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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.










Patents under this class:
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Patent Number Title Of Patent Date Issued
8417638 Multiple party on-line transactions Apr. 9, 2013
8417635 System, method, and computer program product for saving and investing through use of transaction cards Apr. 9, 2013
8417627 Methods and systems for actively optimizing a credit score and managing/reducing debt Apr. 9, 2013
8417626 System and method for sports betting Apr. 9, 2013
8417625 Apparatus and methods for facilitating real estate transactions Apr. 9, 2013
8417624 System and process for protected retirement asset management Apr. 9, 2013
8417602 Method for using environmental classification to assist in financial management and services Apr. 9, 2013
8417600 Systems and methods for graduated suspicious activity detection Apr. 9, 2013
8417587 Method and apparatus for custom strategy specification in a hosted electronic transaction service system Apr. 9, 2013
8412944 Document certification system and method Apr. 2, 2013
8412643 Apparatus, system, and method for quantifying, bundling, and applying credits and incentives to financial transactions Apr. 2, 2013
8412622 Systems and methods for determining a financial health indicator Apr. 2, 2013
8412619 Systems and methods regarding targeted dissemination Apr. 2, 2013
8412601 Method and system to evaluate anti-money laundering risk Apr. 2, 2013
8412600 System and method for pool risk assessment Apr. 2, 2013
8412563 Method and system for analyzing and optimizing distribution of work from a plurality of queues Apr. 2, 2013
8407144 Vehicular-based transactions, systems and methods Mar. 26, 2013
8407142 Managing a universal payment account Mar. 26, 2013
8407139 Credit risk evaluation with responsibility factors Mar. 26, 2013
8407138 System for resolving transactions Mar. 26, 2013
8407137 Pay yourself first with user guidance Mar. 26, 2013
8407136 System and methods for providing starter credit card accounts Mar. 26, 2013
8407115 System and method for monitoring, controlling, and displaying utility information Mar. 26, 2013
8403209 Dynamic hold decisioning using adjusted deposit amount Mar. 26, 2013
8401966 Electronic payment and authentication system with debit and identification data verification and electronic check capabilities Mar. 19, 2013
8401961 Method for structuring a supplemental interest mortgage Mar. 19, 2013
8401960 Online credit escrow service Mar. 19, 2013
8401956 System and method for transferring longevity risk Mar. 19, 2013
8401953 Methods and systems for valuing investments, budgets and decisions Mar. 19, 2013
8401948 Method for implementing a virtual community of investors having investment portfolios Mar. 19, 2013
8396799 Media device payments remote control personalization and protection Mar. 12, 2013
8396791 System and method for assessing and managing financial transactions Mar. 12, 2013
8396790 System and method for financing commercial transactions Mar. 12, 2013
8396789 Credit-approval decision models Mar. 12, 2013
8396788 Cost-based deployment of components in smart item environments Mar. 12, 2013
8396767 Displaying values specified in a number of offers for a number of offer variables with respect to price Mar. 12, 2013
8396743 Sending targeted product offerings based on personal information Mar. 12, 2013
8396725 Method and system configured for facilitating management of international trade receivables transactions Mar. 12, 2013
8395796 Information processing apparatus, image processing apparatus, information processing method, and information processing program which outputs information in the form of a report Mar. 12, 2013
8392323 Computer-implemented systems and methods for parameter risk estimation for operational risk Mar. 5, 2013
8392321 System and method for using diversification spreading for risk offset Mar. 5, 2013
8392316 Transaction management device and readable storage medium Mar. 5, 2013
8392307 Performance-based security syndication Mar. 5, 2013
8392306 Transfer instrument Mar. 5, 2013
8392305 System for automatically transferring account information, such as information regarding a financial services account Mar. 5, 2013
8392302 Computer-aided process for inflation-immunized derivatives Mar. 5, 2013
8392299 Transfer account systems, computer program products, and associated computer-implemented methods Mar. 5, 2013
8386384 System and method for facilitating large scale payment transactions Feb. 26, 2013
8386379 Consumer behaviors at lender level Feb. 26, 2013
8386378 Automated loan risk assessment system and method Feb. 26, 2013

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