| Patent Number |
Title Of Patent |
Date Issued |
| D261838 |
Desk |
November 17, 1981 |
|
| D261462 |
Service counter |
October 27, 1981 |
|
| D261461 |
Service counter |
October 27, 1981 |
|
| D261460 |
Desk |
October 27, 1981 |
|
| D261459 |
Desk |
October 27, 1981 |
|
| D261458 |
Teller counter |
October 27, 1981 |
|
| D261457 |
Service counter |
October 27, 1981 |
|
| D261456 |
Service counter |
October 27, 1981 |
|
| D259908 |
Desk carrel |
July 21, 1981 |
|
| D257539 |
Walk-up banking building |
November 18, 1980 |
|
| D257538 |
Drive-up banking building |
November 18, 1980 |
|
| D257100 |
Multiple position counter unit |
September 30, 1980 |
|
| D257099 |
Multiple teller counter unit |
September 30, 1980 |
|
| D257092 |
Wall mounted multiple desk unit |
September 30, 1980 |
|
| D254546 |
Customer activated terminal enclosure |
March 25, 1980 |
|
| D253315 |
Express depository |
October 30, 1979 |
|
| 7451103 |
System and method for centralized automated reconciliation of custody accounts |
November 11, 2008 |
| A method and system for centralized automated reconciliation of investment manager and related custody accounts makes use of computer hardware and software in a service bureau environment to receive information and records electronically from fund managers and custodian banks in diff |
| 7441263 |
System, method and computer program product for providing unified authentication services for on |
October 21, 2008 |
| A system, method and computer program product for providing unified authentication services in an Application Service Provider (ASP) setting to a registered end-user of one or more online (or web) applications. The system includes client side components, a user management component c |
| 7437736 |
Method and apparatus for managing workflow in a single sign-on framework |
October 14, 2008 |
| A method for managing workflow for an application, including obtaining an application adapter associated with the application, wherein the application adapter specifies a sub-task, monitoring the application to obtain a state, and performing an action associated with the sub-task, if |
| 7389355 |
Customer access solutions architecture |
June 17, 2008 |
| The present invention provides systems and methods for electronically delivering banking services to end clients and, more particularly, using Internet based technologies as a means of exposing those services. The solution to this problem set forth in this invention is the creation of a |
| 7305562 |
System, method and computer program product for an authentication management infrastructure |
December 4, 2007 |
| A system, method and computer program product that utilizes measurements for the authentication of users to enterprise resources. The system includes an authentication server that stores the engine and collections of data required by the system to authenticate users. The collections of |
| 7269256 |
Electronic-monetary system |
September 11, 2007 |
| An improved monetary system using electronic media to exchange economic value securely and reliably is disclosed. The system provides a complete monetary system having electronic money that is interchangeable with conventional paper money. Also disclosed is a system for open electronic |
| 7168091 |
Method and system of transaction security |
January 23, 2007 |
| A method and system for secure authentication of a user in a session conducted over an interactive communication channel, such as a two-way telephony communication channel, with an authenticating entity, such as a financial institution, utilizes a session identifier, such as pseudora |
| 7110981 |
Method and system for providing integrated brokerage and other financial services through custom |
September 19, 2006 |
| A method and system for providing integrated financial services including brokerage services through an ATM network permits trading of securities, portfolio evaluation, security price evaluation, and brokerage account inquiries. The invention utilizes a familiar customer interface, a |
| 7107243 |
System and method for automated bill payment service |
September 12, 2006 |
| A method and system for automated bill payment service makes use of one or more application programs, such as a bank's retail system application and a bill payment application, running on one or more servers, as well as one or more data storage devices. A customer calls, for example, an |
| 7092905 |
Systems and methods for the processing of financial transactions |
August 15, 2006 |
| Systems and methods for processing credit card transactions including an account with a multi-dimensional balance structure, wherein balance segments within the balance structure have individually-definable terms and conditions. A system receives incoming transaction data by way of a |
| 7076061 |
Efficient and compact subgroup trace representation ("XTR") |
July 11, 2006 |
| Improvements are obtained in key generation and cryptographic applications in public key cryptography, by reducing the bit-length of public keys, thereby reducing the bandwidth requirements of telecommunications devices, such as wireless telephone sets. |
| 7051001 |
System and method for merchant function assumption of internet checking and savings account tran |
May 23, 2006 |
| A system and method for merchant function assumption of Internet checking and savings account transactions enables a service provider to take over all merchant type transactions and provide a merchant, such as an Internet merchant, with an approved order and appropriate credit for the |
| 7028187 |
Electronic transaction apparatus for electronic commerce |
April 11, 2006 |
| A system for open electronic commerce having a customer trusted agent securely communicating with a first money module, and a merchant trusted agent securely communicating with a second money module. Both trusted agents are capable of establishing a first cryptographically secure ses |
| 7024174 |
Method and system for data management in electronic payments transactions |
April 4, 2006 |
| A method and system for prepaying wireless telecommunications charges utilizes computer hardware and software including, for example, a user's mobile phone, a mobile operator's interactive voice response unit, a mobile payments interactive voice response unit, SMS, test messaging, em |
| 7020639 |
Check verification system and method |
March 28, 2006 |
| A method and system for determining the negotiability of checks drawn on any account from any bank or other financial institution based on a comparison against stored information on whether or not checks previously drawn on that account have cleared and were paid includes a database |
| 7020626 |
Inside money |
March 28, 2006 |
| A synthetic currency transaction network which performs transactions with near real time finality of transaction between potential borrowers and potential lenders. Synthetic currency is created by pooling and dividing into shares a portfolio of highly liquid assets and frequent evaluatio |
