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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.










Patents under this class:
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Patent Number Title Of Patent Date Issued
8239939 Browser protection module Aug. 7, 2012
8239318 Systems and methods for determining the likelihood that a loan closes Aug. 7, 2012
8239299 Type-driven rules for financial intellegence Aug. 7, 2012
8239227 Executive reporting Aug. 7, 2012
8234212 Systems and methods for facilitating transactions with interest Jul. 31, 2012
8234211 Digital lien service Jul. 31, 2012
8234209 Method of collecting delinquent specialized debt Jul. 31, 2012
8234207 Products and processes for establishing multi-transaction relationships with customers of vending machines Jul. 31, 2012
8234204 Method and system for matching short trading positions with long trading positions Jul. 31, 2012
8234190 Systems and methods for securitizing a commodity Jul. 31, 2012
8233600 Automated creation of multiple provider services Jul. 31, 2012
8230036 User profile opening apparatus and method Jul. 24, 2012
8229844 Method of billing a purchase made over a computer network Jul. 24, 2012
8229843 Method and system for debt protection or cancellation Jul. 24, 2012
8229839 System for appraising a financial product Jul. 24, 2012
8229830 Computerized method and system for processing data related to a financial instrument having guaranteed benefit payments Jul. 24, 2012
8229829 System and method for processing data related to financial instruments for providing deferred income Jul. 24, 2012
8229828 Mutual fund and method for allocating assets in a mutual fund Jul. 24, 2012
8229822 Computer-implemented method for financial analysis Jul. 24, 2012
8229818 Method and apparatus for providing order queue information Jul. 24, 2012
8224746 Method for processing payment for a purchase transaction Jul. 17, 2012
8224745 Automatic delinquency item processing with customization for lenders Jul. 17, 2012
8224744 Apparatus and method of a distributed capital system Jul. 17, 2012
8224743 System and method for a hybrid clock and proxy auction Jul. 17, 2012
8224724 Method and system for associating a collateral agreement with a receivable Jul. 17, 2012
8224723 Account opening system, method and computer program product Jul. 17, 2012
8219689 System and method for expert service providers to provide one on one chat advice services through unique empowered independent agents to consumers Jul. 10, 2012
8219487 System and method for managing credit risk for investment portfolios Jul. 10, 2012
8219473 Financial portfolio management system and method Jul. 10, 2012
8219472 Valuation of derivative products Jul. 10, 2012
8219471 Real estate appreciation contract Jul. 10, 2012
8219468 Device, system, and method of project planning and management Jul. 10, 2012
8214286 Computerized extension of credit to existing demand deposit accounts, prepaid cards and lines of credit based on expected tax refund proceeds, associated systems and computer program products Jul. 3, 2012
8214285 Real time adaptive control of transaction review rate score curve Jul. 3, 2012
8214284 Computer system and computer-implemented method for managing funding of catastrophe relief efforts Jul. 3, 2012
8214282 Automated securities trade execution system and method Jul. 3, 2012
8214280 System and method for coordinating automated and semi-automated trading tools Jul. 3, 2012
8214259 Mortgage and real estate data integration and presentation system Jul. 3, 2012
8214235 Method and apparatus for enterprise risk management Jul. 3, 2012
8209258 Systems and methods of a mortgage pricing service Jun. 26, 2012
8209257 System for transfering an inbound communication to one of a plurality of credit-counseling agencies Jun. 26, 2012
8209256 Method, system, and computer program product for grouping securities in order to calculate a fee Jun. 26, 2012
8209246 Proprietary risk management clearinghouse Jun. 26, 2012
8209245 Electronic financial transaction warehouse Jun. 26, 2012
8204824 System and method of account reconciliation for electronic transactions Jun. 19, 2012
8204813 System, method and framework for generating scenarios Jun. 19, 2012
8204808 Computer graphics processing methods and systems for presentation of graphics objects or text in a wagering environment with market chaining Jun. 19, 2012
8200574 Financing information processing system and method Jun. 12, 2012
8200573 Multi-variable transaction system and method Jun. 12, 2012
8196817 Systems and methods for facilitating payment transactions using a financial transaction card Jun. 12, 2012

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