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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11

Patent Number Title Of Patent Date Issued
6757664 Method and system for verification of checks at a point of sale Jun. 29, 2004
6751615 Method and system generating query form, assigning and comparing risk designation of chemical product over a computer network for chemical products customers Jun. 15, 2004
6751596 System and method for tracking, monitoring, and supporting self-procuring principals in real estate transactions Jun. 15, 2004
6738740 Speech recognition system for interactively gathering and storing verbal information to generate documents May. 18, 2004
6738751 Credit card rental-cost payment method May. 18, 2004
6725220 System and method for integrating paper-based business documents with computer-readable data entered via a computer network Apr. 20, 2004
6718313 Integrating live chat into an online credit card application Apr. 6, 2004
6711554 Method and system for managing and preparing documentation for real estate transactions Mar. 23, 2004
6671677 System and method for reducing mortgage interest rate and mortgage guaranty insurance premiums associated with a mortgage loan Dec. 30, 2003
6655583 Medical billing method and system Dec. 2, 2003
6658393 Financial risk prediction systems and methods therefor Dec. 2, 2003
6651884 System for ranking card reissue transactions Nov. 25, 2003
6647375 Risk reduction system Nov. 11, 2003
6643625 System and method for auditing loan portfolios and loan servicing portfolios Nov. 4, 2003
6633875 Computer database system and method for collecting and reporting real estate property and loan performance information over a computer driven network Oct. 14, 2003
6622131 Method and system for auctioning loans through a computing system Sep. 16, 2003
6615187 Method of securitizing and trading real estate brokerage options Sep. 2, 2003
6611816 Method and computer network for co-ordinating a loan over the Internet Aug. 26, 2003
6609118 Methods and systems for automated property valuation Aug. 19, 2003
6604239 System and method for virtual television program rating Aug. 5, 2003
6601034 Decision management system which is cross-function, cross-industry and cross-platform Jul. 29, 2003
6598030 Method and apparatus for pattern generation Jul. 22, 2003
6587841 Computer implemented automated credit application analysis and decision routing system Jul. 1, 2003
6587867 Internet-based subscriber profile management of a communications system Jul. 1, 2003
6574605 Method and system for strategic services enterprise workload management Jun. 3, 2003
6567791 Method and apparatus for a verifiable on line rejection of an application for credit May. 20, 2003
6563518 Method for enabling rapid modification of a display controlled by a computer program May. 13, 2003
6556979 Method and system for identifying consumer credit revolvers with neural network time series segmentation Apr. 29, 2003
6553346 Conditional purchase offer (CPO) management system for packages Apr. 22, 2003
6513019 Financial consolidation and communication platform Jan. 28, 2003
6505176 Workflow management system for an automated credit application system Jan. 7, 2003
6494367 Secure multi-application card system Dec. 17, 2002
6490568 Automated system and method for monitoring financial transactions Dec. 3, 2002
6489897 Vehicle location system Dec. 3, 2002
6484153 System and method for managing third-party input to a conditional purchase offer (CPO) Nov. 19, 2002
6484151 System and method for selecting and purchasing stocks via a global computer network Nov. 19, 2002
6477578 System and method for conducting secure internet transactions Nov. 5, 2002
6456984 Method and system for providing temporary credit authorizations Sep. 24, 2002
6442533 Multi-processing financial transaction processing system Aug. 27, 2002
6438526 System and method for transmitting and processing loan data Aug. 20, 2002
6434534 Method and system for processing customized reward offers Aug. 13, 2002
6424951 Data processing technique for scoring bank customer relationships and awarding incentive rewards Jul. 23, 2002
6415269 Interactive remote auction bidding system Jul. 2, 2002
6405181 Method and apparatus for real time on line credit approval Jun. 11, 2002
6393436 Method for commercializing goods and services over a global digital network May. 21, 2002
6385594 Method and computer network for co-ordinating a loan over the internet May. 7, 2002
6374231 Money fund banking system Apr. 16, 2002
6366892 Method and system for automatically producing loan documents Apr. 2, 2002
6360210 Method and system for enabling smaller investors to manage risk in a self-managed portfolio of assets/liabilities Mar. 19, 2002
6347302 Apparatus and method for processing lease insurance information Feb. 12, 2002

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