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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.

Patents under this class:

Patent Number Title Of Patent Date Issued
RE44393 System and method for deriving data Jul. 23, 2013
8494959 Payment card with dynamic account number Jul. 23, 2013
8494955 Method, system, and service for quantifying network risk to price insurance premiums and bonds Jul. 23, 2013
8494929 Salary advisor for small business employers Jul. 23, 2013
8494918 System, method, and computering program product for applying an offer scheme to usage data using a user interface Jul. 23, 2013
8489503 Systems, methods and computer program products for offering consumer loans having customized terms for each customer Jul. 16, 2013
8489502 Methods and systems for multi-credit reporting agency data modeling Jul. 16, 2013
8489501 Method of and system for evaluating financial risk associated with a construction project Jul. 16, 2013
8489500 Method and system for compliance hosting Jul. 16, 2013
8489499 System and method of detecting and assessing multiple types of risks related to mortgage lending Jul. 16, 2013
8489498 System and method for processing a loan Jul. 16, 2013
8489497 Online interactive and partner-enhanced credit card Jul. 16, 2013
8489494 System and method for business to investor exchange for raising capital and for creating a secondary market for private equity Jul. 16, 2013
8489485 Method and system for equalizing debt balance and fixed asset value in reverse mortgages Jul. 16, 2013
8489483 Transfer instrument Jul. 16, 2013
8489482 Using commercial share of wallet to rate investments Jul. 16, 2013
8489481 Transaction processing and remote activation Jul. 16, 2013
8489478 Virtual terminal for payment processing Jul. 16, 2013
8489475 Method for structuring a debt issue utilizing a closed block business entity Jul. 16, 2013
8489434 System and method for establishing rates for an automobile insurance policy Jul. 16, 2013
8484241 Systems and methods to consolidate and communicate user profiles and modality preferences information for content delivery or interaction experiences Jul. 9, 2013
8484127 System and method for managing allocation of funds between a plurality of entities Jul. 9, 2013
8484123 System and method for multi-factor modeling, analysis and margining of credit default swaps for risk offset Jul. 9, 2013
8484105 System and method for providing business audit responses from legal professional Jul. 9, 2013
8484054 System and method for managing electronic accounts in response to disability data Jul. 9, 2013
8484052 System and method for receiving and evaluating requests for insurance proposals Jul. 9, 2013
8478688 Rapid transaction processing Jul. 2, 2013
8478687 Automated trading system in an electronic trading exchange Jul. 2, 2013
8478686 Method of determining credit worthiness and profitability Jul. 2, 2013
8478673 Using commercial share of wallet in private equity investments Jul. 2, 2013
8478670 Method and system for determining which mortgage choice is best for a consumer Jul. 2, 2013
8478637 Index for assessing discount potential Jul. 2, 2013
8473415 System and method for identifying a point of compromise in a payment transaction processing system Jun. 25, 2013
8473410 Systems and methods for identifying financial relationships Jun. 25, 2013
8473409 Method and system for loan closing Jun. 25, 2013
8473408 Investment structure and method having fixed and contingent components Jun. 25, 2013
8473403 Methods and systems for creating and trading strips of financial products Jun. 25, 2013
8473401 System and method for processing and settling payment instructions relating to various financial instruments Jun. 25, 2013
8473395 Universal payment protection Jun. 25, 2013
8473394 System, method, and computer program product for issuing automatic payments linked transaction account Jun. 25, 2013
8473391 Method and system for an integrated approach to collections cycle optimization Jun. 25, 2013
8473372 Mortgage and real estate data integration and presentation system Jun. 25, 2013
8468088 Automated mining and processing of data associated with real estate Jun. 18, 2013
8468087 Methods and systems for netting of payments and collateral Jun. 18, 2013
8468086 System and method for protecting a debt Jun. 18, 2013
8468085 System and method for reporting and analyzing mortgage information Jun. 18, 2013
8468079 Index-based liquidity system and method Jun. 18, 2013
8468072 Method and system for distribution of unactivated bank account cards Jun. 18, 2013
8468036 Efficient market for financial products Jun. 18, 2013
8464046 Emergency medical data access system and associated methods Jun. 11, 2013

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