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Class Information
Number: 705/38
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit) > Credit (risk) processing or loan processing (e.g., mortgage)
Description: Subject matter drawn to a computerized arrangement for evaluation of the risk factors in a loan determination.

Patents under this class:

Patent Number Title Of Patent Date Issued
8712908 Home appreciation participation notes Apr. 29, 2014
8712907 Multi-dimensional credibility scoring Apr. 29, 2014
8712892 Verification of a portable consumer device in an offline environment Apr. 29, 2014
8712846 Sending targeted product offerings based on personal information Apr. 29, 2014
8707385 Automated compliance policy enforcement in software systems Apr. 22, 2014
8706641 Method and system for providing risk information in connection with transaction processing Apr. 22, 2014
8706630 System and method for securely authorizing and distributing stored-value card data Apr. 22, 2014
8706618 Release of funds based on criteria Apr. 22, 2014
8706617 System and methods for providing starter credit card accounts Apr. 22, 2014
8706616 System and method to profit by purchasing unsecured debt and negotiating reduction in amount due Apr. 22, 2014
8706615 Systems and methods for evaluating the ability of borrowers to repay loans Apr. 22, 2014
8706614 Systems and methods for automated political risk management Apr. 22, 2014
8706613 System and method for an emergency reserve during a covered event using actuarial data Apr. 22, 2014
8706610 Systems and methods for electronically initiating and executing securities lending transactions Apr. 22, 2014
8706602 Finance and configuration method and apparatus Apr. 22, 2014
8706592 Online mortgage approval and settlement system and method therefor Apr. 22, 2014
8706590 Providing value exchange in connection with financial institution recommendations and offers Apr. 22, 2014
8706589 Systems and methods for implementing real estate future market value insurance Apr. 22, 2014
8706588 System and method of provisioning confidential information via a mobile device Apr. 22, 2014
8706587 Statistical prioritization and detection of potential financial crime events Apr. 22, 2014
8706586 Method and system for identifying subrogation potential and valuing a subrogation file Apr. 22, 2014
8694432 Dual-activation financial products Apr. 8, 2014
8694428 Consumer oriented services system and method Apr. 8, 2014
8694423 Systems and methods for brokering data in a transactional gateway Apr. 8, 2014
8694422 Method and system for user signup by a network service provider Apr. 8, 2014
8694421 Method for structuring a supplemental interest mortgage Apr. 8, 2014
8694420 System and method for outputting a credit risk report based on debit data Apr. 8, 2014
8694419 Methods and systems for utilizing intellectual property assets and rights Apr. 8, 2014
8694417 System and method for activity based margining Apr. 8, 2014
8694403 Using commercial share of wallet to rate investments Apr. 8, 2014
8694401 Systems and methods for using online social footprint for affecting lending performance and credit scoring Apr. 8, 2014
8694390 System and method for resolving transactions with lump sum payment capabilities Apr. 8, 2014
8694356 Augmenting service oriented architecture governance maturity Apr. 8, 2014
8694339 System and method for determining loss data based on industry indices Apr. 8, 2014
8694336 Systems, devices, and methods for providing healthcare information Apr. 8, 2014
8688572 Financial account related trigger feature for risk mitigation Apr. 1, 2014
8688569 System and method for post closing and custody services Apr. 1, 2014
8688507 Methods and systems for monitoring transaction entity versions for policy compliance Apr. 1, 2014
8688481 System and method for providing group dividends Apr. 1, 2014
8682776 Method and system for initiating and clearing trades Mar. 25, 2014
8682772 Apparatuses, methods, and systems for providing a risk scoring engine user interface Mar. 25, 2014
8682770 Using commercial share of wallet in private equity investments Mar. 25, 2014
8682760 Methods and devices for savings participation Mar. 25, 2014
8682700 Computer based method of pricing equity indexed annuity product with guaranteed lifetime income benefits Mar. 25, 2014
8676916 Method and apparatus for connection to virtual private networks for secure transactions Mar. 18, 2014
8676699 System and method for risk monitoring of rated legal entities Mar. 18, 2014
8676698 System and method for operating a gift certificate on the basis of credit card transactions Mar. 18, 2014
8676680 Automatically determining a current value for a home Mar. 18, 2014
8671052 Method and system for pricing forward commitments for mortgage loans and for buying committed loans Mar. 11, 2014
8671051 System and methods for funding and binding auto loans Mar. 11, 2014

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