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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7480633 |
Real-time brokerage account application system and method |
Jan. 20, 2009 |
| 7480730 |
Credit recovery in a credit based flow control system |
Jan. 20, 2009 |
| 7478064 |
System and process for applying for and obtaining universal multiple mortgage underwriting approvals |
Jan. 13, 2009 |
| 7475037 |
Guaranteed negotiation system and method |
Jan. 6, 2009 |
| 7472073 |
Non-cash transaction incentive and commission distribution system |
Dec. 30, 2008 |
| 7472083 |
Document exchange |
Dec. 30, 2008 |
| 7472085 |
Apparatus and method for data interchange |
Dec. 30, 2008 |
| 7472088 |
System and method for offering a financial product |
Dec. 30, 2008 |
| 7472089 |
Loan origination system interface for online loan application processing |
Dec. 30, 2008 |
| 7472090 |
Method and system for providing a higher credit limit to a customer |
Dec. 30, 2008 |
| 7469227 |
Retail lending risk related scenario generation |
Dec. 23, 2008 |
| 7467111 |
System and method for an efficient dynamic multi-unit auction |
Dec. 16, 2008 |
| 7464054 |
Providing customs information |
Dec. 9, 2008 |
| 7464057 |
Method and system for multi-currency escrow service for web-based transactions |
Dec. 9, 2008 |
| 7461025 |
Driver amount and count selection processing for financial processing in a relational database management system |
Dec. 2, 2008 |
| 7454379 |
Process for comprehensive financial and estate planning |
Nov. 18, 2008 |
| 7454383 |
Methods and systems for assessing loan portfolios |
Nov. 18, 2008 |
| 7451134 |
Method and apparatus for facilitating data management over a network |
Nov. 11, 2008 |
| 7451114 |
Conducting commerce between individuals |
Nov. 11, 2008 |
| 7451113 |
Card management system and method |
Nov. 11, 2008 |
| 7451095 |
Systems and methods for income scoring |
Nov. 11, 2008 |
| 7447653 |
Electronic commerce system and computer-readable storage medium thereof |
Nov. 4, 2008 |
| 7447656 |
Electronic lending and borrowing system |
Nov. 4, 2008 |
| 7447657 |
Method and systems for handling method level processing in connection with account pricing |
Nov. 4, 2008 |
| 7447659 |
Electronic lending and borrowing system |
Nov. 4, 2008 |
| 7444302 |
Online system for fulfilling loan applications from loan originators |
Oct. 28, 2008 |
| 7440921 |
System and method for evaluating real estate transactions |
Oct. 21, 2008 |
| 7440920 |
Tool for estimating a cost of a trade |
Oct. 21, 2008 |
| 7440919 |
System and method for a financial planning competition |
Oct. 21, 2008 |
| 7440913 |
Commodity order system and commodity order method in commodity order system |
Oct. 21, 2008 |
| 7437324 |
System and method of tracking bill payment methods |
Oct. 14, 2008 |
| 7437325 |
System and method for performing automatic spread trading |
Oct. 14, 2008 |
| 7433845 |
Data structure, method and system for generating person-to-person, person-to-business, business-to-person, and business-to-business financial transactions |
Oct. 7, 2008 |
| 7433842 |
Method and system for effecting straight-through-processing of trades of various financial instruments |
Oct. 7, 2008 |
| 7433840 |
System and method for dynamic, multivariable comparison of financial products |
Oct. 7, 2008 |
| 7430521 |
System and method for managing customized reward offers |
Sep. 30, 2008 |
| 7430535 |
Methods and systems for identifying prospective customers and managing deals |
Sep. 30, 2008 |
| 7430536 |
System and method for assisting a bank in meeting requirements under the community reinvestment act |
Sep. 30, 2008 |
| 7430537 |
System and method for verifying a financial instrument |
Sep. 30, 2008 |
| 7428505 |
Method and system for harvesting feedback and comments regarding multiple items from users of a network-based transaction facility |
Sep. 23, 2008 |
| 7428507 |
System and arrangement for processing payments for purchases through a payment server |
Sep. 23, 2008 |
| 7428509 |
Method and system for detecting payment account fraud |
Sep. 23, 2008 |
| 7426492 |
Systems and methods for facilitating commercial transactions between parties residing at remote locations |
Sep. 16, 2008 |
| 7424450 |
System and method for performing automatic spread trading |
Sep. 9, 2008 |
| 7424451 |
System and method of solving optimization problems using prestored advanced bases |
Sep. 9, 2008 |
| 7421406 |
System and method for asset accumulation and risk management |
Sep. 2, 2008 |
| 7421409 |
Method and system for identifying teaser surfers with time series credit history |
Sep. 2, 2008 |
| 7418417 |
Credit index, a system and method for structuring a credit index, and a system and method for operating a credit index |
Aug. 26, 2008 |
| 7418425 |
Information processing system, information processing method, electronic money service providing system, and recording medium |
Aug. 26, 2008 |
| 7415471 |
Methods and systems for automated data collection and analysis for use in association with asset securitization |
Aug. 19, 2008 |
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