| 7010509 |
System and method for funding an account and consolidating financial relationships |
March 7, 2006 |
| The present invention is a method and system for providing for investments to be made on behalf of an individual by a financial institution based on the individual's overall relationship to the financial institution. The relationship consists of the number, types, and size of accounts th |
| 7007299 |
Method and system for internet hosting and security |
February 28, 2006 |
| The present invention relates to a system and method for providing security to Internet hosting sites and mitigating electronic attacks against such sites. The system and method of the present invention provide: adequate Internet connections to the site to prevent connection flooding |
| 6993505 |
Method and system for performing CRA, HMDA, and fair lending analysis and reporting for a financ |
January 31, 2006 |
| The present invention discloses a method and system for collecting, standardizing, and analyzing lending data from all the offices of a financial institution, including information on small business, home equity, motor vehicle, credit card, mortgage, other secured and unsecured consu |
| 6970853 |
Method and system for strong, convenient authentication of a web user |
November 29, 2005 |
| A method and system for strong, convenient authentication of a web user makes use, for example, of a computing device, such as a user's personal computer (PC), coupled over a network, such as the Internet, to one or more servers, such as the host server of an authenticating authority, as |
| 6947908 |
System and use for correspondent banking |
September 20, 2005 |
| The present invention comprises a system and method for a customer and merchant to perform an on-line, and in some cases, real-time financial transaction from a personal computer or similar processing terminal over a public access communications network utilizing a universally acceptable |
| 6938033 |
System and method of using e-mail centered internet interaction |
August 30, 2005 |
| The present invention allows an e-mail server to process requests for Web pages and forward copies of the requested Web pages as attachments to e-mail messages. In addition to providing copies of a first set of Web pages themselves, the present invention also copies additional Web pages |
| 6895386 |
Stock credit card |
May 17, 2005 |
| A method and system for purchasing assets on behalf of customers who use financial transaction media such as credit cards, ATM/CAT cards, and electronic commerce managed by a financial institution. As the customer uses his financial transaction medium to purchase goods and services, he |
| 6873974 |
System and method for use of distributed electronic wallets |
March 29, 2005 |
| Methods and systems whereby two electronic wallets communicate and exchange information. In one such system, a consumer's personal electronic wallet communicates with the exclusive or preferred wallet of a web merchant. In one such system, an internet consumer registers with a web mercha |
| 6868408 |
Security systems and methods applicable to an electronic monetary system |
March 15, 2005 |
| An electronic-monetary system having (1) banks or financial institutions that are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations; (2) |
| 6850991 |
Systems and methods for distributing information to a diverse plurality of devices |
February 1, 2005 |
| The present invention allows a customer to use any of a number of a plurality of devices to access data and make transactions using an institution's computers and databases from many different locations throughout the world. As an example, a banking customer may use either a telephon |
| 6785661 |
System and method a risk based purchase of goods |
August 31, 2004 |
| A system and method provides for enabling on-line transactional services among sellers and buyers having no previous relationship with each other. The system includes a financial clearinghouse for receiving a request for goods or services from a buyer and making a real-time determination |
| 6697960 |
Method and system for recovering data to maintain business continuity |
February 24, 2004 |
| A system and method to allow mirroring of data into a recovery site in real time so that as data is written to disk in a primary data center location, it is concurrently copied to disk at a recovery site, thereby eliminating the use of separate magnetic media for that purpose. Real-time |
| 6681988 |
Method and system for managing a transaction card account |
January 27, 2004 |
| A method and system for managing a transaction card account includes a dual function transaction card with primary and secondary transaction card functions that is issued to a cardmember in connection with the account. The cardmember is allowed to incur charges on the account with the du |
| 6665405 |
Cyclotomic polynomial construction of discrete logarithm cryptosystems over finite fields |
December 16, 2003 |
| Cyclotomic polynomials are used to construct subgroups of multiplicative groups of finite fields that allow very efficient implementation of discrete logarithm based public key cryptosystems, including public key encryption schemes and digital signature schemes. A field is represented |
| 6661882 |
System and method for automated telephone message routing using an altered ANI |
December 9, 2003 |
| The present invention provides a system and method of transferring a call signal including call-related data received from a communications system between a host and at least one remote agent terminal connected through a network, where the host can access at least one application databas |
| 6609110 |
Method and system for retail investment objective setting |
August 19, 2003 |
| This invention describes a method and system for automated assistance with investment decisionmaking. In particular, the invention relates to assisting retail customers with setting investment objectives, modifying those objectives, and making investments, based on the customer's profile |
| 6601761 |
Method and system for co-branding an electronic payment platform such as an electronic wallet |
August 5, 2003 |
| A method and system of co-branding an electronic payment platform, such as an electronic wallet, makes use of computer hardware and software including, for example, one or more electronic wallet related servers controlled by a financial institution, which can be coupled over the Inte |
| 6574605 |
Method and system for strategic services enterprise workload management |
June 3, 2003 |
| The invention provides a system and method for strategic services enterprise workload management and more particularly to an automated method and system for enterprise workload management that enables an organization such as a financial institution to route any channel service to cus |
