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Class Information
Number: 705/35
Name: Data processing: financial, business practice, management, or cost/price determination > Automated electrical financial or business practice or management arrangement > Finance (e.g., banking, investment or credit)
Description: Subject matter drawn to a computerized arrangement for planning the disposition or use of funds or securities, or extension of credit.


Sub-classes under this class:

Class Number Class Name Patents
705/38 Credit (risk) processing or loan processing (e.g., mortgage) 765
705/39 Including funds transfer or credit transaction 999
705/36R Portfolio selection, planning or analysis 758
705/37 Trading, matching, or bidding 1,578


Patents under this class:
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Patent Number Title Of Patent Date Issued
7318045 Event-driven trade link between trading and clearing systems Jan. 8, 2008
7315840 Procedural order system and method Jan. 1, 2008
7315839 Securities pricing system Jan. 1, 2008
7315838 Method and system for pricing options Jan. 1, 2008
7315837 Communication interface for a financial modeling and counseling system Jan. 1, 2008
7315835 Price fluctuation predicting device and predicting method, price fluctuation warning device and method, and program providing medium Jan. 1, 2008
7314168 Account monitoring system Jan. 1, 2008
7313544 System and method for restricting over-limit accounts Dec. 25, 2007
7313543 System and method for dividing a remittance and distributing a portion of the funds to multiple investment products Dec. 25, 2007
7313541 System and method for estimating conduit liquidity requirements in asset backed commercial paper Dec. 25, 2007
7313539 Method and system for reserving future purchases of goods or services Dec. 25, 2007
7310617 Real-time financial card offer and application system Dec. 18, 2007
7310615 Financial data reporting system with alert notification feature and free-form searching capability Dec. 18, 2007
7309008 System and method for calculating expected approval rates Dec. 18, 2007
7308428 System and method for displaying market information Dec. 11, 2007
7308427 Amortization for financial processing in a relational database management system Dec. 11, 2007
7308426 System and methods for servicing electronic transactions Dec. 11, 2007
7305361 Apparatus, methods and articles of manufacture for constructing and executing computerized transaction processes and programs Dec. 4, 2007
7305353 System and method for forecasting tax effects of financial transactions Dec. 4, 2007
7305347 Apparatus and method for providing employee benefits and /or employee benefits information Dec. 4, 2007
7305328 Method and apparatus for predicting and reporting a real estate value based on a weighted average of predicted values Dec. 4, 2007
7303122 Methods and systems for providing a financial account charging a flat amount Dec. 4, 2007
7302719 Systems, methods, and apparatus for instant issuance of a transaction card Dec. 4, 2007
7302413 Systems and methods for providing loan management from cash or deferred income arrangements Nov. 27, 2007
7302411 Electronic Billing with required viewing of supplemental information Nov. 27, 2007
7302410 Econometric optimization engine Nov. 27, 2007
7299214 System for predictive analysis of time series data flows Nov. 20, 2007
7299208 Apparatus and system for defining an automated spread trading parameter Nov. 20, 2007
7299207 Data processing system that provides an auction with programmable proxy bids Nov. 20, 2007
7299206 Method and system to implement seller authorized buying privileges within a network-based shopping facility Nov. 20, 2007
7299205 Mutual fund analysis method and system Nov. 20, 2007
7296192 Error handling in enterprise information technology systems Nov. 13, 2007
7296000 Method for managing retirement and other investments that use an asset accumulation strategy Nov. 13, 2007
7295999 System and method for determining eligibility and enrolling members in various programs Nov. 13, 2007
7295987 Non-debt funding system for home finance Nov. 13, 2007
7292998 System and method for adding value to a stored-value account Nov. 6, 2007
7292997 Apparatus and method of receiving order, storage medium, and method of point service Nov. 6, 2007
7292995 System and method for providing compensation to loan professionals Nov. 6, 2007
7292994 System and method for establishing value and financing of intellectual property Nov. 6, 2007
7292993 System for remotely managing bulk product storage Nov. 6, 2007
7290704 Method and system relating to a multi-lateral trade engine for payment transactions Nov. 6, 2007
7289965 Systems and methods for home value scoring Oct. 30, 2007
7287009 System and a method for carrying out personal and business transactions Oct. 23, 2007
7287008 Method and system for loan organization and underwriting Oct. 23, 2007
7287006 Risk-adjusted method for pricing financial derivatives Oct. 23, 2007
7287005 Method for supplementing descriptors for online banking transaction statements Oct. 23, 2007
7283978 Method and apparatus for creating and administering a publicly traded interest in a commodity pool Oct. 16, 2007
7283977 System for reducing risk payment-based transactions wherein a risk filter routine returns instructions authorizing payment to a payment queue for later re-evaluation Oct. 16, 2007
7281078 Bank structure storage control device and paper matter authentication device Oct. 9, 2007
7280980 Algorithm for explaining credit scores Oct. 9, 2007

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