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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Patent Number Title Of Patent Date Issued
7409366 Apparatus and method for adding liquidity to an ECN and improving executions of orders for securities Aug. 5, 2008
7406472 Integrated import/export system Jul. 29, 2008
7406442 System and method for providing a credit card with multiple credit lines Jul. 29, 2008
7403922 Method and apparatus for evaluating fraud risk in an electronic commerce transaction Jul. 22, 2008
7403923 Debt collection practices Jul. 22, 2008
7401039 Analytical tools for a community of investors having investment portfolios Jul. 15, 2008
7398235 System for administering an on-line financial-aid service for a plurality of post-highschool education facilities Jul. 8, 2008
7398244 Automated order book with crowd price improvement Jul. 8, 2008
7398245 Systems and methods for providing loan management from cash or deferred income arrangements Jul. 8, 2008
7398241 Method and system for portable retirement investment Jul. 8, 2008
7398246 Method and system for managing a mortgage rebate transaction card account Jul. 8, 2008
7395239 System and method for automatically processing loan applications Jul. 1, 2008
7395240 Financial product and collaborative system and method for providing and monitoring a financial product Jul. 1, 2008
7395237 Methods and apparatus for connecting shippers and carriers in the third party logistics environment via the internet Jul. 1, 2008
7395212 Online reactivation of an account or service Jul. 1, 2008
7392214 Systems and methods for trading Jun. 24, 2008
7392220 Seller risk auction platform Jun. 24, 2008
7392221 Methods and systems for identifying early terminating loan customers Jun. 24, 2008
7392222 System and method for providing promotional pricing Jun. 24, 2008
7389266 Systems and methods for managing credit account products with adjustable credit limits Jun. 17, 2008
7389265 Systems and methods for automated political risk management Jun. 17, 2008
7389264 System and method for performing automatic spread trading Jun. 17, 2008
7389262 Financial products having demand-based, adjustable returns, and trading exchange therefor Jun. 17, 2008
7386510 System and method for detecting fraudulent calls Jun. 10, 2008
7386507 Loan program and process for transacting the same Jun. 10, 2008
7386506 Fraud score calculating program, method of calculating fraud score, and fraud score calculating system for credit cards Jun. 10, 2008
7386505 System and method for automated compliance with loan legislation Jun. 10, 2008
7386504 Mortgage loan data collection method and apparatus for a financial planning originator and/or financial institution originator of a mortgage loan Jun. 10, 2008
7386503 Profitability evaluation in transaction decision Jun. 10, 2008
7386502 Method, software program, and system for structuring risk in a financial transaction Jun. 10, 2008
7386501 Methods, systems and articles of manufacture for managing penalty fees for financial accounts Jun. 10, 2008
7386496 System and method for evaluating real estate financing structures Jun. 10, 2008
7383213 Apparatus and method for maintaining a children's automated bank account Jun. 3, 2008
7383224 Systems and methods for processing credit card transactions that exceed a credit limit Jun. 3, 2008
7379916 System and method for private secure financial transactions May. 27, 2008
7379913 Anonymous transaction system May. 27, 2008
7379912 System and method for processing loan information May. 27, 2008
7379906 Method for acquiring and processing data of business transactions May. 27, 2008
7377427 Method, apparatus and POS system for processing credit card transactions associated with POS sales May. 27, 2008
7376619 Method and system for rapid tenant screening, lease recommendation, and automatic conversion/transcription of data into lease documents May. 20, 2008
7376618 Detecting and measuring risk with predictive models using content mining May. 20, 2008
7376614 Clearing system for an electronic-based market May. 20, 2008
7376613 Business method for comparison shopping with dynamic pricing over a network May. 20, 2008
7376604 Method for investing yield restricted monies May. 20, 2008
7373320 Mechanism and business method for implementing a service contract futures exchange May. 13, 2008
7373325 Automated trading for e-markets May. 13, 2008
7373328 Method, software program, and system for managing debt May. 13, 2008
7366694 Credit/financing process Apr. 29, 2008
7366693 Dynamic credit management Apr. 29, 2008
7366692 Method and system for generating an index of investment returns Apr. 29, 2008

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