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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.










Patents under this class:
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Patent Number Title Of Patent Date Issued
8355968 Method of identifying potential targets for a capital transaction Jan. 15, 2013
8355931 Mortality progression methods and systems Jan. 15, 2013
8352370 System and method for universal instant credit Jan. 8, 2013
8352367 System and method for facilitating large scale payment transactions Jan. 8, 2013
8352366 Method and system for flexible payment processing Jan. 8, 2013
8352359 System and method for performing financial transactions on a network Jan. 8, 2013
8352358 Bankruptcy evaluation service and system Jan. 8, 2013
8352350 Method and system for predictive event budgeting based on financial data from similarly situated consumers Jan. 8, 2013
8352346 Systems and methods for providing investment performance data to investors Jan. 8, 2013
8352340 Methods and systems for exercising stock options Jan. 8, 2013
8352292 Personal injury valuation systems and method Jan. 8, 2013
8348158 Anonymous transaction card Jan. 8, 2013
8346665 Dual-activation financial products Jan. 1, 2013
8346658 Line of credit with pre-agreed line increases Jan. 1, 2013
8346657 Systems and methods for implementing a reverse mortgage Jan. 1, 2013
8346642 Trading orders with decaying reserves Jan. 1, 2013
8346639 Authentication of a data card using a transit verification value Jan. 1, 2013
8346579 Systems and methods for supporting extended pay date options on an insurance policy Jan. 1, 2013
8341076 Automatic overdraft attached to prepaid debit card accounts Dec. 25, 2012
8341075 Method and system for using a bayesian belief network to ensure data integrity Dec. 25, 2012
8341074 Method and system for reducing the total interest paid on a debt Dec. 25, 2012
8341073 Customized consumer loan product search system and method Dec. 25, 2012
8341072 MLP financing system Dec. 25, 2012
8341052 Combined loan and investment system and method Dec. 25, 2012
8335741 System and method for interactively simulating a credit-worthiness score Dec. 18, 2012
8335740 Method, system, and computer-readable medium for managing and collecting receivables Dec. 18, 2012
8335739 System and method for providing credit to a customer based on the customer's preliminary use of an account funded by another party Dec. 18, 2012
8335738 System and method for a hybrid clock and proxy auction Dec. 18, 2012
8332320 Techniques for remote controlled physical transactions with dynamic key generation and authentication Dec. 11, 2012
8332312 Communication system and method between a home buyer, seller, strategic business source, and lender Dec. 11, 2012
8332311 Hybrid account Dec. 11, 2012
8332310 System and method for facilitating the handling of a dispute using disparate architecture Dec. 11, 2012
8332292 Method and system for securitizing a currency related commodity Dec. 11, 2012
8332291 System and method for monitoring managing and valuing credit accounts Dec. 11, 2012
8326751 Apparatuses,methods and systems for a trackable virtual currencies platform Dec. 4, 2012
8326750 Object oriented financial analysis tool Dec. 4, 2012
8326749 Systems and methods of a mortgage pricing service Dec. 4, 2012
8326748 Automated loan approval system Dec. 4, 2012
8326747 System and method for flexible deferred payment terms Dec. 4, 2012
8326746 System and method for evaluating idiosyncratic risk for cash flow variability Dec. 4, 2012
8326743 Hybrid trading system for concurrently trading combined orders for financial instruments through both electronic and open outcry trading mechanisms Dec. 4, 2012
8326741 Aggregated trading system Dec. 4, 2012
8326738 Order risk management for derivative products Dec. 4, 2012
8326737 Opening cross in electronic market Dec. 4, 2012
8326736 Linked displayed market and midpoint matching system Dec. 4, 2012
8326723 Risk and reward assessment mechanism Dec. 4, 2012
8326709 Automated audit process Dec. 4, 2012
8326655 System and method of managing an insurance scheme Dec. 4, 2012
8322619 Account application product, associated package and method for processing an associated application Dec. 4, 2012
8321347 Integrated technology money transfer system Nov. 27, 2012

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