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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 6064972 |
Risk management technique for network access |
May. 16, 2000 |
| 6064375 |
Merchant analysis support method |
May. 16, 2000 |
| 6058369 |
Method and apparatus for monitoring the strength of a real estate market and making lending and insurance decisions therefrom |
May. 2, 2000 |
| 6058377 |
Portfolio structuring using low-discrepancy deterministic sequences |
May. 2, 2000 |
| 6052673 |
Investment management |
Apr. 18, 2000 |
| 6049784 |
Method for creating and managing a lease agreement |
Apr. 11, 2000 |
| 6049782 |
Relationship management system and process for pricing financial instruments based on a customer's relationship with a financial institution |
Apr. 11, 2000 |
| 6049781 |
Relocation tracking system and method |
Apr. 11, 2000 |
| 6044363 |
Automatic auction method |
Mar. 28, 2000 |
| 6038544 |
System and method for determining the performance of a user responding to a call |
Mar. 14, 2000 |
| 6029154 |
Method and system for detecting fraud in a credit card transaction over the internet |
Feb. 22, 2000 |
| 6029149 |
Lender direct credit evaluation and loan processing system |
Feb. 22, 2000 |
| 6025774 |
Method for retrieving vehicular collateral |
Feb. 15, 2000 |
| 6023687 |
Method for creating and managing a lease agreement |
Feb. 8, 2000 |
| 6021400 |
Multi-stage transaction executed from multiple ATMs |
Feb. 1, 2000 |
| 6018723 |
Method and apparatus for pattern generation |
Jan. 25, 2000 |
| 6018721 |
Method and system for improved collateral monitoring and control |
Jan. 25, 2000 |
| 6018718 |
Method and system for processing customized reward offers |
Jan. 25, 2000 |
| 6014645 |
Real-time financial card application system |
Jan. 11, 2000 |
| 6014627 |
Credit management for electronic brokerage system |
Jan. 11, 2000 |
| 6014643 |
Interactive securities trading system |
Jan. 11, 2000 |
| 6012047 |
Reverse mortgage processing system |
Jan. 4, 2000 |
| 6006207 |
System and method for loan prepayment discounts |
Dec. 21, 1999 |
| 5999910 |
Processing a workflow item |
Dec. 7, 1999 |
| 5999919 |
Efficient micropayment system |
Dec. 7, 1999 |
| 5995947 |
Interactive mortgage and loan information and real-time trading system |
Nov. 30, 1999 |
| 5991750 |
System and method for pre-authorization of individual account transactions |
Nov. 23, 1999 |
| 5991747 |
Electronic purse loan system |
Nov. 23, 1999 |
| 5991745 |
Reverse mortgage loan calculation system and process |
Nov. 23, 1999 |
| 5983206 |
Computer system and computer-implemented process for implementing a mortgage partnership |
Nov. 9, 1999 |
| 5978780 |
Integrated bill consolidation, payment aggregation, and settlement system |
Nov. 2, 1999 |
| 5970478 |
Method, apparatus, and program for customizing credit accounts |
Oct. 19, 1999 |
| 5966699 |
System and method for conducting loan auction over computer network |
Oct. 12, 1999 |
| 5966693 |
Method for combining loan with key employee life insurance |
Oct. 12, 1999 |
| 5966700 |
Management system for risk sharing of mortgage pools |
Oct. 12, 1999 |
| 5963926 |
Computer implemented method, system and apparatus for processing various transactions using a plurality of transaction cards |
Oct. 5, 1999 |
| 5953710 |
Children's credit or debit card system |
Sep. 14, 1999 |
| 5950179 |
Method and system for issuing a secured credit card |
Sep. 7, 1999 |
| 5946669 |
Method and apparatus for payment processing using debit-based electronic funds transfer and disbursement processing using addendum-based electronic data interchange |
Aug. 31, 1999 |
| 5940811 |
Closed loop financial transaction method and apparatus |
Aug. 17, 1999 |
| 5940813 |
Process facility management matrix and system and method for performing batch, processing in an on-line environment |
Aug. 17, 1999 |
| 5940812 |
Apparatus and method for automatically matching a best available loan to a potential borrower via global telecommunications network |
Aug. 17, 1999 |
| 5937394 |
System and method for pseudo cash transactions with credit back |
Aug. 10, 1999 |
| 5933817 |
Tiered interest rate revolving credit system and method |
Aug. 3, 1999 |
| 5930776 |
Lender direct credit evaluation and loan processing system |
Jul. 27, 1999 |
| 5926800 |
System and method for providing a line of credit secured by an assignment of a life insurance policy |
Jul. 20, 1999 |
| 5918217 |
User interface for a financial advisory system |
Jun. 29, 1999 |
| 5913212 |
Personal journal |
Jun. 15, 1999 |
| 5911136 |
System for prioritized operation of a personal financial account comprising liabilities and investment assets |
Jun. 8, 1999 |
| 5911135 |
System for managing financial accounts by a priority allocation of funds among accounts |
Jun. 8, 1999 |
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