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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
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Patent Number Title Of Patent Date Issued
6980968 Method and apparatus for providing and processing installment plans at a terminal Dec. 27, 2005
6980970 Secure networked transaction system Dec. 27, 2005
6980969 Methods and apparatus for allowing internet based purchases based on a temporary credit card number Dec. 27, 2005
6973439 Computer network mediated financing method Dec. 6, 2005
6970842 Project docket management apparatus and method Nov. 29, 2005
6965878 Currency and credit rating system for business-to-business transaction Nov. 15, 2005
6955295 Card issuing system Oct. 18, 2005
6955294 Apparatus and method for preventing credit card fraud Oct. 18, 2005
6957191 Automated financial scenario modeling and analysis tool having an intelligent graphical user interface Oct. 18, 2005
6957192 System and method for automated credit matching Oct. 18, 2005
6950807 System and method for providing financing Sep. 27, 2005
6941280 Determining intra-day net asset value of an actively managed exchange traded fund Sep. 6, 2005
6941281 Automated payment Sep. 6, 2005
6937990 System for syndication of insurance Aug. 30, 2005
6938008 Loan modeller method and apparatus Aug. 30, 2005
6920434 Computerized system and method for establishing a loan participation network Jul. 19, 2005
6911133 Automated system for issuing and managing offence tickets Jun. 28, 2005
6910015 Sales activity management system, sales activity management apparatus, and sales activity management method Jun. 21, 2005
6910020 Apparatus and method for granting access to network-based services based upon existing bank account information Jun. 21, 2005
6910021 Financial management system including an offset payment process Jun. 21, 2005
6907404 Automated investment chart pattern search system for technical analysis Jun. 14, 2005
6904412 Method and apparatus for a mortgage loan originator compliance engine Jun. 7, 2005
6904414 System and method for implementing a mortgage plan Jun. 7, 2005
6901384 System and method for automated process of deal structuring May. 31, 2005
6901387 Electronic purchasing method and apparatus for performing the same May. 31, 2005
6901406 Methods and systems for accessing multi-dimensional customer data May. 31, 2005
6898574 Lender and insurer transaction processing system and method May. 24, 2005
6879964 Investment company that issues a class of conventional shares and a class of exchange-traded shares in the same fund Apr. 12, 2005
6877656 Systems, methods, and apparatus for instant issuance of a credit card Apr. 12, 2005
6859785 Diagnostic method and apparatus for business growth strategy Feb. 22, 2005
6856969 Bi-currency debt contract system and procedure Feb. 15, 2005
6853984 Method and apparatus for credit card processing via facsimile Feb. 8, 2005
6850643 Methods and apparatus for collateral risk monitoring Feb. 1, 2005
6850908 Methods and apparatus for monitoring collateral for lending Feb. 1, 2005
6847942 Method and apparatus for managing credit inquiries within account receivables Jan. 25, 2005
6847946 Multi-note method and system for loans based upon lease revenue stream Jan. 25, 2005
6836764 Tiered interest rate revolving credit system and method Dec. 28, 2004
6832202 Method and system of routing requests for authorized approval Dec. 14, 2004
6829590 Enhanced online sales risk management system Dec. 7, 2004
6826544 Automated loan repayment Nov. 30, 2004
6823319 System and method for automated process of deal structuring Nov. 23, 2004
6819748 Menuing method and system Nov. 16, 2004
6817521 Credit card application automation system Nov. 16, 2004
6816735 Method and system for facilitating location-based services Nov. 9, 2004
6795812 Implementing a counter offer for an on line credit card application Sep. 21, 2004
6783065 Purchasing card transaction risk model Aug. 31, 2004
6766302 Method and apparatus for advertisement Jul. 20, 2004
6760414 Personal computer banking system and method Jul. 6, 2004
6760710 Process and products produced thereby, apparatus, and articles of manufacture, for computerized conversion of preferred-return instruments Jul. 6, 2004
6757664 Method and system for verification of checks at a point of sale Jun. 29, 2004

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