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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.


Patents under this class:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Patent Number Title Of Patent Date Issued
7131583 Systems, methods, and apparatus for instant issuance of a credit card Nov. 7, 2006
7133935 System and method for real-time electronic inquiry, delivery, and reporting of credit information Nov. 7, 2006
7127425 System and method for providing a loan to a taxpayer based on a pre year-end tax refund Oct. 24, 2006
7124111 Service charge adjustment platform Oct. 17, 2006
7110970 Methods and apparatus for rapid deployment of a valuation system Sep. 19, 2006
7107239 Further improved system and methods for computing to support decomposing property into separately valued components Sep. 12, 2006
7107241 System and method for processing a secured collateral loan Sep. 12, 2006
7103570 Merchant account activation system Sep. 5, 2006
7099842 Electronic commerce credit origination method and system Aug. 29, 2006
7099843 Reference pools as credit enhancements Aug. 29, 2006
7092905 Systems and methods for the processing of financial transactions Aug. 15, 2006
7089503 Mortgage loan customization system and process Aug. 8, 2006
7089209 Method for revaluing a phone card Aug. 8, 2006
7089207 Method and system for determining a company's probability of no default Aug. 8, 2006
7089191 System and method for managing insurance of valuables having unpredictable fluctuating values Aug. 8, 2006
7085735 System and method for conducting the closing of a real estate sale over a computerized network Aug. 1, 2006
7082412 Electronic factoring Jul. 25, 2006
7082411 Methods and systems for optimizing return and present value Jul. 25, 2006
7076462 System and method for electronic loan application and for correcting credit report errors Jul. 11, 2006
7076460 Interactive remote auction bidding system Jul. 11, 2006
7069243 Interactive remote auction bidding system Jun. 27, 2006
7062757 Decision management system which is cross-function, cross-industry and cross-platform Jun. 13, 2006
7062462 On-line higher education financing system Jun. 13, 2006
7035819 Method and system for facilitating automated interaction of marketable retail orders and professional trading interest at passively determined prices Apr. 25, 2006
7028005 Methods and systems for finding value and reducing risk Apr. 11, 2006
7028007 Guarantee certificates Apr. 11, 2006
7028052 Systems and methods for notifying a consumer of changes made to a credit report Apr. 11, 2006
7024389 System and method for using a payroll deduction card as a payment instrument Apr. 4, 2006
7024388 Method and apparatus for an integrative model of multiple asset classes Apr. 4, 2006
7024386 Credit handling in an anonymous trading system Apr. 4, 2006
7024385 Automatic electronic funds transfer system and method Apr. 4, 2006
7024383 Online sales risk management system Apr. 4, 2006
7024395 Method and system for secure credit card transactions Apr. 4, 2006
7020631 Method for mortgage and closed end loan portfolio management Mar. 28, 2006
7006993 Method and apparatus for surrogate control of network-based electronic transactions Feb. 28, 2006
7006992 Risk assessment and management system Feb. 28, 2006
7004382 Payment validation network Feb. 28, 2006
7003491 Methods and systems for a collections model for loans Feb. 21, 2006
7003490 Multivariate responses using classification and regression trees systems and methods Feb. 21, 2006
7003486 Net-value creation and allocation in an electronic trading system Feb. 21, 2006
7003489 Methods and apparatus for submitting information to an automated lending system Feb. 21, 2006
6999942 User interface system and method for configuring cash flow processing Feb. 14, 2006
6999943 Routing methods and systems for increasing payment transaction volume and profitability Feb. 14, 2006
6996540 Systems for switch auctions utilizing risk position portfolios of a plurality of traders Feb. 7, 2006
6993505 Method and system for performing CRA, HMDA, and fair lending analysis and reporting for a financial institution Jan. 31, 2006
6988085 System and method for real-time electronic inquiry, delivery, and reporting of credit information Jan. 17, 2006
6988084 Automated system for analyzing charges and credits of banks and other financial institutions Jan. 17, 2006
6985886 Method and apparatus for a mortgage loan management system Jan. 10, 2006
6985883 Credit management for electronic brokerage system Jan. 10, 2006
6985881 Methods and apparatus for automated underwriting of segmentable portfolio assets Jan. 10, 2006

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