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Class Information
Number: 705/35
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit)
Description: Subject matter drawn to a computerized arrangement for planning the disposition or use of funds or securities, or extension of credit.


Sub-classes under this class:

Class Number Class Name Patents
705/38 Credit (risk) processing or loan processing (e.g., mortgage) 765
705/39 Including funds transfer or credit transaction 999
705/36R Portfolio selection, planning or analysis 758
705/37 Trading, matching, or bidding 1,578


Patents under this class:

Patent Number Title Of Patent Date Issued
7499882 Method for automatically processing a financial loan application and the system thereof Mar. 3, 2009
7499881 Compensatory ratio hedging Mar. 3, 2009
7496537 User-generated traveler's checks Feb. 24, 2009
7496536 Systems and methods to facilitate a transfer of a refund amount from an educational institution to a student Feb. 24, 2009
7496535 Computerized interface for constructing and executing computerized transaction processes and programs Feb. 24, 2009
7496534 Methods for trade decision making Feb. 24, 2009
7496531 Methods, systems, and computer program products for trading financial instruments on an exchange Feb. 24, 2009
7496529 Electronic activity and business system and method Feb. 24, 2009
7493286 Filter module for a transaction processing system Feb. 17, 2009
7493285 Payment process and system for transmission and/or service operations within a data packet transmission network Feb. 17, 2009
7493281 Automatic notification of irregular activity Feb. 17, 2009
7493280 Method and system for setting an optimal reserve price for an auction Feb. 17, 2009
7493278 Method and system for analyzing a capital structure for a company Feb. 17, 2009
7493262 Method for valuing intellectual property Feb. 17, 2009
7490059 Methods and systems for consolidating financial reporting information Feb. 10, 2009
7490058 Automated dynamic negotiation of electronic service contracts Feb. 10, 2009
7490050 Method and system for furnishing an on-line quote for an insurance product Feb. 10, 2009
7487127 Merchant cash payment systems and methods Feb. 3, 2009
7487126 Computer network method for conducting payment over a network by debiting and crediting utilities accounts Feb. 3, 2009
7487123 Computer-implemented securities trading system with virtual currency and virtual specialist Feb. 3, 2009
7487113 Systems and methods for providing item sales and delivery service Feb. 3, 2009
7484658 System for consumers at the point of purchase/sale to automatically invest funds into a personal money saving program Feb. 3, 2009
7484087 Systems, methods, and software for preventing redundant processing of transmissions sent to a remote host computer Jan. 27, 2009
7483856 System and method for effecting payment for an electronic auction commerce transaction Jan. 27, 2009
7483855 System and method for automated order entry on short queues Jan. 27, 2009
7483854 Method and system for intelligent automated security trading via the internet Jan. 27, 2009
7483852 Total value bidding Jan. 27, 2009
7483850 System and method for timed order entry and modification Jan. 27, 2009
7483849 Stop-loss and trailing stop-loss system utilizing a dynamic price adjusting feature Jan. 27, 2009
7483848 Automated banking machine with improved resistance to fraud Jan. 27, 2009
7483847 System and method for referral fee processing in accounts managed by financial advisors Jan. 27, 2009
7480633 Real-time brokerage account application system and method Jan. 20, 2009
7480632 Electronic collateral management system and method Jan. 20, 2009
7480631 System and method for detecting and processing fraud and credit abuse Jan. 20, 2009
7480630 Method for allocating financial values across multiple accounts using precise values Jan. 20, 2009
7480629 Computer process for modeling flow of patients through hospital units Jan. 20, 2009
7478071 Method and apparatus for determining and assessing information to be collected based on information-theoretic measures Jan. 13, 2009
7478064 System and process for applying for and obtaining universal multiple mortgage underwriting approvals Jan. 13, 2009
7478063 Stock trading application program Jan. 13, 2009
7478062 Financial management system and method Jan. 13, 2009
7478061 Automated audit process Jan. 13, 2009
7478057 Method for conducting an electronic commercial transaction Jan. 13, 2009
7475102 Random number generation method based on multivariate non-normal distribution, parameter estimation method thereof, and application to simulation of financial field and semiconductor ion impla Jan. 6, 2009
7475038 System and methods for disclosing transaction information to customers Jan. 6, 2009
7475037 Guaranteed negotiation system and method Jan. 6, 2009
7475034 Process for determining an auction methodology Jan. 6, 2009
7475032 Systems and methods for creating financial advice applications Jan. 6, 2009
7474904 Device for acquiring and transferring data concerning payment means to a banking institution Jan. 6, 2009
7472098 System and method for execution of trades made pursuant to stock option and purchase plans Dec. 30, 2008
7472090 Method and system for providing a higher credit limit to a customer Dec. 30, 2008



 
 
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