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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 6385594 |
Method and computer network for co-ordinating a loan over the internet |
May. 7, 2002 |
| 6374231 |
Money fund banking system |
Apr. 16, 2002 |
| 6366892 |
Method and system for automatically producing loan documents |
Apr. 2, 2002 |
| 6360210 |
Method and system for enabling smaller investors to manage risk in a self-managed portfolio of assets/liabilities |
Mar. 19, 2002 |
| 6347302 |
Apparatus and method for processing lease insurance information |
Feb. 12, 2002 |
| 6345262 |
System and method for implementing a mortgage plan |
Feb. 5, 2002 |
| 6336104 |
Method and apparatus for providing and processing installment plans at a terminal |
Jan. 1, 2002 |
| 6330548 |
Method and apparatus for providing and processing installment plans at a terminal |
Dec. 11, 2001 |
| 6330547 |
Method and apparatus for establishing and enhancing the creditworthiness of intellectual property |
Dec. 11, 2001 |
| 6330546 |
Risk determination and management using predictive modeling and transaction profiles for individual transacting entities |
Dec. 11, 2001 |
| 6327577 |
Electronic bill payment system with account-number scheming |
Dec. 4, 2001 |
| 6324524 |
Method and apparatus for an account level offer of credit and real time balance transfer |
Nov. 27, 2001 |
| 6321212 |
Financial products having a demand-based, adjustable return, and trading exchange therefor |
Nov. 20, 2001 |
| 6317726 |
Automated strategies for investment management |
Nov. 13, 2001 |
| 6311192 |
Method for initiating workflows in an automated organization management system |
Oct. 30, 2001 |
| 6311169 |
On-line consumer credit data reporting system |
Oct. 30, 2001 |
| 6304859 |
System and method for premium optimization and loan monitoring |
Oct. 16, 2001 |
| 6292788 |
Methods and investment instruments for performing tax-deferred real estate exchanges |
Sep. 18, 2001 |
| 6282658 |
System and method for authentication of network users with preprocessing |
Aug. 28, 2001 |
| 6269347 |
Method for calculation of a reduced interest mortgage payment plan |
Jul. 31, 2001 |
| 6260026 |
Credit card information management system |
Jul. 10, 2001 |
| 6249775 |
Method for mortgage and closed end loan portfolio management |
Jun. 19, 2001 |
| 6249217 |
Method for retrieving vehicular collateral |
Jun. 19, 2001 |
| 6246999 |
Financial services account manager system |
Jun. 12, 2001 |
| 6236973 |
Apparatus and method for providing collateral construction loan insurance coverage |
May. 22, 2001 |
| 6233566 |
System, method and computer program product for online financial products trading |
May. 15, 2001 |
| 6226624 |
System and method for pre-authorization of individual account remote transactions |
May. 1, 2001 |
| 6223167 |
Method and system for handling disruptions in the management of electronic auctions |
Apr. 24, 2001 |
| 6216115 |
Method for multi-directional consumer purchasing, selling, and transaction management |
Apr. 10, 2001 |
| 6208979 |
Computer-driven information management system for selectively matching credit applicants with money lenders through a global communications network |
Mar. 27, 2001 |
| 6208978 |
System and method for issuing security deposit guarantees based on credit card accounts |
Mar. 27, 2001 |
| 6202053 |
Method and apparatus for generating segmentation scorecards for evaluating credit risk of bank card applicants |
Mar. 13, 2001 |
| 6192347 |
System and methods for computing to support decomposing property into separately valued components |
Feb. 20, 2001 |
| 6185543 |
Method and apparatus for determining loan prepayment scores |
Feb. 6, 2001 |
| 6167386 |
Method for conducting an on-line bidding session with bid pooling |
Dec. 26, 2000 |
| 6154729 |
Method of reporting merchant information to banks |
Nov. 28, 2000 |
| 6148293 |
Method and apparatus of creating a financial instrument and administering an adjustable rate loan system |
Nov. 14, 2000 |
| 6144948 |
Instant credit card marketing system for reservations for future services |
Nov. 7, 2000 |
| 6144949 |
Radio frequency communication system with subscribers arranged to authenticate a received message |
Nov. 7, 2000 |
| 6141651 |
Funding and settlement integrated suspense processing system |
Oct. 31, 2000 |
| 6135349 |
System and method for enabling a merchant to apply for a credit card processing account using the internet |
Oct. 24, 2000 |
| 6128599 |
Method and apparatus for processing customized group reward offers |
Oct. 3, 2000 |
| 6128598 |
System and method for generating and executing insurance policies for foreign exchange losses |
Oct. 3, 2000 |
| 6125349 |
Method and apparatus using digital credentials and other electronic certificates for electronic transactions |
Sep. 26, 2000 |
| 6125355 |
Pricing module for financial advisory system |
Sep. 26, 2000 |
| 6122623 |
Watershed method for controlling cashflow mapping in value at risk determination |
Sep. 19, 2000 |
| 6105007 |
Automatic financial account processing system |
Aug. 15, 2000 |
| 6098051 |
Crossing network utilizing satisfaction density profile |
Aug. 1, 2000 |
| 6098052 |
Credit card collection strategy model |
Aug. 1, 2000 |
| 6094643 |
System for detecting counterfeit financial card fraud |
Jul. 25, 2000 |
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