account controls May. 21, 2013
8447686 System and method for mitigating merchant debit balances May. 21, 2013
8447681 System and method for administering a destination fund having an associated guarantee May. 21, 2013
8447675 Methods and apparatus for recording legal tender decomposition of accounting system entries May. 21, 2013
8447672 Universal payment protection May. 21, 2013
8447667 Methods, systems and articles for facilitating loans using income tax refunds May. 21, 2013
8447658 Electronic bearer bond online transaction system May. 21, 2013
8447635 System and method for managing investment risk in satellite operator companies May. 21, 2013
8442911 Systems and methods for a prepaid interest credit card account May. 14, 2013
8442909 Transaction processing entity device support of an integrated offer network May. 14, 2013
8442908 Systems and methods for asset valuation May. 14, 2013

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