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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
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Patent Number Title Of Patent Date Issued
7364073 Method for receiving credit card applications at a fuel dispenser Apr. 29, 2008
7363248 Pre-filling order forms for transactions over a communications network Apr. 22, 2008
7363263 Method and system for representing dependencies in a financial plan Apr. 22, 2008
7363264 Processing business transactions using dynamic database packageset switching Apr. 22, 2008
7359880 System and method for consumer control over card-based transactions Apr. 15, 2008
7359877 Odd lot processing in centralized automated market system Apr. 15, 2008
7356541 Processing business data using user-configured keys Apr. 8, 2008
7356504 Methods for determining value at risk Apr. 8, 2008
7356503 ASP business decision engine Apr. 8, 2008
7356502 Internet based payment system Apr. 8, 2008
7356501 Integrated price and volume display of market traded securities using price-volume bars Apr. 8, 2008
7356500 Method for directing and executing certified trading interests Apr. 8, 2008
7356499 Method and apparatus for automated trading of equity securities using a real time data analysis Apr. 8, 2008
7356498 Automated trading exchange system having integrated quote risk monitoring and integrated quote modification services Apr. 8, 2008
7353202 System for and method of risk minimization and enhanced returns in an intellectual capital based venture investment Apr. 1, 2008
7353199 Method of moderating external access to an electronic document authoring development and distribution system Apr. 1, 2008
7353198 Method and system for managing a mortgage-backed securities index Apr. 1, 2008
7349881 Computer borrow and loan securities auction system Mar. 25, 2008
7346576 Integrating live chat into an online credit card application Mar. 18, 2008
7346575 Systems and methods for selectively delaying financial transactions Mar. 18, 2008
7346571 Automated bid decision technique Mar. 18, 2008
7346566 Method for assessing equity adequacy Mar. 18, 2008
7343343 Electronic goods-purchasing method and commercial-transaction apparatus therefor Mar. 11, 2008
7343339 Electronic bond and guaranty process and business method Mar. 11, 2008
7343335 Method for managing group finances via an electronic network Mar. 11, 2008
7343309 Method and system for generating insurance premium quotes by multiple insurance vendors in response to a single user request Mar. 11, 2008
7340435 Mortgage loan data processing system and method for a loan broker Mar. 4, 2008
7340434 Method and apparatus for monitoring guaranteed loans and notifying guarantors Mar. 4, 2008
7340433 System and method of transaction settlement using trade credit Mar. 4, 2008
7340432 System and method for supporting a security-trade financing service Mar. 4, 2008
7340429 Method and system to enable a fixed price purchase within a online auction environment Mar. 4, 2008
7340426 Event-triggered transaction processing for electronic data interchange Mar. 4, 2008
7337950 Transaction workflow and data collection system Mar. 4, 2008
7337142 Multiple exchange rate tracking in a financial transaction manager Feb. 26, 2008
7337136 Method for structuring, pricing and setting a current mortgage price indicator contract Feb. 26, 2008
7331527 Exception reduction and event reordering in an item tracking system Feb. 19, 2008
7333937 Health care financing method Feb. 19, 2008
7333947 Network-based system Feb. 19, 2008
7328163 System and method for distributing information Feb. 5, 2008
7328179 System for determining a useful life of core deposits and interest rate sensitivity thereof Feb. 5, 2008
7324978 Method and apparatus for creating consistent risk forecasts and for aggregating factor models Jan. 29, 2008
7324971 Blind perturbation encryption method for protecting financial position information while providing risk transparency Jan. 29, 2008
7324970 Home asset management account Jan. 29, 2008
7324967 Method and system for interactive initial offering of multi-class financial instruments Jan. 29, 2008
7321872 Automated trading exchange system and method utilizing a randomized opening procedures Jan. 22, 2008
7319985 Loan product and system and method for providing and monitoring a loan product Jan. 15, 2008
7318048 Method of and system for authorizing purchases made over a computer network Jan. 8, 2008
7318046 Collector's account payment promise option advisory apparatus and method Jan. 8, 2008
7318045 Event-driven trade link between trading and clearing systems Jan. 8, 2008
7315836 Method for obtaining and allocating investment income based on the capitalization of intellectual property Jan. 1, 2008

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