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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7324970 |
Home asset management account |
Jan. 29, 2008 |
| 7324971 |
Blind perturbation encryption method for protecting financial position information while providing risk transparency |
Jan. 29, 2008 |
| 7324978 |
Method and apparatus for creating consistent risk forecasts and for aggregating factor models |
Jan. 29, 2008 |
| 7321872 |
Automated trading exchange system and method utilizing a randomized opening procedures |
Jan. 22, 2008 |
| 7319985 |
Loan product and system and method for providing and monitoring a loan product |
Jan. 15, 2008 |
| 7318048 |
Method of and system for authorizing purchases made over a computer network |
Jan. 8, 2008 |
| 7318046 |
Collector's account payment promise option advisory apparatus and method |
Jan. 8, 2008 |
| 7318045 |
Event-driven trade link between trading and clearing systems |
Jan. 8, 2008 |
| 7315836 |
Method for obtaining and allocating investment income based on the capitalization of intellectual property |
Jan. 1, 2008 |
| 7315841 |
Mortgage loan and financial services data processing system |
Jan. 1, 2008 |
| 7315842 |
Computer system and method for pricing financial and insurance risks with historically-known or computer-generated probability distributions |
Jan. 1, 2008 |
| 7313544 |
System and method for restricting over-limit accounts |
Dec. 25, 2007 |
| 7311248 |
Method and system for automatically detecting fraudulent applications |
Dec. 25, 2007 |
| 7309008 |
System and method for calculating expected approval rates |
Dec. 18, 2007 |
| 7310617 |
Real-time financial card offer and application system |
Dec. 18, 2007 |
| 7310618 |
Automated loan evaluation system |
Dec. 18, 2007 |
| 7305364 |
Methods and systems for supplying customer leads to dealers |
Dec. 4, 2007 |
| 7302719 |
Systems, methods, and apparatus for instant issuance of a transaction card |
Dec. 4, 2007 |
| 7302409 |
Accounting system for absorption costing |
Nov. 27, 2007 |
| 7302412 |
Method for reiterative betting based on supply and demand of betting shares |
Nov. 27, 2007 |
| 7302413 |
Systems and methods for providing loan management from cash or deferred income arrangements |
Nov. 27, 2007 |
| 7295992 |
Method and system for delivering products and services to a point of sale location |
Nov. 13, 2007 |
| 7287008 |
Method and system for loan organization and underwriting |
Oct. 23, 2007 |
| 7287004 |
System for providing integrated financing services |
Oct. 23, 2007 |
| 7284696 |
Change card |
Oct. 23, 2007 |
| 7283977 |
System for reducing risk payment-based transactions wherein a risk filter routine returns instructions authorizing payment to a payment queue for later re-evaluation |
Oct. 16, 2007 |
| 7280980 |
Algorithm for explaining credit scores |
Oct. 9, 2007 |
| 7277861 |
Insurance policy renewal method and system |
Oct. 2, 2007 |
| 7277869 |
Delinquency-moving matrices for visualizing loan collections |
Oct. 2, 2007 |
| 7278163 |
Security risk analysis system and method |
Oct. 2, 2007 |
| 7266524 |
Method, software program, and system for isolating risk in a financial transaction |
Sep. 4, 2007 |
| 7266521 |
Method and system of managing mutual early termination terms for the electronic trading of financial instruments |
Sep. 4, 2007 |
| 7263506 |
Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites |
Aug. 28, 2007 |
| 7258274 |
Money remittance method |
Aug. 21, 2007 |
| 7255267 |
Method and system for multiple income-generating business card and referral network |
Aug. 14, 2007 |
| 7257206 |
Skip tracing system |
Aug. 14, 2007 |
| 7254558 |
Method and system for prioritizing debt collections |
Aug. 7, 2007 |
| 7251624 |
Score based decisioning |
Jul. 31, 2007 |
| 7251628 |
Automated purchasing agent system and method |
Jul. 31, 2007 |
| 7251629 |
Automated trading system in an electronic trading exchange |
Jul. 31, 2007 |
| 7249322 |
E.sup.2 automobile dealership information management system |
Jul. 24, 2007 |
| 7249095 |
System and method for executing deposit transactions over the internet |
Jul. 24, 2007 |
| 7249094 |
System and method for depicting on-line transactions |
Jul. 24, 2007 |
| 7249093 |
Method of and system for making purchases over a computer network |
Jul. 24, 2007 |
| 7249092 |
System and method for facilitating a subsidiary card account with controlled spending capability |
Jul. 24, 2007 |
| 7249091 |
Method and system for credit authorization in a member exchange |
Jul. 24, 2007 |
| 7249090 |
Method and system for distributing receivables |
Jul. 24, 2007 |
| 7249086 |
Arbitrage of tracking securities |
Jul. 24, 2007 |
| 7249082 |
Method and system for multi-period performance attribution with metric-preserving coefficients |
Jul. 24, 2007 |
| 7249080 |
Investment advice systems and methods |
Jul. 24, 2007 |
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