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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
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Patent Number Title Of Patent Date Issued
7240031 Bill payment system and method with a master merchant database Jul. 3, 2007
7233920 System and apparatus for credit transaction data transmission Jun. 19, 2007
7231366 Global vendor financing system and method Jun. 12, 2007
7227950 Distributed quantum encrypted pattern generation and scoring Jun. 5, 2007
7222092 System and method for submitting an offer to purchase over a network-based commerce facility May. 22, 2007
7222097 Anonymous credit card May. 22, 2007
7216102 Methods and systems for auctioning of pre-selected customer lists May. 8, 2007
7213002 Method and system for investing with a no-loss or low-loss assurance May. 1, 2007
7213001 Business method for acquisition of debtor real-estate and restructuring of debt May. 1, 2007
7212996 System and method for dynamic, multivariable comparison of financial products May. 1, 2007
7212995 Loan underwriting system and method May. 1, 2007
7203661 Computers making financial analysis output having property valuations Apr. 10, 2007
7203663 System and method for converting information on paper forms to electronic data Apr. 10, 2007
7200571 Computerized auction system for use with multiple purchasing media Apr. 3, 2007
7194436 Method and system for internet based financial auto credit application Mar. 20, 2007
7194434 Method for predictive determination of financial investment performance Mar. 20, 2007
7191149 Process for seeking authorization for present receipt of legal tender and associated system Mar. 13, 2007
7191150 Enhancing delinquent debt collection using statistical models of debt historical information and account events Mar. 13, 2007
7188084 Methods and systems for determining roll rates of loans Mar. 6, 2007
7184982 Architecture for anonymous trading system Feb. 27, 2007
7181432 Electronic purchasing method and apparatus for performing the same Feb. 20, 2007
7181428 Automated political risk management Feb. 20, 2007
7181427 Automated credit application system Feb. 20, 2007
7181418 Internet customer service method and system Feb. 20, 2007
7177833 Automated trading system in an electronic trading exchange Feb. 13, 2007
7177834 Machine-implementable project finance analysis and negotiating tool software, method and system Feb. 13, 2007
7171383 Methods and systems for rapid deployment of a valuation system Jan. 30, 2007
7171385 System and method for trading off put and call values of a portfolio Jan. 30, 2007
7167839 Collection agency data access method Jan. 23, 2007
7167837 Fair-value pricing of a financial asset Jan. 23, 2007
7161465 Enhancing security for facilities and authorizing providers Jan. 9, 2007
7162445 Methods and systems for quantifying cash flow recovery and risk Jan. 9, 2007
7158949 Method for providing property rights based guarantees Jan. 2, 2007
7155468 Common index securities Dec. 26, 2006
7149718 Method and system for the creation and communication of notes concerning an auction participant or item within a network-based auction facility Dec. 12, 2006
7149717 Method and system to effectuate multiple transaction prices for a commodity Dec. 12, 2006
7149713 System and method for automating investment planning Dec. 12, 2006
7146342 Payment system and method for use in an electronic commerce system Dec. 5, 2006
7146344 Method and system for making small payments using a payment card Dec. 5, 2006
7146337 System and method for originating loans Dec. 5, 2006
7146159 Over-the-air card provisioning system and method Dec. 5, 2006
7143936 System and method for calculating expected approval rates Dec. 5, 2006
7143063 Method and apparatus for a verifiable on line rejection of an applicant for credit Nov. 28, 2006
7143062 Electronic cash eliminating payment risk Nov. 28, 2006
7143051 Method and system for quoting, issuing, and administering insurance policies including determining whether insurance policies are self bill or list bill Nov. 28, 2006
7139730 System, method, and computer program product for collateral management operations Nov. 21, 2006
7139731 Multi-level fraud check with dynamic feedback for internet business transaction processor Nov. 21, 2006
7139734 Preferred credit information data collection method Nov. 21, 2006
7139735 Administration planning system Nov. 21, 2006
7136836 Accounting and reconciliation system Nov. 14, 2006

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