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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7536346 |
System and method for facilitating reciprocative small business financial information exchanges |
May. 19, 2009 |
| 7536344 |
System and method for coordinating automated and semi-automated trading tools |
May. 19, 2009 |
| 7536340 |
Compliance monitoring method and apparatus |
May. 19, 2009 |
| 7536328 |
System and method for coordinating automated and semi-automated trading tools |
May. 19, 2009 |
| 7536326 |
System for reducing payments risk, liquidity risk and systemic risk associated with payments-based transactions wherein a filter process module in each payment bank host application is integra |
May. 19, 2009 |
| 7536312 |
Method of appraising and insuring intellectual property |
May. 19, 2009 |
| 7533086 |
System, method, and computer program product for obtaining vendor identification of a remote device of merged companies |
May. 12, 2009 |
| 7533057 |
Servicer compensation system and method |
May. 12, 2009 |
| 7533050 |
Integration of computer applications and e-business capability |
May. 12, 2009 |
| 7529709 |
Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student |
May. 5, 2009 |
| 7526446 |
System and methods for valuing and managing the risk of credit instrument portfolios |
Apr. 28, 2009 |
| 7523066 |
Apparatus and method for facilitating communication for borrowers and investors regarding commercial mortgages |
Apr. 21, 2009 |
| 7523065 |
Risk transfer supply chain system |
Apr. 21, 2009 |
| 7523062 |
Securities processor and a method of processing attributable interest messages |
Apr. 21, 2009 |
| 7523061 |
Online method and system for estimating the manufacturing cost of components |
Apr. 21, 2009 |
| 7523054 |
Method for mitigating risk associated with the settling of foreign exchange (FX) payment-based transactions |
Apr. 21, 2009 |
| 7519553 |
Method and system for debt collection optimization |
Apr. 14, 2009 |
| 7519554 |
Processing binary options in future exchange clearing |
Apr. 14, 2009 |
| 7516099 |
Method for managing a home equity sales program |
Apr. 7, 2009 |
| 7516098 |
Index determined from fixed income securities data |
Apr. 7, 2009 |
| 7513418 |
Systems and methods for performing a simplified risk assessment |
Apr. 7, 2009 |
| 7512555 |
Investment management tool |
Mar. 31, 2009 |
| 7512559 |
Method for structuring a mortgage servicing right asset efficiently to include a hedging component |
Mar. 31, 2009 |
| 7512562 |
Method for processing conditional payment request in an electronic financial transaction |
Mar. 31, 2009 |
| 7509289 |
System and method for single event authorization control of transactions |
Mar. 24, 2009 |
| 7509286 |
Systems and methods for money fund banking with flexible interest allocation |
Mar. 24, 2009 |
| 7509285 |
Method of establishing a credit limit |
Mar. 24, 2009 |
| 7509282 |
Auction system and method |
Mar. 24, 2009 |
| 7509281 |
System and method for statement presentation |
Mar. 24, 2009 |
| 7509280 |
Enterprise healthcare management system and method of using same |
Mar. 24, 2009 |
| 7505939 |
Method and apparatus for a verifiable on line rejection of an applicant for credit |
Mar. 17, 2009 |
| 7505938 |
Interactive voice response quick credit system and associated methods |
Mar. 17, 2009 |
| 7505934 |
Computer support for valuing and trading securities that produce mostly tax-exempt income |
Mar. 17, 2009 |
| 7499882 |
Method for automatically processing a financial loan application and the system thereof |
Mar. 3, 2009 |
| 7499884 |
Interest calculation tool |
Mar. 3, 2009 |
| 7499885 |
Direct online mortgage auction network |
Mar. 3, 2009 |
| 7499886 |
Conducting commerce between individuals with integrated shipping |
Mar. 3, 2009 |
| 7496964 |
Method and system for automated risk management of rule-based security |
Feb. 24, 2009 |
| 7496537 |
User-generated traveler's checks |
Feb. 24, 2009 |
| 7496536 |
Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student |
Feb. 24, 2009 |
| 7493282 |
System and method for automated account management |
Feb. 17, 2009 |
| 7490064 |
Construction payment management system and method with budget reconciliation features |
Feb. 10, 2009 |
| 7490059 |
Methods and systems for consolidating financial reporting information |
Feb. 10, 2009 |
| 7483853 |
Procurement system which automatically calls for bids on predetermined subjects |
Jan. 27, 2009 |
| 7483856 |
System and method for effecting payment for an electronic auction commerce transaction |
Jan. 27, 2009 |
| 7480730 |
Credit recovery in a credit based flow control system |
Jan. 20, 2009 |
| 7480633 |
Real-time brokerage account application system and method |
Jan. 20, 2009 |
| 7480632 |
Electronic collateral management system and method |
Jan. 20, 2009 |
| 7480629 |
Computer process for modeling flow of patients through hospital units |
Jan. 20, 2009 |
| 7478064 |
System and process for applying for and obtaining universal multiple mortgage underwriting approvals |
Jan. 13, 2009 |
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