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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.
Patents under this class:
| Patent Number |
Title Of Patent |
Date Issued |
| 7131583 |
Systems, methods, and apparatus for instant issuance of a credit card |
Nov. 7, 2006 |
| 7133935 |
System and method for real-time electronic inquiry, delivery, and reporting of credit information |
Nov. 7, 2006 |
| 7127425 |
System and method for providing a loan to a taxpayer based on a pre year-end tax refund |
Oct. 24, 2006 |
| 7124111 |
Service charge adjustment platform |
Oct. 17, 2006 |
| 7110970 |
Methods and apparatus for rapid deployment of a valuation system |
Sep. 19, 2006 |
| 7107239 |
Further improved system and methods for computing to support decomposing property into separately valued components |
Sep. 12, 2006 |
| 7107241 |
System and method for processing a secured collateral loan |
Sep. 12, 2006 |
| 7103570 |
Merchant account activation system |
Sep. 5, 2006 |
| 7099842 |
Electronic commerce credit origination method and system |
Aug. 29, 2006 |
| 7099843 |
Reference pools as credit enhancements |
Aug. 29, 2006 |
| 7092905 |
Systems and methods for the processing of financial transactions |
Aug. 15, 2006 |
| 7089503 |
Mortgage loan customization system and process |
Aug. 8, 2006 |
| 7089209 |
Method for revaluing a phone card |
Aug. 8, 2006 |
| 7089207 |
Method and system for determining a company's probability of no default |
Aug. 8, 2006 |
| 7089191 |
System and method for managing insurance of valuables having unpredictable fluctuating values |
Aug. 8, 2006 |
| 7085735 |
System and method for conducting the closing of a real estate sale over a computerized network |
Aug. 1, 2006 |
| 7082412 |
Electronic factoring |
Jul. 25, 2006 |
| 7082411 |
Methods and systems for optimizing return and present value |
Jul. 25, 2006 |
| 7076462 |
System and method for electronic loan application and for correcting credit report errors |
Jul. 11, 2006 |
| 7076460 |
Interactive remote auction bidding system |
Jul. 11, 2006 |
| 7069243 |
Interactive remote auction bidding system |
Jun. 27, 2006 |
| 7062757 |
Decision management system which is cross-function, cross-industry and cross-platform |
Jun. 13, 2006 |
| 7062462 |
On-line higher education financing system |
Jun. 13, 2006 |
| 7035819 |
Method and system for facilitating automated interaction of marketable retail orders and professional trading interest at passively determined prices |
Apr. 25, 2006 |
| 7028005 |
Methods and systems for finding value and reducing risk |
Apr. 11, 2006 |
| 7028007 |
Guarantee certificates |
Apr. 11, 2006 |
| 7028052 |
Systems and methods for notifying a consumer of changes made to a credit report |
Apr. 11, 2006 |
| 7024389 |
System and method for using a payroll deduction card as a payment instrument |
Apr. 4, 2006 |
| 7024388 |
Method and apparatus for an integrative model of multiple asset classes |
Apr. 4, 2006 |
| 7024386 |
Credit handling in an anonymous trading system |
Apr. 4, 2006 |
| 7024385 |
Automatic electronic funds transfer system and method |
Apr. 4, 2006 |
| 7024383 |
Online sales risk management system |
Apr. 4, 2006 |
| 7024395 |
Method and system for secure credit card transactions |
Apr. 4, 2006 |
| 7020631 |
Method for mortgage and closed end loan portfolio management |
Mar. 28, 2006 |
| 7006993 |
Method and apparatus for surrogate control of network-based electronic transactions |
Feb. 28, 2006 |
| 7006992 |
Risk assessment and management system |
Feb. 28, 2006 |
| 7004382 |
Payment validation network |
Feb. 28, 2006 |
| 7003491 |
Methods and systems for a collections model for loans |
Feb. 21, 2006 |
| 7003490 |
Multivariate responses using classification and regression trees systems and methods |
Feb. 21, 2006 |
| 7003486 |
Net-value creation and allocation in an electronic trading system |
Feb. 21, 2006 |
| 7003489 |
Methods and apparatus for submitting information to an automated lending system |
Feb. 21, 2006 |
| 6999942 |
User interface system and method for configuring cash flow processing |
Feb. 14, 2006 |
| 6999943 |
Routing methods and systems for increasing payment transaction volume and profitability |
Feb. 14, 2006 |
| 6996540 |
Systems for switch auctions utilizing risk position portfolios of a plurality of traders |
Feb. 7, 2006 |
| 6993505 |
Method and system for performing CRA, HMDA, and fair lending analysis and reporting for a financial institution |
Jan. 31, 2006 |
| 6988085 |
System and method for real-time electronic inquiry, delivery, and reporting of credit information |
Jan. 17, 2006 |
| 6988084 |
Automated system for analyzing charges and credits of banks and other financial institutions |
Jan. 17, 2006 |
| 6985886 |
Method and apparatus for a mortgage loan management system |
Jan. 10, 2006 |
| 6985883 |
Credit management for electronic brokerage system |
Jan. 10, 2006 |
| 6985881 |
Methods and apparatus for automated underwriting of segmentable portfolio assets |
Jan. 10, 2006 |
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